> ## Documentation Index > Fetch the complete documentation index at: https://docs.amlok.io/llms.txt > Use this file to discover all available pages before exploring further. # Verification field dictionary > Types, meanings, normalization and evidence rules for KYC and KYB response fields. These definitions describe `risk_package.verification` and the same assessment at `normalized.assessment` when `normalized.object` is `verification_assessment`. The [KYC and KYB guide](https://docs.amlok.io/api-reference/verification.md) explains retrieval, status, evidence and authorization. Every section is present even when no result is available. All values in the [business example](https://docs.amlok.io/downloads/verification-business-example.json) and [consumer example](https://docs.amlok.io/downloads/verification-consumer-example.json) are synthetic. The [machine-readable dictionary](https://docs.amlok.io/downloads/verification-field-catalog.json) uses the exact field IDs imported by console Data Lookup. ## VerificationCheck Provider and observation context remain visible. Inconclusive, not checked and no matching record must never become a verified pass. ### VerificationCheck-id `id` · `string` · Required · Nullable: No Id. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationCheck-check `check` · `string` · Required · Nullable: No Check. Preserve the source meaning; null or unknown does not establish a negative or a verified result. Allowed values: `identity`, `account_ownership`, `business_registration`, `beneficial_ownership`, `document_authenticity`, `income_verification`, `credit_report_match`, `lien`, `tax_filing`. ### VerificationCheck-subject\_id `subject_id` · `string` · Required · Nullable: No Subject id. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationCheck-result `result` · `string` · Required · Nullable: No Result. Preserve the source meaning; null or unknown does not establish a negative or a verified result. Allowed values: `matched`, `not_matched`, `inconclusive`, `not_checked`. ### VerificationCheck-provider `provider` · `string | null` · Required · Nullable: Yes Provider. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationCheck-observed\_at `observed_at` · `string | null` · Required · Nullable: Yes Observed at. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationCheck-explanation `explanation` · `string` · Required · Nullable: No Explanation. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationCheck-evidence `evidence` · `EvidenceLocation[]` · Required · Nullable: No Exact evidence records and source-document locations. ## VerificationCheckSection Coverage and results for verifications. Empty unavailable/not\_applicable sections carry an explicit reason. Partial results must identify their limitation; an empty list alone never means a clean assessment. ### VerificationCheckSection-status `status` · `string` · Required · Nullable: No State of this specific result; separate from entity legal status and lending decisions. Allowed values: `available`, `partial`, `unavailable`, `not_applicable`. ### VerificationCheckSection-reason `reason` · `string | null` · Required · Nullable: Yes Explicit explanation code when no complete usable value is available. ### VerificationCheckSection-evidence\_ids `evidence_ids` · `string[]` · Required · Nullable: No Evidence ids. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationCheckSection-items `items` · `VerificationCheck[]` · Required · Nullable: No All authorized observations in this section, including distinct source observations. ## VerificationEvidence Typed verification response object. ### VerificationEvidence-evidence\_id `evidence_id` · `string | null` · Required · Nullable: Yes Exact frozen evidence ID; null only when a DataRecord reference provides provenance. ### VerificationEvidence-data\_record\_id `data_record_id` · `string | null` · Required · Nullable: Yes Exact immutable data-record version; not a mutable logical resource ID. ### VerificationEvidence-source\_path `source_path` · `string | null` · Required · Nullable: Yes RFC 6901 pointer into the permitted source payload, preserving its original field path. ### VerificationEvidence-document\_id `document_id` · `string | null` · Required · Nullable: Yes AMLOK document ID for an authorized source report or file. ### VerificationEvidence-page `page` · `integer | null` · Required · Nullable: Yes One-based source PDF page; requires document\_id. ## VerificationProvenance Preserve conflicting source observations as separate items. Field evidence overrides item evidence only for the named path. ### VerificationProvenance-basis `basis` · `string` · Required · Nullable: No How this observation was established. A declaration or extracted text is not verification. Allowed values: `registry`, `provider_verified`, `document_extracted`, `declared`, `derived`. ### VerificationProvenance-source\_id `source_id` · `string` · Required · Nullable: No Opaque source identifier from assessment.sources, authorized for this workspace. ### VerificationProvenance-observed\_at `observed_at` · `string | null` · Required · Nullable: Yes Time the source observed the fact, null when unknown. ### VerificationProvenance-retrieved\_at `retrieved_at` · `string` · Required · Nullable: No UTC time AMLOK retrieved this source version. Format: `date-time`. ### VerificationProvenance-evidence `evidence` · `VerificationEvidence[]` · Required · Nullable: No Exact records or document pages supporting the observation; at least one. ### VerificationProvenance-field\_evidence `field_evidence` · `object[]` · Required · Nullable: No Field-specific provenance for values that differ from the item-level source. ### VerificationProvenance-field\_evidence-path `field_evidence[].path` · `string` · Required · Nullable: No RFC 6901 pointer relative to this item for a field with different provenance. ### VerificationProvenance-field\_evidence-basis `field_evidence[].basis` · `string` · Required · Nullable: No Basis. Preserve the source meaning; null or unknown does not establish a negative or a verified result. Allowed values: `registry`, `provider_verified`, `document_extracted`, `declared`, `derived`. ### VerificationProvenance-field\_evidence-evidence `field_evidence[].evidence` · `VerificationEvidence[]` · Required · Nullable: No Exact evidence records and source-document locations. ## VerificationScore No conversion to creditworthiness, default probability or a cross-provider score. ### VerificationScore-value `value` · `number | null` · Required · Nullable: Yes Original numeric value; null if only a rating was supplied. ### VerificationScore-scale\_min `scale_min` · `number | null` · Required · Nullable: Yes Documented lower scale bound; null when the source does not define one. ### VerificationScore-scale\_max `scale_max` · `number | null` · Required · Nullable: Yes Documented upper scale bound; never assume 0-100. ### VerificationScore-direction `direction` · `string` · Required · Nullable: No Meaning of increasing values, not a credit-decision direction. Allowed values: `higher_is_stronger_match`, `higher_is_more_risk`, `higher_is_more_assurance`, `provider_defined`, `unknown`. ### VerificationScore-label `label` · `string | null` · Required · Nullable: Yes Original provider label or qualitative rating. ### VerificationScore-method `method` · `string | null` · Required · Nullable: Yes Provider method or model version when supplied. ## VerificationIdentifier Typed verification response object. ### VerificationIdentifier-scheme `scheme` · `string` · Required · Nullable: No Identifier scheme, for example corporation\_number, EIN, BN, LEI, VAT or passport. ### VerificationIdentifier-value `value` · `string | null` · Required · Nullable: Yes Permitted identifier value; null when masked, restricted or unavailable. ### VerificationIdentifier-masked\_value `masked_value` · `string | null` · Required · Nullable: Yes Masked representation when full disclosure is not permitted. ### VerificationIdentifier-country `country` · `string | null` · Required · Nullable: Yes ISO 3166-1 alpha-2 issuing country. ### VerificationIdentifier-jurisdiction `jurisdiction` · `string | null` · Required · Nullable: Yes ISO 3166-2 subdivision where known, otherwise source jurisdiction label. ### VerificationIdentifier-disclosure `disclosure` · `string` · Required · Nullable: No Disclosure. Preserve the source meaning; null or unknown does not establish a negative or a verified result. Allowed values: `full`, `masked`, `unavailable`. ### VerificationIdentifier-reason `reason` · `string | null` · Required · Nullable: Yes Reason for masking or unavailability. ## VerificationFact Allowlisted underwriting-relevant facts. No credentials, raw biometrics, unrelated persons, or unreviewed sensitive attributes. ### VerificationFact-key `key` · `string` · Required · Nullable: No Stable, namespaced supplemental field name. ### VerificationFact-value `value` · `string | number | boolean | null` · Required · Nullable: Yes Authorized scalar source value. Structured extras use named scalar facts, not undocumented nested payloads. ### VerificationFact-unit `unit` · `string | null` · Required · Nullable: Yes Original unit where relevant. ### VerificationFact-description `description` · `string` · Required · Nullable: No Meaning of the source-specific fact. ### VerificationFact-source\_path `source_path` · `string | null` · Required · Nullable: Yes Original source field pointer. ### VerificationFact-reason `reason` · `string | null` · Required · Nullable: Yes Required explanation when the value is unavailable. ## VerificationCoverage Complete applies only to the requested scopes; never implies worldwide coverage. ### VerificationCoverage-status `status` · `string` · Required · Nullable: No State of this specific result; separate from entity legal status and lending decisions. Allowed values: `complete`, `partial`, `unavailable`, `not_requested`, `not_applicable`. ### VerificationCoverage-requested\_scopes `requested_scopes` · `string[]` · Required · Nullable: No Requested countries, registries, datasets or checks. ### VerificationCoverage-completed\_scopes `completed_scopes` · `string[]` · Required · Nullable: No Scopes actually completed; a subset of requested scopes. ### VerificationCoverage-limitations `limitations` · `string[]` · Required · Nullable: No Unsearched jurisdictions, failed datasets, licence restrictions and unresolved identities. ## VerificationSource Typed verification response object. ### VerificationSource-id `id` · `string` · Required · Nullable: No Opaque ID referenced by item provenance. ### VerificationSource-kind `kind` · `string` · Required · Nullable: No Kind. Preserve the source meaning; null or unknown does not establish a negative or a verified result. Allowed values: `identity_verification`, `business_verification`, `registry`, `regulatory_registry`, `screening`, `document`, `institution`. ### VerificationSource-display\_name `display_name` · `string` · Required · Nullable: No Source label permitted for disclosure. ### VerificationSource-jurisdictions `jurisdictions` · `string[]` · Required · Nullable: No Actual source jurisdictions. ### VerificationSource-reference `reference` · `string | null` · Required · Nullable: Yes Permitted source report reference, excluding management URLs and secret session tokens. ### VerificationSource-reported\_status `reported_status` · `string | null` · Required · Nullable: Yes Original source status; not silently mapped to verified. ### VerificationSource-requested\_at `requested_at` · `string | null` · Required · Nullable: Yes UTC request time. ### VerificationSource-completed\_at `completed_at` · `string | null` · Required · Nullable: Yes UTC completion time; null for pending/unknown. ### VerificationSource-as\_of `as_of` · `string | null` · Required · Nullable: Yes Source snapshot time; retrieval time is not a substitute. ### VerificationSource-coverage `coverage` · `VerificationCoverage` · Required · Nullable: No Actual requested and completed source scope with limitations. See [VerificationCoverage](#verificationcoverage). ### VerificationSource-document\_ids `document_ids` · `string[]` · Required · Nullable: No AMLOK document IDs for authorized reports. ### VerificationSource-warnings `warnings` · `string[]` · Required · Nullable: No Permitted source warnings. ### VerificationSource-errors `errors` · `string[]` · Required · Nullable: No Permitted source error codes or explanations; no stack traces or secrets. ## VerificationResult A completed check is distinct from a passing check and from an institution lending decision. ### VerificationResult-id `id` · `string` · Required · Nullable: No Stable AMLOK item ID within this assessment. ### VerificationResult-subject\_id `subject_id` · `string` · Required · Nullable: No Authorized business/person subject ID, as returned on the borrower or an active related-party association; not the borrower resource ID. ### VerificationResult-provenance `provenance` · `VerificationProvenance` · Required · Nullable: No Exact source, time, basis and evidence for this observation. See [VerificationProvenance](#verificationprovenance). ### VerificationResult-missing\_fields `missing_fields` · `object[]` · Required · Nullable: No Every absent or null required fact is explained by a pointer and a missing-data reason. ### VerificationResult-missing\_fields-path `missing_fields[].path` · `string` · Required · Nullable: No RFC 6901 pointer relative to this item. ### VerificationResult-missing\_fields-reason `missing_fields[].reason` · `VerificationReason` · Required · Nullable: No Explicit explanation code when no complete usable value is available. ### VerificationResult-missing\_fields-description `missing_fields[].description` · `string` · Required · Nullable: No Why this field is absent or null. ### VerificationResult-supplemental\_facts `supplemental_facts` · `VerificationFact[]` · Required · Nullable: No Permitted source-specific facts that do not have a canonical field. ### VerificationResult-kind `kind` · `string` · Required · Nullable: No Kind. Preserve the source meaning; null or unknown does not establish a negative or a verified result. Allowed values: `identity`, `document_authenticity`, `liveness`, `face_match`, `duplicate_identity`, `proof_of_address`, `database`, `business_registration`, `good_standing`, `ownership`, `sanctions`, `pep`, `adverse_media`, `watchlist`, `tax_identifier`, `licence`, `public_records`, `contact`, `device`, `bank_ownership`, `signature`, `other`. ### VerificationResult-state `state` · `string` · Required · Nullable: No State. Preserve the source meaning; null or unknown does not establish a negative or a verified result. Allowed values: `pending`, `in_progress`, `completed`, `failed`, `not_requested`, `not_applicable`. ### VerificationResult-outcome `outcome` · `string` · Required · Nullable: No Verification/compliance result, not a lending decision. Allowed values: `passed`, `failed`, `review_required`, `inconclusive`, `not_performed`. ### VerificationResult-provider\_status `provider_status` · `string | null` · Required · Nullable: Yes Original provider decision or result. ### VerificationResult-original\_provider\_status `original_provider_status` · `string | null` · Required · Nullable: Yes Provider decision before an override, when supplied. ### VerificationResult-reason\_codes `reason_codes` · `string[]` · Required · Nullable: No Normalized/source reason codes with explanations in summary. ### VerificationResult-summary `summary` · `string` · Required · Nullable: No Human-readable explanation of what was established and what remains unresolved. ### VerificationResult-method `method` · `string | null` · Required · Nullable: Yes Verification method or assurance mechanism. ### VerificationResult-required `required` · `boolean | null` · Required · Nullable: Yes Whether the effective verification policy required this check. ### VerificationResult-policy\_version `policy_version` · `string | null` · Required · Nullable: Yes Version or reference of the matching/verification policy actually used. ### VerificationResult-completed\_at `completed_at` · `string | null` · Required · Nullable: Yes Completion timestamp; null when not completed. ### VerificationResult-expires\_at `expires_at` · `string | null` · Required · Nullable: Yes Explicit result expiry, not an inferred expiry. ### VerificationResult-item\_ids `item_ids` · `string[]` · Required · Nullable: No IDs of detailed observations supporting this check. ### VerificationResult-override `override` · `object | null` · Required · Nullable: Yes Authorized override with auditable reason; retains original result. ### VerificationResult-override-outcome `override.outcome` · `string` · Required · Nullable: No Verification/compliance result, not a lending decision. Allowed values: `passed`, `failed`, `review_required`, `inconclusive`, `not_performed`. ### VerificationResult-override-reason `override.reason` · `string` · Required · Nullable: No Explicit explanation code when no complete usable value is available. ### VerificationResult-override-decided\_at `override.decided_at` · `string` · Required · Nullable: No Decided at. Preserve the source meaning; null or unknown does not establish a negative or a verified result. Format: `date-time`. ### VerificationResult-override-actor\_reference `override.actor_reference` · `string` · Required · Nullable: No Actor reference. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ## VerificationBusiness A candidate or registry observation is not an automatically verified borrower. ### VerificationBusiness-id `id` · `string` · Required · Nullable: No Stable AMLOK item ID within this assessment. ### VerificationBusiness-subject\_id `subject_id` · `string` · Required · Nullable: No Authorized business/person subject ID, as returned on the borrower or an active related-party association; not the borrower resource ID. ### VerificationBusiness-provenance `provenance` · `VerificationProvenance` · Required · Nullable: No Exact source, time, basis and evidence for this observation. See [VerificationProvenance](#verificationprovenance). ### VerificationBusiness-missing\_fields `missing_fields` · `object[]` · Required · Nullable: No Every absent or null required fact is explained by a pointer and a missing-data reason. ### VerificationBusiness-missing\_fields-path `missing_fields[].path` · `string` · Required · Nullable: No RFC 6901 pointer relative to this item. ### VerificationBusiness-missing\_fields-reason `missing_fields[].reason` · `VerificationReason` · Required · Nullable: No Explicit explanation code when no complete usable value is available. ### VerificationBusiness-missing\_fields-description `missing_fields[].description` · `string` · Required · Nullable: No Why this field is absent or null. ### VerificationBusiness-supplemental\_facts `supplemental_facts` · `VerificationFact[]` · Required · Nullable: No Permitted source-specific facts that do not have a canonical field. ### VerificationBusiness-resolution `resolution` · `string` · Required · Nullable: No Resolution. Preserve the source meaning; null or unknown does not establish a negative or a verified result. Allowed values: `candidate`, `selected`, `unresolved`. ### VerificationBusiness-legal\_name `legal_name` · `string | null` · Required · Nullable: Yes Observed legal name. ### VerificationBusiness-alternate\_names `alternate_names` · `string[]` · Required · Nullable: No Trade, former and alternative names, without discarding the source spelling. ### VerificationBusiness-entity\_type `entity_type` · `string | null` · Required · Nullable: Yes Normalized legal form; source wording may be retained in supplemental facts. ### VerificationBusiness-country `country` · `string | null` · Required · Nullable: Yes Country of incorporation. ### VerificationBusiness-jurisdiction `jurisdiction` · `string | null` · Required · Nullable: Yes Registration subdivision or jurisdiction. ### VerificationBusiness-identifiers `identifiers` · `VerificationIdentifier[]` · Required · Nullable: No Registration, business, tax, LEI and securities identifiers. ### VerificationBusiness-incorporation\_date `incorporation_date` · `string | null` · Required · Nullable: Yes Date established or incorporated, with distinct registration dates in registrations. ### VerificationBusiness-nature\_of\_business `nature_of_business` · `string | null` · Required · Nullable: Yes Reported business activities. ### VerificationBusiness-registry\_status `registry_status` · `string | null` · Required · Nullable: Yes Status exactly as reported by the registry. ### VerificationBusiness-good\_standing `good_standing` · `boolean | null` · Required · Nullable: Yes Explicit registry standing; active status does not prove good standing. ### VerificationBusiness-address\_ids `address_ids` · `string[]` · Required · Nullable: No IDs in addresses. ### VerificationBusiness-relationship\_ids `relationship_ids` · `string[]` · Required · Nullable: No IDs in relationships. ### VerificationBusiness-industry\_codes `industry_codes` · `object[]` · Required · Nullable: No Industry codes. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationBusiness-industry\_codes-scheme `industry_codes[].scheme` · `string` · Required · Nullable: No Scheme. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationBusiness-industry\_codes-code `industry_codes[].code` · `string` · Required · Nullable: No Code. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationBusiness-industry\_codes-label `industry_codes[].label` · `string | null` · Required · Nullable: Yes Label. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationBusiness-industry\_codes-basis `industry_codes[].basis` · `string` · Required · Nullable: No Basis. Preserve the source meaning; null or unknown does not establish a negative or a verified result. Allowed values: `declared`, `registry`, `predicted`. ### VerificationBusiness-industry\_codes-confidence `industry_codes[].confidence` · `VerificationScore | null` · Required · Nullable: Yes Confidence. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationBusiness-website `website` · `string | null` · Required · Nullable: Yes Observed public business website. ### VerificationBusiness-email `email` · `string | null` · Required · Nullable: Yes Observed public business email. ### VerificationBusiness-phone `phone` · `string | null` · Required · Nullable: Yes Observed public business phone. ### VerificationBusiness-registered\_capital `registered_capital` · `Money | null` · Required · Nullable: Yes Capital amount only if amount and currency are both known. ### VerificationBusiness-financial\_highlights `financial_highlights` · `VerificationFact[]` · Required · Nullable: No Source registry financial highlights, each with an explicit period and unit in its description. ### VerificationBusiness-match\_score `match_score` · `VerificationScore | null` · Required · Nullable: Yes Candidate similarity; never identity proof. ### VerificationBusiness-source\_url `source_url` · `string | null` · Required · Nullable: Yes Public registry URL only, without credentials or access tokens. ## VerificationPerson Identity details only for authorized borrowers and associated people; not credit-scoring attributes. ### VerificationPerson-id `id` · `string` · Required · Nullable: No Stable AMLOK item ID within this assessment. ### VerificationPerson-subject\_id `subject_id` · `string` · Required · Nullable: No Authorized business/person subject ID, as returned on the borrower or an active related-party association; not the borrower resource ID. ### VerificationPerson-provenance `provenance` · `VerificationProvenance` · Required · Nullable: No Exact source, time, basis and evidence for this observation. See [VerificationProvenance](#verificationprovenance). ### VerificationPerson-missing\_fields `missing_fields` · `object[]` · Required · Nullable: No Every absent or null required fact is explained by a pointer and a missing-data reason. ### VerificationPerson-missing\_fields-path `missing_fields[].path` · `string` · Required · Nullable: No RFC 6901 pointer relative to this item. ### VerificationPerson-missing\_fields-reason `missing_fields[].reason` · `VerificationReason` · Required · Nullable: No Explicit explanation code when no complete usable value is available. ### VerificationPerson-missing\_fields-description `missing_fields[].description` · `string` · Required · Nullable: No Why this field is absent or null. ### VerificationPerson-supplemental\_facts `supplemental_facts` · `VerificationFact[]` · Required · Nullable: No Permitted source-specific facts that do not have a canonical field. ### VerificationPerson-full\_name `full_name` · `string | null` · Required · Nullable: Yes Observed full name. ### VerificationPerson-given\_names `given_names` · `string | null` · Required · Nullable: Yes Given names. ### VerificationPerson-middle\_names `middle_names` · `string | null` · Required · Nullable: Yes Middle names. ### VerificationPerson-family\_name `family_name` · `string | null` · Required · Nullable: Yes Family name. ### VerificationPerson-aliases `aliases` · `string[]` · Required · Nullable: No Observed aliases or former names. ### VerificationPerson-date\_of\_birth `date_of_birth` · `string | null` · Required · Nullable: Yes Date of birth when disclosure and verification purpose permit. ### VerificationPerson-nationalities `nationalities` · `string[]` · Required · Nullable: No ISO alpha-2 countries when known; identity/compliance context only. ### VerificationPerson-country\_of\_birth `country_of_birth` · `string | null` · Required · Nullable: Yes Country of birth for authorized identity disambiguation only. ### VerificationPerson-identifiers `identifiers` · `VerificationIdentifier[]` · Required · Nullable: No Masked personal identifiers by default. ### VerificationPerson-address\_ids `address_ids` · `string[]` · Required · Nullable: No Authorized address references. ### VerificationPerson-identity\_check\_ids `identity_check_ids` · `string[]` · Required · Nullable: No Detailed verification check IDs. ### VerificationPerson-identity\_assurance `identity_assurance` · `string` · Required · Nullable: No Identity assurance. Preserve the source meaning; null or unknown does not establish a negative or a verified result. Allowed values: `unverified`, `documentary`, `database_match`, `cryptographic`, `unknown`. ## VerificationRegistration One registry registration, including extra-provincial or foreign registrations. ### VerificationRegistration-id `id` · `string` · Required · Nullable: No Stable AMLOK item ID within this assessment. ### VerificationRegistration-subject\_id `subject_id` · `string` · Required · Nullable: No Authorized business/person subject ID, as returned on the borrower or an active related-party association; not the borrower resource ID. ### VerificationRegistration-provenance `provenance` · `VerificationProvenance` · Required · Nullable: No Exact source, time, basis and evidence for this observation. See [VerificationProvenance](#verificationprovenance). ### VerificationRegistration-missing\_fields `missing_fields` · `object[]` · Required · Nullable: No Every absent or null required fact is explained by a pointer and a missing-data reason. ### VerificationRegistration-missing\_fields-path `missing_fields[].path` · `string` · Required · Nullable: No RFC 6901 pointer relative to this item. ### VerificationRegistration-missing\_fields-reason `missing_fields[].reason` · `VerificationReason` · Required · Nullable: No Explicit explanation code when no complete usable value is available. ### VerificationRegistration-missing\_fields-description `missing_fields[].description` · `string` · Required · Nullable: No Why this field is absent or null. ### VerificationRegistration-supplemental\_facts `supplemental_facts` · `VerificationFact[]` · Required · Nullable: No Permitted source-specific facts that do not have a canonical field. ### VerificationRegistration-authority `authority` · `string | null` · Required · Nullable: Yes Registry or authority name. ### VerificationRegistration-registration\_number `registration_number` · `string | null` · Required · Nullable: Yes Public corporate filing identifier, not a personal identifier. ### VerificationRegistration-country `country` · `string | null` · Required · Nullable: Yes Registration country. ### VerificationRegistration-jurisdiction `jurisdiction` · `string | null` · Required · Nullable: Yes Registration subdivision. ### VerificationRegistration-registration\_type `registration_type` · `string | null` · Required · Nullable: Yes Domestic, foreign, corporation, partnership or source classification. ### VerificationRegistration-registered\_name `registered_name` · `string | null` · Required · Nullable: Yes Name recorded in this registration. ### VerificationRegistration-status `status` · `string | null` · Required · Nullable: Yes Registry status. ### VerificationRegistration-standing `standing` · `string | null` · Required · Nullable: Yes Original good-standing/compliance wording. ### VerificationRegistration-registered\_on `registered_on` · `string | null` · Required · Nullable: Yes Registration date. ### VerificationRegistration-inactive\_on `inactive_on` · `string | null` · Required · Nullable: Yes Recorded inactivity date. ### VerificationRegistration-dissolved\_on `dissolved_on` · `string | null` · Required · Nullable: Yes Recorded dissolution date. ### VerificationRegistration-last\_annual\_return\_year `last_annual_return_year` · `integer | null` · Required · Nullable: Yes Most recent return year; not a date or a completed current-year return. ### VerificationRegistration-last\_annual\_return\_filed\_on `last_annual_return_filed_on` · `string | null` · Required · Nullable: Yes Filing date for the most recent annual return. ### VerificationRegistration-annual\_return\_status `annual_return_status` · `string` · Required · Nullable: No Annual return status. Preserve the source meaning; null or unknown does not establish a negative or a verified result. Allowed values: `current`, `overdue`, `unknown`, `not_applicable`. ### VerificationRegistration-outstanding\_return\_years `outstanding_return_years` · `integer[]` · Required · Nullable: No Outstanding return years. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationRegistration-registered\_agent\_relationship\_id `registered_agent_relationship_id` · `string | null` · Required · Nullable: Yes Relationship ID for an individual or corporate service agent. ### VerificationRegistration-document\_ids `document_ids` · `string[]` · Required · Nullable: No Associated source report and registry document IDs. ## VerificationAddress Keep distinct address roles even when their physical addresses match. ### VerificationAddress-id `id` · `string` · Required · Nullable: No Stable AMLOK item ID within this assessment. ### VerificationAddress-subject\_id `subject_id` · `string` · Required · Nullable: No Authorized business/person subject ID, as returned on the borrower or an active related-party association; not the borrower resource ID. ### VerificationAddress-provenance `provenance` · `VerificationProvenance` · Required · Nullable: No Exact source, time, basis and evidence for this observation. See [VerificationProvenance](#verificationprovenance). ### VerificationAddress-missing\_fields `missing_fields` · `object[]` · Required · Nullable: No Every absent or null required fact is explained by a pointer and a missing-data reason. ### VerificationAddress-missing\_fields-path `missing_fields[].path` · `string` · Required · Nullable: No RFC 6901 pointer relative to this item. ### VerificationAddress-missing\_fields-reason `missing_fields[].reason` · `VerificationReason` · Required · Nullable: No Explicit explanation code when no complete usable value is available. ### VerificationAddress-missing\_fields-description `missing_fields[].description` · `string` · Required · Nullable: No Why this field is absent or null. ### VerificationAddress-supplemental\_facts `supplemental_facts` · `VerificationFact[]` · Required · Nullable: No Permitted source-specific facts that do not have a canonical field. ### VerificationAddress-roles `roles` · `string[]` · Required · Nullable: No Registered office, records office, operating, service, mailing, residential or other source role. ### VerificationAddress-raw `raw` · `string | null` · Required · Nullable: Yes Original address string, subject to permission. ### VerificationAddress-street `street` · `string | null` · Required · Nullable: Yes Street including number. ### VerificationAddress-unit `unit` · `string | null` · Required · Nullable: Yes Unit, suite or floor; do not silently discard it. ### VerificationAddress-city `city` · `string | null` · Required · Nullable: Yes City. ### VerificationAddress-region `region` · `string | null` · Required · Nullable: Yes Normalized province/state code where known. ### VerificationAddress-postal\_code `postal_code` · `string | null` · Required · Nullable: Yes Postal/ZIP code, stored as text. ### VerificationAddress-country `country` · `string | null` · Required · Nullable: Yes ISO alpha-2 country. ### VerificationAddress-formatted `formatted` · `string | null` · Required · Nullable: Yes Formatted address. ### VerificationAddress-validation `validation` · `string` · Required · Nullable: No Validation. Preserve the source meaning; null or unknown does not establish a negative or a verified result. Allowed values: `validated`, `partial`, `not_validated`, `unknown`. ### VerificationAddress-deliverable `deliverable` · `boolean | null` · Required · Nullable: Yes Postal deliverability from a source check. ### VerificationAddress-classification `classification` · `string | null` · Required · Nullable: Yes Residential, commercial, mixed, PO box, CMRA, virtual office or original classification. ### VerificationAddress-is\_cmra `is_cmra` · `boolean | null` · Required · Nullable: Yes Source-reported commercial mail receiving agency indicator. ### VerificationAddress-is\_virtual `is_virtual` · `boolean | null` · Required · Nullable: Yes Source-reported virtual address indicator. ### VerificationAddress-is\_registered\_agent `is_registered_agent` · `boolean | null` · Required · Nullable: Yes Whether this is a registered-agent address. ### VerificationAddress-match\_score `match_score` · `VerificationScore | null` · Required · Nullable: Yes Address comparison score when actually supplied. ## VerificationRelationship A role does not establish ownership, control or successful KYC. ### VerificationRelationship-id `id` · `string` · Required · Nullable: No Stable AMLOK item ID within this assessment. ### VerificationRelationship-subject\_id `subject_id` · `string` · Required · Nullable: No Authorized business/person subject ID, as returned on the borrower or an active related-party association; not the borrower resource ID. ### VerificationRelationship-provenance `provenance` · `VerificationProvenance` · Required · Nullable: No Exact source, time, basis and evidence for this observation. See [VerificationProvenance](#verificationprovenance). ### VerificationRelationship-missing\_fields `missing_fields` · `object[]` · Required · Nullable: No Every absent or null required fact is explained by a pointer and a missing-data reason. ### VerificationRelationship-missing\_fields-path `missing_fields[].path` · `string` · Required · Nullable: No RFC 6901 pointer relative to this item. ### VerificationRelationship-missing\_fields-reason `missing_fields[].reason` · `VerificationReason` · Required · Nullable: No Explicit explanation code when no complete usable value is available. ### VerificationRelationship-missing\_fields-description `missing_fields[].description` · `string` · Required · Nullable: No Why this field is absent or null. ### VerificationRelationship-supplemental\_facts `supplemental_facts` · `VerificationFact[]` · Required · Nullable: No Permitted source-specific facts that do not have a canonical field. ### VerificationRelationship-related\_subject\_id `related_subject_id` · `string` · Required · Nullable: No Related person or business subject ID. ### VerificationRelationship-related\_entity\_type `related_entity_type` · `string` · Required · Nullable: No Related entity type. Preserve the source meaning; null or unknown does not establish a negative or a verified result. Allowed values: `person`, `business`, `unknown`. ### VerificationRelationship-name `name` · `string | null` · Required · Nullable: Yes Observed related-party name. ### VerificationRelationship-roles `roles` · `string[]` · Required · Nullable: No Director, officer, shareholder, beneficial\_owner, agent\_for\_service, authorized\_signatory, parent or other sourced roles. ### VerificationRelationship-role\_labels `role_labels` · `string[]` · Required · Nullable: No Unmodified source role labels, preserving distinctions. ### VerificationRelationship-position `position` · `string | null` · Required · Nullable: Yes Reported job title/designation. ### VerificationRelationship-appointed\_on `appointed_on` · `string | null` · Required · Nullable: Yes Appointment/start date. ### VerificationRelationship-ended\_on `ended_on` · `string | null` · Required · Nullable: Yes Termination/end date. ### VerificationRelationship-active `active` · `boolean | null` · Required · Nullable: Yes Source-confirmed current role. ### VerificationRelationship-authority `authority` · `string | null` · Required · Nullable: Yes Documented authority or powers; null when unverified. ### VerificationRelationship-address\_ids `address_ids` · `string[]` · Required · Nullable: No Related party addresses. ### VerificationRelationship-registration\_identifiers `registration_identifiers` · `VerificationIdentifier[]` · Required · Nullable: No Public identifiers for corporate related parties. ### VerificationRelationship-verification\_check\_ids `verification_check_ids` · `string[]` · Required · Nullable: No Checks performed on this related subject. ### VerificationRelationship-verification\_required `verification_required` · `boolean | null` · Required · Nullable: Yes Whether this party requires verification under effective policy. ### VerificationRelationship-verification\_state `verification_state` · `string` · Required · Nullable: No Verification state. Preserve the source meaning; null or unknown does not establish a negative or a verified result. Allowed values: `completed`, `pending`, `not_requested`, `skipped`, `unavailable`. ### VerificationRelationship-skip\_reason `skip_reason` · `string | null` · Required · Nullable: Yes Explicit reason a required party was not verified. ## VerificationOwnership Economic ownership, voting control and indirect beneficial ownership remain distinct. ### VerificationOwnership-id `id` · `string` · Required · Nullable: No Stable AMLOK item ID within this assessment. ### VerificationOwnership-subject\_id `subject_id` · `string` · Required · Nullable: No Authorized business/person subject ID, as returned on the borrower or an active related-party association; not the borrower resource ID. ### VerificationOwnership-provenance `provenance` · `VerificationProvenance` · Required · Nullable: No Exact source, time, basis and evidence for this observation. See [VerificationProvenance](#verificationprovenance). ### VerificationOwnership-missing\_fields `missing_fields` · `object[]` · Required · Nullable: No Every absent or null required fact is explained by a pointer and a missing-data reason. ### VerificationOwnership-missing\_fields-path `missing_fields[].path` · `string` · Required · Nullable: No RFC 6901 pointer relative to this item. ### VerificationOwnership-missing\_fields-reason `missing_fields[].reason` · `VerificationReason` · Required · Nullable: No Explicit explanation code when no complete usable value is available. ### VerificationOwnership-missing\_fields-description `missing_fields[].description` · `string` · Required · Nullable: No Why this field is absent or null. ### VerificationOwnership-supplemental\_facts `supplemental_facts` · `VerificationFact[]` · Required · Nullable: No Permitted source-specific facts that do not have a canonical field. ### VerificationOwnership-owner\_subject\_id `owner_subject_id` · `string` · Required · Nullable: No Person or corporate owner ID. ### VerificationOwnership-owned\_subject\_id `owned_subject_id` · `string` · Required · Nullable: No Owned entity ID. ### VerificationOwnership-interest\_type `interest_type` · `string` · Required · Nullable: No Interest type. Preserve the source meaning; null or unknown does not establish a negative or a verified result. Allowed values: `direct`, `indirect`, `beneficial`, `voting`, `unknown`. ### VerificationOwnership-economic\_share `economic_share` · `string | null` · Required · Nullable: Yes Fraction 0-1 of economic equity; 0.25 means 25%. ### VerificationOwnership-voting\_share `voting_share` · `string | null` · Required · Nullable: Yes Fraction 0-1 of voting rights. Voting percentage does not establish economic equity. ### VerificationOwnership-economic\_share\_min `economic_share_min` · `string | null` · Required · Nullable: Yes Lower bound when source reports a range. ### VerificationOwnership-economic\_share\_max `economic_share_max` · `string | null` · Required · Nullable: Yes Upper bound when source reports a range. ### VerificationOwnership-voting\_share\_min `voting_share_min` · `string | null` · Required · Nullable: Yes Lower voting fraction bound. ### VerificationOwnership-voting\_share\_max `voting_share_max` · `string | null` · Required · Nullable: Yes Upper voting fraction bound. ### VerificationOwnership-effective\_share `effective_share` · `string | null` · Required · Nullable: Yes Indirect economic fraction only when a complete, evidenced chain supports it. ### VerificationOwnership-share\_class `share_class` · `string | null` · Required · Nullable: Yes Class of shares or interest. ### VerificationOwnership-share\_count `share_count` · `string | null` · Required · Nullable: Yes Number of shares where supplied, not a percentage. ### VerificationOwnership-nominal\_value `nominal_value` · `Money | null` · Required · Nullable: Yes Nominal value with source currency. ### VerificationOwnership-total\_value `total_value` · `Money | null` · Required · Nullable: Yes Total stated holding value with source currency. ### VerificationOwnership-nature\_of\_control `nature_of_control` · `string[]` · Required · Nullable: No Source-described control mechanisms. ### VerificationOwnership-chain\_subject\_ids `chain_subject_ids` · `string[]` · Required · Nullable: No Ordered ownership chain from owner to assessed entity. ### VerificationOwnership-chain\_complete `chain_complete` · `boolean` · Required · Nullable: No True only when all intermediate interests are evidenced. ### VerificationOwnership-unresolved\_reason `unresolved_reason` · `string | null` · Required · Nullable: Yes Missing intermediate owner, uncertain basis, incomplete coverage or other limitation. ### VerificationOwnership-reported\_interest `reported_interest` · `string | null` · Required · Nullable: Yes Original sharesHeld or ownership wording, retained for audit. ### VerificationOwnership-basis\_date `basis_date` · `string | null` · Required · Nullable: Yes Date the interest was reported or effective. ## VerificationIdentityDocument Document observations and verification results without capture media or raw biometric templates. ### VerificationIdentityDocument-id `id` · `string` · Required · Nullable: No Stable AMLOK item ID within this assessment. ### VerificationIdentityDocument-subject\_id `subject_id` · `string` · Required · Nullable: No Authorized business/person subject ID, as returned on the borrower or an active related-party association; not the borrower resource ID. ### VerificationIdentityDocument-provenance `provenance` · `VerificationProvenance` · Required · Nullable: No Exact source, time, basis and evidence for this observation. See [VerificationProvenance](#verificationprovenance). ### VerificationIdentityDocument-missing\_fields `missing_fields` · `object[]` · Required · Nullable: No Every absent or null required fact is explained by a pointer and a missing-data reason. ### VerificationIdentityDocument-missing\_fields-path `missing_fields[].path` · `string` · Required · Nullable: No RFC 6901 pointer relative to this item. ### VerificationIdentityDocument-missing\_fields-reason `missing_fields[].reason` · `VerificationReason` · Required · Nullable: No Explicit explanation code when no complete usable value is available. ### VerificationIdentityDocument-missing\_fields-description `missing_fields[].description` · `string` · Required · Nullable: No Why this field is absent or null. ### VerificationIdentityDocument-supplemental\_facts `supplemental_facts` · `VerificationFact[]` · Required · Nullable: No Permitted source-specific facts that do not have a canonical field. ### VerificationIdentityDocument-document\_type `document_type` · `string | null` · Required · Nullable: Yes Passport, national identity, driving licence or source document class. ### VerificationIdentityDocument-document\_subtype `document_subtype` · `string | null` · Required · Nullable: Yes Jurisdiction-specific subtype. ### VerificationIdentityDocument-identifier `identifier` · `VerificationIdentifier | null` · Required · Nullable: Yes Masked document number unless full disclosure is specifically permitted. ### VerificationIdentityDocument-issuing\_country `issuing_country` · `string | null` · Required · Nullable: Yes Alpha-2 issuing country; retain alpha-3 source code only in provenance. ### VerificationIdentityDocument-issued\_on `issued_on` · `string | null` · Required · Nullable: Yes Issue date. ### VerificationIdentityDocument-expires\_on `expires_on` · `string | null` · Required · Nullable: Yes Expiry date. ### VerificationIdentityDocument-holder\_subject\_id `holder_subject_id` · `string` · Required · Nullable: No Person whose identity is on the document. ### VerificationIdentityDocument-method `method` · `string` · Required · Nullable: No Method. Preserve the source meaning; null or unknown does not establish a negative or a verified result. Allowed values: `document`, `database`, `wallet`, `nfc`, `unknown`. ### VerificationIdentityDocument-assurance `assurance` · `string | null` · Required · Nullable: Yes Documentary, data match or cryptographic assurance as supported by evidence. ### VerificationIdentityDocument-authenticity `authenticity` · `string` · Required · Nullable: No Authenticity. Preserve the source meaning; null or unknown does not establish a negative or a verified result. Allowed values: `passed`, `failed`, `inconclusive`, `not_checked`. ### VerificationIdentityDocument-extracted\_fields `extracted_fields` · `VerificationFact[]` · Required · Nullable: No Allowlisted identity fields and extraction confidence/quality facts. ### VerificationIdentityDocument-quality\_scores `quality_scores` · `VerificationScore[]` · Required · Nullable: No Quality scores. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationIdentityDocument-nfc `nfc` · `object | null` · Required · Nullable: Yes NFC check results only; no chip dumps or biometric portraits. ### VerificationIdentityDocument-nfc-chip\_read `nfc.chip_read` · `boolean | null` · Required · Nullable: Yes Whether the NFC chip was successfully read; this alone does not prove authenticity. ### VerificationIdentityDocument-nfc-passive\_authentication `nfc.passive_authentication` · `boolean | null` · Required · Nullable: Yes Whether the chip data signature passed passive authentication. ### VerificationIdentityDocument-nfc-active\_authentication `nfc.active_authentication` · `boolean | null` · Required · Nullable: Yes Whether active authentication passed the chip challenge-response check. ### VerificationIdentityDocument-nfc-chip\_authentication `nfc.chip_authentication` · `boolean | null` · Required · Nullable: Yes Whether cryptographic chip authentication passed. ### VerificationIdentityDocument-nfc-data\_integrity `nfc.data_integrity` · `boolean | null` · Required · Nullable: Yes Whether the reported chip data-integrity checks passed. ### VerificationIdentityDocument-nfc-certificate\_valid `nfc.certificate_valid` · `boolean | null` · Required · Nullable: Yes Whether the relevant certificate passed the source validation checks. ### VerificationIdentityDocument-nfc-protocol `nfc.protocol` · `string | null` · Required · Nullable: Yes Reported chip authentication or communication protocol. ### VerificationIdentityDocument-nfc-skipped\_reason `nfc.skipped_reason` · `string | null` · Required · Nullable: Yes Explicit reason this check was skipped; do not infer a passing outcome. ### VerificationIdentityDocument-wallet `wallet` · `object | null` · Required · Nullable: Yes Verified digital credential attributes; no access tokens. ### VerificationIdentityDocument-wallet-issuer `wallet.issuer` · `string | null` · Required · Nullable: Yes Issuer. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationIdentityDocument-wallet-country `wallet.country` · `string | null` · Required · Nullable: Yes Country. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationIdentityDocument-wallet-credential\_type `wallet.credential_type` · `string | null` · Required · Nullable: Yes Type of verified digital credential. ### VerificationIdentityDocument-wallet-assurance\_level `wallet.assurance_level` · `string | null` · Required · Nullable: Yes Assurance level stated by the credential issuer or verification source. ### VerificationIdentityDocument-wallet-signature\_valid `wallet.signature_valid` · `boolean | null` · Required · Nullable: Yes Whether the credential signature passed source validation. ### VerificationIdentityDocument-wallet-verified\_at `wallet.verified_at` · `string | null` · Required · Nullable: Yes Verified at. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationIdentityDocument-document\_id `document_id` · `string | null` · Required · Nullable: Yes Authorized document reference; subject to evidence access at download time. ### VerificationIdentityDocument-reason\_codes `reason_codes` · `string[]` · Required · Nullable: No Expired, tampered, unsupported, missing or other source findings. ## VerificationBiometric Verification outputs for identity assurance, never borrower capacity or character scoring. ### VerificationBiometric-id `id` · `string` · Required · Nullable: No Stable AMLOK item ID within this assessment. ### VerificationBiometric-subject\_id `subject_id` · `string` · Required · Nullable: No Authorized business/person subject ID, as returned on the borrower or an active related-party association; not the borrower resource ID. ### VerificationBiometric-provenance `provenance` · `VerificationProvenance` · Required · Nullable: No Exact source, time, basis and evidence for this observation. See [VerificationProvenance](#verificationprovenance). ### VerificationBiometric-missing\_fields `missing_fields` · `object[]` · Required · Nullable: No Every absent or null required fact is explained by a pointer and a missing-data reason. ### VerificationBiometric-missing\_fields-path `missing_fields[].path` · `string` · Required · Nullable: No RFC 6901 pointer relative to this item. ### VerificationBiometric-missing\_fields-reason `missing_fields[].reason` · `VerificationReason` · Required · Nullable: No Explicit explanation code when no complete usable value is available. ### VerificationBiometric-missing\_fields-description `missing_fields[].description` · `string` · Required · Nullable: No Why this field is absent or null. ### VerificationBiometric-supplemental\_facts `supplemental_facts` · `VerificationFact[]` · Required · Nullable: No Permitted source-specific facts that do not have a canonical field. ### VerificationBiometric-kind `kind` · `string` · Required · Nullable: No Kind. Preserve the source meaning; null or unknown does not establish a negative or a verified result. Allowed values: `liveness`, `face_match`, `document_selfie_match`. ### VerificationBiometric-method `method` · `string | null` · Required · Nullable: Yes Passive, active, document-to-selfie or other source method. ### VerificationBiometric-outcome `outcome` · `string` · Required · Nullable: No Verification/compliance result, not a lending decision. Allowed values: `passed`, `failed`, `review_required`, `inconclusive`, `not_performed`. ### VerificationBiometric-score `score` · `VerificationScore | null` · Required · Nullable: Yes Original assurance or similarity score. ### VerificationBiometric-threshold `threshold` · `number | null` · Required · Nullable: Yes Actual configured source threshold, null when not disclosed. ### VerificationBiometric-reason\_codes `reason_codes` · `string[]` · Required · Nullable: No Source spoofing, quality or comparison findings. ### VerificationBiometric-comparison\_subject\_ids `comparison_subject_ids` · `string[]` · Required · Nullable: No Authorized same-workspace subject references; never cross-customer identities. ### VerificationBiometric-consent\_reference `consent_reference` · `string | null` · Required · Nullable: Yes Reference to authorization governing this check; not raw consent biometrics. ## VerificationScreeningHit Potential name match until disposition is confirmed. News allegations and PEP status are not findings of misconduct. ### VerificationScreeningHit-id `id` · `string` · Required · Nullable: No Id. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationScreeningHit-category `category` · `string` · Required · Nullable: No Category. Preserve the source meaning; null or unknown does not establish a negative or a verified result. Allowed values: `sanctions`, `pep`, `adverse_media`, `watchlist`, `other`. ### VerificationScreeningHit-matched\_name `matched_name` · `string | null` · Required · Nullable: Yes Candidate subject name returned by screening, not a confirmed identity match. ### VerificationScreeningHit-aliases `aliases` · `string[]` · Required · Nullable: No Aliases. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationScreeningHit-list\_name `list_name` · `string | null` · Required · Nullable: Yes Screening list or dataset name actually returned for the candidate. ### VerificationScreeningHit-list\_authority `list_authority` · `string | null` · Required · Nullable: Yes Authority publishing the screening list, when identified by the source. ### VerificationScreeningHit-source\_record\_reference `source_record_reference` · `string | null` · Required · Nullable: Yes Permitted native screening record identifier used to trace this candidate. ### VerificationScreeningHit-source\_url `source_url` · `string | null` · Required · Nullable: Yes Source url. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationScreeningHit-match\_score `match_score` · `VerificationScore | null` · Required · Nullable: Yes Match score. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationScreeningHit-risk\_score `risk_score` · `VerificationScore | null` · Required · Nullable: Yes Risk score. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationScreeningHit-disposition `disposition` · `string` · Required · Nullable: No Review state; unreviewed candidates are not confirmed matches. Allowed values: `unreviewed`, `confirmed`, `false_positive`, `inconclusive`. ### VerificationScreeningHit-reviewed\_at `reviewed_at` · `string | null` · Required · Nullable: Yes UTC time the hit disposition was reviewed; null means no completed review is recorded. ### VerificationScreeningHit-review\_reason `review_reason` · `string | null` · Required · Nullable: Yes Reason supporting the documented match disposition. ### VerificationScreeningHit-first\_seen\_at `first_seen_at` · `string | null` · Required · Nullable: Yes UTC time this source first recorded the candidate, when known. ### VerificationScreeningHit-last\_seen\_at `last_seen_at` · `string | null` · Required · Nullable: Yes UTC time this source last recorded the candidate, when known. ### VerificationScreeningHit-properties `properties` · `VerificationFact[]` · Required · Nullable: No Properties. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationScreeningHit-evidence `evidence` · `VerificationEvidence[]` · Required · Nullable: No Exact evidence records and source-document locations. ## VerificationScreening No-match is valid only for a completed search with known, complete requested coverage. ### VerificationScreening-id `id` · `string` · Required · Nullable: No Stable AMLOK item ID within this assessment. ### VerificationScreening-subject\_id `subject_id` · `string` · Required · Nullable: No Authorized business/person subject ID, as returned on the borrower or an active related-party association; not the borrower resource ID. ### VerificationScreening-provenance `provenance` · `VerificationProvenance` · Required · Nullable: No Exact source, time, basis and evidence for this observation. See [VerificationProvenance](#verificationprovenance). ### VerificationScreening-missing\_fields `missing_fields` · `object[]` · Required · Nullable: No Every absent or null required fact is explained by a pointer and a missing-data reason. ### VerificationScreening-missing\_fields-path `missing_fields[].path` · `string` · Required · Nullable: No RFC 6901 pointer relative to this item. ### VerificationScreening-missing\_fields-reason `missing_fields[].reason` · `VerificationReason` · Required · Nullable: No Explicit explanation code when no complete usable value is available. ### VerificationScreening-missing\_fields-description `missing_fields[].description` · `string` · Required · Nullable: No Why this field is absent or null. ### VerificationScreening-supplemental\_facts `supplemental_facts` · `VerificationFact[]` · Required · Nullable: No Permitted source-specific facts that do not have a canonical field. ### VerificationScreening-kind `kind` · `string` · Required · Nullable: No Kind. Preserve the source meaning; null or unknown does not establish a negative or a verified result. Allowed values: `sanctions`, `pep`, `adverse_media`, `watchlist`, `combined`. ### VerificationScreening-state `state` · `string` · Required · Nullable: No State. Preserve the source meaning; null or unknown does not establish a negative or a verified result. Allowed values: `completed`, `pending`, `failed`, `not_requested`. ### VerificationScreening-result `result` · `string` · Required · Nullable: No Result. Preserve the source meaning; null or unknown does not establish a negative or a verified result. Allowed values: `no_match`, `potential_match`, `confirmed_match`, `inconclusive`, `not_screened`. ### VerificationScreening-coverage `coverage` · `VerificationCoverage` · Required · Nullable: No Actual requested and completed source scope with limitations. See [VerificationCoverage](#verificationcoverage). ### VerificationScreening-screened\_values `screened_values` · `VerificationFact[]` · Required · Nullable: No Permitted identity attributes actually submitted, identifiers masked. ### VerificationScreening-hits `hits` · `VerificationScreeningHit[]` · Required · Nullable: No All returned authorized candidates, not only confirmed matches. ### VerificationScreening-reported\_hit\_count `reported_hit_count` · `integer | null` · Required · Nullable: Yes Provider total, null when unavailable. ### VerificationScreening-returned\_hit\_count `returned_hit_count` · `integer` · Required · Nullable: No Count of hits returned in this item. ### VerificationScreening-screened\_at `screened_at` · `string | null` · Required · Nullable: Yes Actual screening time. ### VerificationScreening-dataset\_updated\_at `dataset_updated_at` · `string | null` · Required · Nullable: Yes Provider-reported dataset freshness; do not infer it. ### VerificationScreening-ongoing\_monitoring `ongoing_monitoring` · `boolean | null` · Required · Nullable: Yes Whether the source actually has ongoing screening enabled. ### VerificationScreening-last\_rescreened\_at `last_rescreened_at` · `string | null` · Required · Nullable: Yes Actual last completed rescreening; never a billing date. ## VerificationTaxCheck Identifier/name validation does not establish taxes paid or absence of tax debt. ### VerificationTaxCheck-id `id` · `string` · Required · Nullable: No Stable AMLOK item ID within this assessment. ### VerificationTaxCheck-subject\_id `subject_id` · `string` · Required · Nullable: No Authorized business/person subject ID, as returned on the borrower or an active related-party association; not the borrower resource ID. ### VerificationTaxCheck-provenance `provenance` · `VerificationProvenance` · Required · Nullable: No Exact source, time, basis and evidence for this observation. See [VerificationProvenance](#verificationprovenance). ### VerificationTaxCheck-missing\_fields `missing_fields` · `object[]` · Required · Nullable: No Every absent or null required fact is explained by a pointer and a missing-data reason. ### VerificationTaxCheck-missing\_fields-path `missing_fields[].path` · `string` · Required · Nullable: No RFC 6901 pointer relative to this item. ### VerificationTaxCheck-missing\_fields-reason `missing_fields[].reason` · `VerificationReason` · Required · Nullable: No Explicit explanation code when no complete usable value is available. ### VerificationTaxCheck-missing\_fields-description `missing_fields[].description` · `string` · Required · Nullable: No Why this field is absent or null. ### VerificationTaxCheck-supplemental\_facts `supplemental_facts` · `VerificationFact[]` · Required · Nullable: No Permitted source-specific facts that do not have a canonical field. ### VerificationTaxCheck-identifier `identifier` · `VerificationIdentifier` · Required · Nullable: No Identifier. Preserve the source meaning; null or unknown does not establish a negative or a verified result. See [VerificationIdentifier](#verificationidentifier). ### VerificationTaxCheck-authority `authority` · `string | null` · Required · Nullable: Yes Source authority or registry used for validation. ### VerificationTaxCheck-result `result` · `string` · Required · Nullable: No Result. Preserve the source meaning; null or unknown does not establish a negative or a verified result. Allowed values: `matched`, `not_matched`, `partial_match`, `format_valid`, `invalid_format`, `unavailable`, `not_checked`. ### VerificationTaxCheck-provided\_name `provided_name` · `string | null` · Required · Nullable: Yes Submitted taxpayer name. ### VerificationTaxCheck-registered\_name `registered_name` · `string | null` · Required · Nullable: Yes Permitted authority-returned name. ### VerificationTaxCheck-registered\_address\_id `registered_address_id` · `string | null` · Required · Nullable: Yes Address ID returned by the authority. ### VerificationTaxCheck-checked\_at `checked_at` · `string | null` · Required · Nullable: Yes Time the tax-ID check completed. ### VerificationTaxCheck-unavailable\_reason `unavailable_reason` · `string | null` · Required · Nullable: Yes Outage, country not supported, not submitted, entitlement or other reason. ## VerificationLicence A licence observation is scoped to its authority and matching entity. ### VerificationLicence-id `id` · `string` · Required · Nullable: No Stable AMLOK item ID within this assessment. ### VerificationLicence-subject\_id `subject_id` · `string` · Required · Nullable: No Authorized business/person subject ID, as returned on the borrower or an active related-party association; not the borrower resource ID. ### VerificationLicence-provenance `provenance` · `VerificationProvenance` · Required · Nullable: No Exact source, time, basis and evidence for this observation. See [VerificationProvenance](#verificationprovenance). ### VerificationLicence-missing\_fields `missing_fields` · `object[]` · Required · Nullable: No Every absent or null required fact is explained by a pointer and a missing-data reason. ### VerificationLicence-missing\_fields-path `missing_fields[].path` · `string` · Required · Nullable: No RFC 6901 pointer relative to this item. ### VerificationLicence-missing\_fields-reason `missing_fields[].reason` · `VerificationReason` · Required · Nullable: No Explicit explanation code when no complete usable value is available. ### VerificationLicence-missing\_fields-description `missing_fields[].description` · `string` · Required · Nullable: No Why this field is absent or null. ### VerificationLicence-supplemental\_facts `supplemental_facts` · `VerificationFact[]` · Required · Nullable: No Permitted source-specific facts that do not have a canonical field. ### VerificationLicence-registry `registry` · `string` · Required · Nullable: No Name of regulatory registry. ### VerificationLicence-authority `authority` · `string | null` · Required · Nullable: Yes Issuing or supervising authority. ### VerificationLicence-country `country` · `string | null` · Required · Nullable: Yes Country. ### VerificationLicence-jurisdiction `jurisdiction` · `string | null` · Required · Nullable: Yes Province/state/municipality. ### VerificationLicence-identifier `identifier` · `string | null` · Required · Nullable: Yes Licence or regulatory registration number. ### VerificationLicence-legal\_name `legal_name` · `string | null` · Required · Nullable: Yes Licensed entity name. ### VerificationLicence-licence\_types `licence_types` · `string[]` · Required · Nullable: No Reported permit classes or activities. ### VerificationLicence-status `status` · `string | null` · Required · Nullable: Yes Original status, including renewal or suspension distinctions. ### VerificationLicence-issued\_on `issued_on` · `string | null` · Required · Nullable: Yes First issue date. ### VerificationLicence-expires\_on `expires_on` · `string | null` · Required · Nullable: Yes Reported expiry date. ### VerificationLicence-address\_ids `address_ids` · `string[]` · Required · Nullable: No Licensed premises addresses. ### VerificationLicence-conditions `conditions` · `string[]` · Required · Nullable: No Explicit licence restrictions or conditions. ### VerificationLicence-classification\_codes `classification_codes` · `string[]` · Required · Nullable: No Registry classifications, such as WSIB classes; preserve source scheme. ### VerificationLicence-match\_score `match_score` · `VerificationScore | null` · Required · Nullable: Yes Registry candidate similarity only. ## VerificationFiling Corporate filing events and missing annual returns retain their dates and evidence. ### VerificationFiling-id `id` · `string` · Required · Nullable: No Stable AMLOK item ID within this assessment. ### VerificationFiling-subject\_id `subject_id` · `string` · Required · Nullable: No Authorized business/person subject ID, as returned on the borrower or an active related-party association; not the borrower resource ID. ### VerificationFiling-provenance `provenance` · `VerificationProvenance` · Required · Nullable: No Exact source, time, basis and evidence for this observation. See [VerificationProvenance](#verificationprovenance). ### VerificationFiling-missing\_fields `missing_fields` · `object[]` · Required · Nullable: No Every absent or null required fact is explained by a pointer and a missing-data reason. ### VerificationFiling-missing\_fields-path `missing_fields[].path` · `string` · Required · Nullable: No RFC 6901 pointer relative to this item. ### VerificationFiling-missing\_fields-reason `missing_fields[].reason` · `VerificationReason` · Required · Nullable: No Explicit explanation code when no complete usable value is available. ### VerificationFiling-missing\_fields-description `missing_fields[].description` · `string` · Required · Nullable: No Why this field is absent or null. ### VerificationFiling-supplemental\_facts `supplemental_facts` · `VerificationFact[]` · Required · Nullable: No Permitted source-specific facts that do not have a canonical field. ### VerificationFiling-kind `kind` · `string | null` · Required · Nullable: Yes Incorporation, name/structure change, annual return, director change or source event type. ### VerificationFiling-filed\_on `filed_on` · `string | null` · Required · Nullable: Yes Filing date. ### VerificationFiling-effective\_on `effective_on` · `string | null` · Required · Nullable: Yes Effective date if different. ### VerificationFiling-period\_year `period_year` · `integer | null` · Required · Nullable: Yes Year covered by the filing, not the filing calendar year. ### VerificationFiling-status `status` · `string | null` · Required · Nullable: Yes Filed, outstanding or source status. ### VerificationFiling-reference `reference` · `string | null` · Required · Nullable: Yes Filing number or source attachment barcode. ### VerificationFiling-document\_ids `document_ids` · `string[]` · Required · Nullable: No Controlled references to report pages and original attachments. ## VerificationCorporateStructure Governing articles and capital structure; extracted provisions are not legal conclusions. ### VerificationCorporateStructure-id `id` · `string` · Required · Nullable: No Stable AMLOK item ID within this assessment. ### VerificationCorporateStructure-subject\_id `subject_id` · `string` · Required · Nullable: No Authorized business/person subject ID, as returned on the borrower or an active related-party association; not the borrower resource ID. ### VerificationCorporateStructure-provenance `provenance` · `VerificationProvenance` · Required · Nullable: No Exact source, time, basis and evidence for this observation. See [VerificationProvenance](#verificationprovenance). ### VerificationCorporateStructure-missing\_fields `missing_fields` · `object[]` · Required · Nullable: No Every absent or null required fact is explained by a pointer and a missing-data reason. ### VerificationCorporateStructure-missing\_fields-path `missing_fields[].path` · `string` · Required · Nullable: No RFC 6901 pointer relative to this item. ### VerificationCorporateStructure-missing\_fields-reason `missing_fields[].reason` · `VerificationReason` · Required · Nullable: No Explicit explanation code when no complete usable value is available. ### VerificationCorporateStructure-missing\_fields-description `missing_fields[].description` · `string` · Required · Nullable: No Why this field is absent or null. ### VerificationCorporateStructure-supplemental\_facts `supplemental_facts` · `VerificationFact[]` · Required · Nullable: No Permitted source-specific facts that do not have a canonical field. ### VerificationCorporateStructure-share\_classes `share_classes` · `object[]` · Required · Nullable: No Share classes. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationCorporateStructure-share\_classes-name `share_classes[].name` · `string` · Required · Nullable: No Name. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationCorporateStructure-share\_classes-description `share_classes[].description` · `string | null` · Required · Nullable: Yes Description. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationCorporateStructure-share\_classes-authorized\_quantity `share_classes[].authorized_quantity` · `string | null` · Required · Nullable: Yes Authorized number of shares in this class; null for unquantified or unknown amounts. ### VerificationCorporateStructure-share\_classes-unlimited `share_classes[].unlimited` · `boolean | null` · Required · Nullable: Yes Whether the governing articles explicitly authorize an unlimited number of this share class. ### VerificationCorporateStructure-share\_classes-issued\_quantity `share_classes[].issued_quantity` · `string | null` · Required · Nullable: Yes Number of this class reported as issued, not inferred from authorized capital. ### VerificationCorporateStructure-share\_classes-voting\_rights `share_classes[].voting_rights` · `string | null` · Required · Nullable: Yes Source wording describing voting rights attached to this share class. ### VerificationCorporateStructure-share\_classes-votes\_per\_share `share_classes[].votes_per_share` · `string | null` · Required · Nullable: Yes Number of votes per share in this class, represented as a decimal string. ### VerificationCorporateStructure-share\_classes-nominal\_value `share_classes[].nominal_value` · `Money | null` · Required · Nullable: Yes Nominal value. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationCorporateStructure-share\_classes-dividend\_rights `share_classes[].dividend_rights` · `string | null` · Required · Nullable: Yes Source wording describing dividend rights and priorities. ### VerificationCorporateStructure-share\_classes-liquidation\_rights `share_classes[].liquidation_rights` · `string | null` · Required · Nullable: Yes Source wording describing distribution priorities on liquidation. ### VerificationCorporateStructure-share\_classes-redemption\_terms `share_classes[].redemption_terms` · `string | null` · Required · Nullable: Yes Source wording describing redemption rights or obligations. ### VerificationCorporateStructure-share\_classes-evidence `share_classes[].evidence` · `VerificationEvidence[]` · Required · Nullable: No Exact evidence records and source-document locations. ### VerificationCorporateStructure-share\_transfer\_restrictions `share_transfer_restrictions` · `string[]` · Required · Nullable: No Source restrictions, with evidence; not inferred from legal form. ### VerificationCorporateStructure-minimum\_directors `minimum_directors` · `integer | null` · Required · Nullable: Yes Minimum allowed directors. ### VerificationCorporateStructure-maximum\_directors `maximum_directors` · `integer | null` · Required · Nullable: Yes Maximum allowed directors. ### VerificationCorporateStructure-permitted\_activities `permitted_activities` · `string[]` · Required · Nullable: No Expressly permitted/restricted-to business activities. ### VerificationCorporateStructure-prohibited\_activities `prohibited_activities` · `string[]` · Required · Nullable: No Expressly prohibited/restricted-from activities. ### VerificationCorporateStructure-other\_provisions `other_provisions` · `string[]` · Required · Nullable: No Material sourced governing provisions. ### VerificationCorporateStructure-document\_ids `document_ids` · `string[]` · Required · Nullable: No Articles, schedules, amendments and source report references. ## VerificationPublicRecord Sourced legal records and licensed fraud-consortium observations; candidates are not findings of liability or fraud. ### VerificationPublicRecord-id `id` · `string` · Required · Nullable: No Stable AMLOK item ID within this assessment. ### VerificationPublicRecord-subject\_id `subject_id` · `string` · Required · Nullable: No Authorized business/person subject ID, as returned on the borrower or an active related-party association; not the borrower resource ID. ### VerificationPublicRecord-provenance `provenance` · `VerificationProvenance` · Required · Nullable: No Exact source, time, basis and evidence for this observation. See [VerificationProvenance](#verificationprovenance). ### VerificationPublicRecord-missing\_fields `missing_fields` · `object[]` · Required · Nullable: No Every absent or null required fact is explained by a pointer and a missing-data reason. ### VerificationPublicRecord-missing\_fields-path `missing_fields[].path` · `string` · Required · Nullable: No RFC 6901 pointer relative to this item. ### VerificationPublicRecord-missing\_fields-reason `missing_fields[].reason` · `VerificationReason` · Required · Nullable: No Explicit explanation code when no complete usable value is available. ### VerificationPublicRecord-missing\_fields-description `missing_fields[].description` · `string` · Required · Nullable: No Why this field is absent or null. ### VerificationPublicRecord-supplemental\_facts `supplemental_facts` · `VerificationFact[]` · Required · Nullable: No Permitted source-specific facts that do not have a canonical field. ### VerificationPublicRecord-kind `kind` · `string` · Required · Nullable: No Kind. Preserve the source meaning; null or unknown does not establish a negative or a verified result. Allowed values: `lien`, `judgment`, `litigation`, `bankruptcy`, `fraud_consortium`, `regulatory_action`, `other`. ### VerificationPublicRecord-match\_status `match_status` · `string` · Required · Nullable: No Match status. Preserve the source meaning; null or unknown does not establish a negative or a verified result. Allowed values: `candidate`, `confirmed`, `excluded`, `unresolved`. ### VerificationPublicRecord-match\_score `match_score` · `VerificationScore | null` · Required · Nullable: Yes Provider match confidence, not a default probability. ### VerificationPublicRecord-reference `reference` · `string | null` · Required · Nullable: Yes Filing, case, docket or source report identifier. ### VerificationPublicRecord-jurisdiction `jurisdiction` · `string | null` · Required · Nullable: Yes Search/result jurisdiction. ### VerificationPublicRecord-authority `authority` · `string | null` · Required · Nullable: Yes Court, registry or reporting authority. ### VerificationPublicRecord-title `title` · `string | null` · Required · Nullable: Yes Case or filing title. ### VerificationPublicRecord-status `status` · `string | null` · Required · Nullable: Yes Original current record status. ### VerificationPublicRecord-normalized\_status `normalized_status` · `string | null` · Required · Nullable: Yes Normalized lifecycle state with source meaning preserved. ### VerificationPublicRecord-filed\_on `filed_on` · `string | null` · Required · Nullable: Yes Filing date. ### VerificationPublicRecord-closed\_on `closed_on` · `string | null` · Required · Nullable: Yes Closure date. ### VerificationPublicRecord-lapses\_on `lapses_on` · `string | null` · Required · Nullable: Yes Lien lapse/expiry date. ### VerificationPublicRecord-record\_type `record_type` · `string | null` · Required · Nullable: Yes UCC/PPSA lien type, bankruptcy chapter or case type. ### VerificationPublicRecord-parties `parties` · `object[]` · Required · Nullable: No Parties. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationPublicRecord-parties-name `parties[].name` · `string` · Required · Nullable: No Name. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationPublicRecord-parties-role `parties[].role` · `string | null` · Required · Nullable: Yes Role. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationPublicRecord-parties-subject\_id `parties[].subject_id` · `string | null` · Required · Nullable: Yes Subject id. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationPublicRecord-parties-address\_id `parties[].address_id` · `string | null` · Required · Nullable: Yes Address id. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationPublicRecord-amount `amount` · `Money | null` · Required · Nullable: Yes Supported claim or lien amount; null if amount or currency is unknown. ### VerificationPublicRecord-collateral `collateral` · `string[]` · Required · Nullable: No Original collateral descriptions and classifications. ### VerificationPublicRecord-amendments `amendments` · `object[]` · Required · Nullable: No Amendments. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationPublicRecord-amendments-reference `amendments[].reference` · `string` · Required · Nullable: No Reference. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationPublicRecord-amendments-kind `amendments[].kind` · `string | null` · Required · Nullable: Yes Kind. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationPublicRecord-amendments-filed\_on `amendments[].filed_on` · `string | null` · Required · Nullable: Yes Filed on. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationPublicRecord-amendments-document\_ids `amendments[].document_ids` · `string[]` · Required · Nullable: No Document ids. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationPublicRecord-events `events` · `object[]` · Required · Nullable: No Events. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationPublicRecord-events-date `events[].date` · `string | null` · Required · Nullable: Yes Date. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationPublicRecord-events-description `events[].description` · `string` · Required · Nullable: No Description. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationPublicRecord-events-document\_ids `events[].document_ids` · `string[]` · Required · Nullable: No Document ids. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationPublicRecord-consortium\_observation `consortium_observation` · `object | null` · Required · Nullable: Yes Licensed attributed report, not independently established fraud. ### VerificationPublicRecord-consortium\_observation-reported\_on `consortium_observation.reported_on` · `string | null` · Required · Nullable: Yes Reported on. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationPublicRecord-consortium\_observation-product\_type `consortium_observation.product_type` · `string | null` · Required · Nullable: Yes Product type. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationPublicRecord-consortium\_observation-opened\_on `consortium_observation.opened_on` · `string | null` · Required · Nullable: Yes Opened on. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationPublicRecord-consortium\_observation-closed\_on `consortium_observation.closed_on` · `string | null` · Required · Nullable: Yes Closed on. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationPublicRecord-consortium\_observation-closure\_reason `consortium_observation.closure_reason` · `string | null` · Required · Nullable: Yes Closure reason. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationPublicRecord-consortium\_observation-first\_payment\_default `consortium_observation.first_payment_default` · `boolean | null` · Required · Nullable: Yes First payment default. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationPublicRecord-consortium\_observation-original\_amount `consortium_observation.original_amount` · `Money | null` · Required · Nullable: Yes Original amount. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationPublicRecord-consortium\_observation-charge\_off\_amount `consortium_observation.charge_off_amount` · `Money | null` · Required · Nullable: Yes Charge off amount. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationPublicRecord-document\_ids `document_ids` · `string[]` · Required · Nullable: No Controlled filing, docket, exhibit and certificate references. ## VerificationOnlinePresence Business presence and observed inconsistencies; never private personal social profiling. ### VerificationOnlinePresence-id `id` · `string` · Required · Nullable: No Stable AMLOK item ID within this assessment. ### VerificationOnlinePresence-subject\_id `subject_id` · `string` · Required · Nullable: No Authorized business/person subject ID, as returned on the borrower or an active related-party association; not the borrower resource ID. ### VerificationOnlinePresence-provenance `provenance` · `VerificationProvenance` · Required · Nullable: No Exact source, time, basis and evidence for this observation. See [VerificationProvenance](#verificationprovenance). ### VerificationOnlinePresence-missing\_fields `missing_fields` · `object[]` · Required · Nullable: No Every absent or null required fact is explained by a pointer and a missing-data reason. ### VerificationOnlinePresence-missing\_fields-path `missing_fields[].path` · `string` · Required · Nullable: No RFC 6901 pointer relative to this item. ### VerificationOnlinePresence-missing\_fields-reason `missing_fields[].reason` · `VerificationReason` · Required · Nullable: No Explicit explanation code when no complete usable value is available. ### VerificationOnlinePresence-missing\_fields-description `missing_fields[].description` · `string` · Required · Nullable: No Why this field is absent or null. ### VerificationOnlinePresence-supplemental\_facts `supplemental_facts` · `VerificationFact[]` · Required · Nullable: No Permitted source-specific facts that do not have a canonical field. ### VerificationOnlinePresence-kind `kind` · `string` · Required · Nullable: No Kind. Preserve the source meaning; null or unknown does not establish a negative or a verified result. Allowed values: `website`, `directory`, `review_profile`, `business_social`. ### VerificationOnlinePresence-url `url` · `string | null` · Required · Nullable: Yes Public business source URL. ### VerificationOnlinePresence-platform `platform` · `string | null` · Required · Nullable: Yes Source directory, review platform or business social service. ### VerificationOnlinePresence-name `name` · `string | null` · Required · Nullable: Yes Business name or account handle. ### VerificationOnlinePresence-summary `summary` · `string | null` · Required · Nullable: Yes Source description and stated limitations. ### VerificationOnlinePresence-match `match` · `string` · Required · Nullable: No Match. Preserve the source meaning; null or unknown does not establish a negative or a verified result. Allowed values: `matched`, `partial`, `not_matched`, `unresolved`. ### VerificationOnlinePresence-confidence `confidence` · `VerificationScore | null` · Required · Nullable: Yes Source confidence in entity association. ### VerificationOnlinePresence-redirects `redirects` · `string[]` · Required · Nullable: No Observed redirect URLs. ### VerificationOnlinePresence-parked `parked` · `boolean | null` · Required · Nullable: Yes Whether the source classified the site as parked. ### VerificationOnlinePresence-ssl\_valid `ssl_valid` · `boolean | null` · Required · Nullable: Yes Observed TLS validity, not proof of a legitimate business. ### VerificationOnlinePresence-domain\_registered\_on `domain_registered_on` · `string | null` · Required · Nullable: Yes Domain creation date when reported. ### VerificationOnlinePresence-domain\_expires\_on `domain_expires_on` · `string | null` · Required · Nullable: Yes Domain expiry date. ### VerificationOnlinePresence-domain\_registrar `domain_registrar` · `string | null` · Required · Nullable: Yes Reported registrar. ### VerificationOnlinePresence-operating\_status `operating_status` · `string | null` · Required · Nullable: Yes Reported open/closed/build status. ### VerificationOnlinePresence-rating `rating` · `number | null` · Required · Nullable: Yes Original review rating; interpretation uses rating\_scale\_max. ### VerificationOnlinePresence-rating\_scale\_max `rating_scale_max` · `number | null` · Required · Nullable: Yes Known maximum rating scale; null when unspecified. ### VerificationOnlinePresence-review\_count `review_count` · `integer | null` · Required · Nullable: Yes Number of reviews returned/reported by the source. ### VerificationOnlinePresence-business\_contacts `business_contacts` · `VerificationFact[]` · Required · Nullable: No Public contact and directory facts for consistency checks. ### VerificationOnlinePresence-industry\_predictions `industry_predictions` · `VerificationFact[]` · Required · Nullable: No Inferred industry scheme/code and confidence; never overwrite registry classification. ### VerificationOnlinePresence-document\_ids `document_ids` · `string[]` · Required · Nullable: No Authorized screenshots or reports stored as documents. ## VerificationContactCheck Contact validation and security signals; an OTP proves control at that time, not identity by itself. ### VerificationContactCheck-id `id` · `string` · Required · Nullable: No Stable AMLOK item ID within this assessment. ### VerificationContactCheck-subject\_id `subject_id` · `string` · Required · Nullable: No Authorized business/person subject ID, as returned on the borrower or an active related-party association; not the borrower resource ID. ### VerificationContactCheck-provenance `provenance` · `VerificationProvenance` · Required · Nullable: No Exact source, time, basis and evidence for this observation. See [VerificationProvenance](#verificationprovenance). ### VerificationContactCheck-missing\_fields `missing_fields` · `object[]` · Required · Nullable: No Every absent or null required fact is explained by a pointer and a missing-data reason. ### VerificationContactCheck-missing\_fields-path `missing_fields[].path` · `string` · Required · Nullable: No RFC 6901 pointer relative to this item. ### VerificationContactCheck-missing\_fields-reason `missing_fields[].reason` · `VerificationReason` · Required · Nullable: No Explicit explanation code when no complete usable value is available. ### VerificationContactCheck-missing\_fields-description `missing_fields[].description` · `string` · Required · Nullable: No Why this field is absent or null. ### VerificationContactCheck-supplemental\_facts `supplemental_facts` · `VerificationFact[]` · Required · Nullable: No Permitted source-specific facts that do not have a canonical field. ### VerificationContactCheck-kind `kind` · `string` · Required · Nullable: No Kind. Preserve the source meaning; null or unknown does not establish a negative or a verified result. Allowed values: `email`, `phone`. ### VerificationContactCheck-value `value` · `string | null` · Required · Nullable: Yes Permitted email or phone, masked when required. ### VerificationContactCheck-method `method` · `string | null` · Required · Nullable: Yes OTP, silent network, database, syntax or deliverability method. ### VerificationContactCheck-outcome `outcome` · `string` · Required · Nullable: No Verification/compliance result, not a lending decision. Allowed values: `passed`, `failed`, `review_required`, `inconclusive`, `not_performed`. ### VerificationContactCheck-verified\_at `verified_at` · `string | null` · Required · Nullable: Yes Actual control-verification timestamp. ### VerificationContactCheck-attempts `attempts` · `integer | null` · Required · Nullable: Yes Completed verification attempts. ### VerificationContactCheck-deliverable `deliverable` · `boolean | null` · Required · Nullable: Yes Source deliverability result. ### VerificationContactCheck-disposable `disposable` · `boolean | null` · Required · Nullable: Yes Disposable contact indicator. ### VerificationContactCheck-virtual `virtual` · `boolean | null` · Required · Nullable: Yes Virtual/VoIP phone indicator. ### VerificationContactCheck-free\_domain `free_domain` · `boolean | null` · Required · Nullable: Yes Free email-domain indicator. ### VerificationContactCheck-carrier `carrier` · `string | null` · Required · Nullable: Yes Phone carrier. ### VerificationContactCheck-carrier\_type `carrier_type` · `string | null` · Required · Nullable: Yes Mobile, landline, VoIP or source type. ### VerificationContactCheck-country `country` · `string | null` · Required · Nullable: Yes Phone country. ### VerificationContactCheck-ported `ported` · `boolean | null` · Required · Nullable: Yes Source porting signal. ### VerificationContactCheck-recently\_ported `recently_ported` · `boolean | null` · Required · Nullable: Yes Recent porting signal with source period in supplemental facts. ### VerificationContactCheck-breached `breached` · `boolean | null` · Required · Nullable: Yes Exposure signal; not evidence the borrower committed fraud. ### VerificationContactCheck-breach\_count `breach_count` · `integer | null` · Required · Nullable: Yes Source-reported exposure count. ### VerificationContactCheck-reason\_codes `reason_codes` · `string[]` · Required · Nullable: No Source reasons and limitations. ## VerificationDeviceCheck Coarse security and location signals for consistency; no precise device coordinates or stable fingerprint in default responses. ### VerificationDeviceCheck-id `id` · `string` · Required · Nullable: No Stable AMLOK item ID within this assessment. ### VerificationDeviceCheck-subject\_id `subject_id` · `string` · Required · Nullable: No Authorized business/person subject ID, as returned on the borrower or an active related-party association; not the borrower resource ID. ### VerificationDeviceCheck-provenance `provenance` · `VerificationProvenance` · Required · Nullable: No Exact source, time, basis and evidence for this observation. See [VerificationProvenance](#verificationprovenance). ### VerificationDeviceCheck-missing\_fields `missing_fields` · `object[]` · Required · Nullable: No Every absent or null required fact is explained by a pointer and a missing-data reason. ### VerificationDeviceCheck-missing\_fields-path `missing_fields[].path` · `string` · Required · Nullable: No RFC 6901 pointer relative to this item. ### VerificationDeviceCheck-missing\_fields-reason `missing_fields[].reason` · `VerificationReason` · Required · Nullable: No Explicit explanation code when no complete usable value is available. ### VerificationDeviceCheck-missing\_fields-description `missing_fields[].description` · `string` · Required · Nullable: No Why this field is absent or null. ### VerificationDeviceCheck-supplemental\_facts `supplemental_facts` · `VerificationFact[]` · Required · Nullable: No Permitted source-specific facts that do not have a canonical field. ### VerificationDeviceCheck-country `country` · `string | null` · Required · Nullable: Yes Observed coarse country. ### VerificationDeviceCheck-region `region` · `string | null` · Required · Nullable: Yes Observed coarse region. ### VerificationDeviceCheck-city `city` · `string | null` · Required · Nullable: Yes Observed city when disclosure is permitted. ### VerificationDeviceCheck-device\_class `device_class` · `string | null` · Required · Nullable: Yes Device/platform class. ### VerificationDeviceCheck-browser\_family `browser_family` · `string | null` · Required · Nullable: Yes Browser family. ### VerificationDeviceCheck-os\_family `os_family` · `string | null` · Required · Nullable: Yes Operating-system family. ### VerificationDeviceCheck-network\_organization `network_organization` · `string | null` · Required · Nullable: Yes Source network/ISP organization. ### VerificationDeviceCheck-vpn\_or\_tor `vpn_or_tor` · `boolean | null` · Required · Nullable: Yes Anonymizer signal. ### VerificationDeviceCheck-data\_center `data_center` · `boolean | null` · Required · Nullable: Yes Hosting/data-center network signal. ### VerificationDeviceCheck-location\_permission `location_permission` · `string | null` · Required · Nullable: Yes Consent/permission outcome, separate from location outcome. ### VerificationDeviceCheck-location\_integrity `location_integrity` · `string | null` · Required · Nullable: Yes Source-reported integrity state. ### VerificationDeviceCheck-document\_location\_consistent `document_location_consistent` · `boolean | null` · Required · Nullable: Yes Reported location consistency with identity/address evidence. ### VerificationDeviceCheck-ip\_location\_consistent `ip_location_consistent` · `boolean | null` · Required · Nullable: Yes Reported device/IP consistency. ### VerificationDeviceCheck-geofence\_result `geofence_result` · `string | null` · Required · Nullable: Yes Result against an explicitly configured permitted area. ### VerificationDeviceCheck-reason\_codes `reason_codes` · `string[]` · Required · Nullable: No Original source warning codes. ## VerificationDocumentCheck Source fields extracted from supporting documents with page evidence and verification results. ### VerificationDocumentCheck-id `id` · `string` · Required · Nullable: No Stable AMLOK item ID within this assessment. ### VerificationDocumentCheck-subject\_id `subject_id` · `string` · Required · Nullable: No Authorized business/person subject ID, as returned on the borrower or an active related-party association; not the borrower resource ID. ### VerificationDocumentCheck-provenance `provenance` · `VerificationProvenance` · Required · Nullable: No Exact source, time, basis and evidence for this observation. See [VerificationProvenance](#verificationprovenance). ### VerificationDocumentCheck-missing\_fields `missing_fields` · `object[]` · Required · Nullable: No Every absent or null required fact is explained by a pointer and a missing-data reason. ### VerificationDocumentCheck-missing\_fields-path `missing_fields[].path` · `string` · Required · Nullable: No RFC 6901 pointer relative to this item. ### VerificationDocumentCheck-missing\_fields-reason `missing_fields[].reason` · `VerificationReason` · Required · Nullable: No Explicit explanation code when no complete usable value is available. ### VerificationDocumentCheck-missing\_fields-description `missing_fields[].description` · `string` · Required · Nullable: No Why this field is absent or null. ### VerificationDocumentCheck-supplemental\_facts `supplemental_facts` · `VerificationFact[]` · Required · Nullable: No Permitted source-specific facts that do not have a canonical field. ### VerificationDocumentCheck-document\_id `document_id` · `string` · Required · Nullable: No AMLOK document ID. ### VerificationDocumentCheck-document\_type `document_type` · `string | null` · Required · Nullable: Yes Normalized document class. ### VerificationDocumentCheck-document\_group `document_group` · `string | null` · Required · Nullable: Yes Required document group such as incorporation, ownership or address. ### VerificationDocumentCheck-issuer `issuer` · `string | null` · Required · Nullable: Yes Observed issuing entity. ### VerificationDocumentCheck-language `language` · `string | null` · Required · Nullable: Yes Detected language. ### VerificationDocumentCheck-issued\_on `issued_on` · `string | null` · Required · Nullable: Yes Document issue date. ### VerificationDocumentCheck-expires\_on `expires_on` · `string | null` · Required · Nullable: Yes Document expiry date. ### VerificationDocumentCheck-required `required` · `boolean | null` · Required · Nullable: Yes Whether a configured requirement required this document. ### VerificationDocumentCheck-outcome `outcome` · `string` · Required · Nullable: No Verification/compliance result, not a lending decision. Allowed values: `passed`, `failed`, `review_required`, `inconclusive`, `not_performed`. ### VerificationDocumentCheck-tamper\_result `tamper_result` · `string` · Required · Nullable: No Tamper result. Preserve the source meaning; null or unknown does not establish a negative or a verified result. Allowed values: `not_detected`, `suspected`, `inconclusive`, `not_checked`. ### VerificationDocumentCheck-name\_comparison\_ids `name_comparison_ids` · `string[]` · Required · Nullable: No Related field-comparison IDs. ### VerificationDocumentCheck-extracted\_fields `extracted_fields` · `VerificationFact[]` · Required · Nullable: No Allowlisted extracted values; page/field provenance must be preserved. ### VerificationDocumentCheck-cross\_checks `cross_checks` · `string[]` · Required · Nullable: No Comparisons with registry, supplied and other document evidence. ### VerificationDocumentCheck-document\_metadata `document_metadata` · `VerificationFact[]` · Required · Nullable: No Permitted format, page, file and quality facts. ### VerificationDocumentCheck-reason\_codes `reason_codes` · `string[]` · Required · Nullable: No Source extraction, tamper or validation reasons. ## VerificationBankAccountCheck Account ownership output uses masked identifiers; financial data remains in its existing normalized resources. ### VerificationBankAccountCheck-id `id` · `string` · Required · Nullable: No Stable AMLOK item ID within this assessment. ### VerificationBankAccountCheck-subject\_id `subject_id` · `string` · Required · Nullable: No Authorized business/person subject ID, as returned on the borrower or an active related-party association; not the borrower resource ID. ### VerificationBankAccountCheck-provenance `provenance` · `VerificationProvenance` · Required · Nullable: No Exact source, time, basis and evidence for this observation. See [VerificationProvenance](#verificationprovenance). ### VerificationBankAccountCheck-missing\_fields `missing_fields` · `object[]` · Required · Nullable: No Every absent or null required fact is explained by a pointer and a missing-data reason. ### VerificationBankAccountCheck-missing\_fields-path `missing_fields[].path` · `string` · Required · Nullable: No RFC 6901 pointer relative to this item. ### VerificationBankAccountCheck-missing\_fields-reason `missing_fields[].reason` · `VerificationReason` · Required · Nullable: No Explicit explanation code when no complete usable value is available. ### VerificationBankAccountCheck-missing\_fields-description `missing_fields[].description` · `string` · Required · Nullable: No Why this field is absent or null. ### VerificationBankAccountCheck-supplemental\_facts `supplemental_facts` · `VerificationFact[]` · Required · Nullable: No Permitted source-specific facts that do not have a canonical field. ### VerificationBankAccountCheck-account\_reference `account_reference` · `string | null` · Required · Nullable: Yes AMLOK bank-account ID when resolved. ### VerificationBankAccountCheck-masked\_account\_number `masked_account_number` · `string | null` · Required · Nullable: Yes Masked account identifier. ### VerificationBankAccountCheck-institution\_name `institution_name` · `string | null` · Required · Nullable: Yes Observed institution. ### VerificationBankAccountCheck-country `country` · `string | null` · Required · Nullable: Yes Account country. ### VerificationBankAccountCheck-holder\_names `holder_names` · `string[]` · Required · Nullable: No Permitted account-holder names. ### VerificationBankAccountCheck-reference\_identity\_name `reference_identity_name` · `string | null` · Required · Nullable: Yes Name compared with the account owner. ### VerificationBankAccountCheck-method `method` · `string | null` · Required · Nullable: Yes Open banking, account check or source verification method. ### VerificationBankAccountCheck-result `result` · `string` · Required · Nullable: No Result. Preserve the source meaning; null or unknown does not establish a negative or a verified result. Allowed values: `matched`, `partial_match`, `not_matched`, `unavailable`, `not_checked`. ### VerificationBankAccountCheck-match\_score `match_score` · `VerificationScore | null` · Required · Nullable: Yes Original account-holder comparison score. ### VerificationBankAccountCheck-verified\_at `verified_at` · `string | null` · Required · Nullable: Yes Actual verification timestamp. ### VerificationBankAccountCheck-reason\_codes `reason_codes` · `string[]` · Required · Nullable: No Coverage, abandonment, mismatch or other limitations. ## VerificationQuestionnaire Borrower declarations remain declared even when the form or source session is approved. ### VerificationQuestionnaire-id `id` · `string` · Required · Nullable: No Stable AMLOK item ID within this assessment. ### VerificationQuestionnaire-subject\_id `subject_id` · `string` · Required · Nullable: No Authorized business/person subject ID, as returned on the borrower or an active related-party association; not the borrower resource ID. ### VerificationQuestionnaire-provenance `provenance` · `VerificationProvenance` · Required · Nullable: No Exact source, time, basis and evidence for this observation. See [VerificationProvenance](#verificationprovenance). ### VerificationQuestionnaire-missing\_fields `missing_fields` · `object[]` · Required · Nullable: No Every absent or null required fact is explained by a pointer and a missing-data reason. ### VerificationQuestionnaire-missing\_fields-path `missing_fields[].path` · `string` · Required · Nullable: No RFC 6901 pointer relative to this item. ### VerificationQuestionnaire-missing\_fields-reason `missing_fields[].reason` · `VerificationReason` · Required · Nullable: No Explicit explanation code when no complete usable value is available. ### VerificationQuestionnaire-missing\_fields-description `missing_fields[].description` · `string` · Required · Nullable: No Why this field is absent or null. ### VerificationQuestionnaire-supplemental\_facts `supplemental_facts` · `VerificationFact[]` · Required · Nullable: No Permitted source-specific facts that do not have a canonical field. ### VerificationQuestionnaire-questionnaire\_reference `questionnaire_reference` · `string` · Required · Nullable: No Source questionnaire identifier. ### VerificationQuestionnaire-version `version` · `string | null` · Required · Nullable: Yes Exact template version used for these answers. ### VerificationQuestionnaire-group\_reference `group_reference` · `string | null` · Required · Nullable: Yes Stable identifier shared by questionnaire versions. ### VerificationQuestionnaire-title `title` · `string` · Required · Nullable: No Questionnaire title. ### VerificationQuestionnaire-language `language` · `string | null` · Required · Nullable: Yes Language of the returned labels/answers. ### VerificationQuestionnaire-provider\_status `provider_status` · `string | null` · Required · Nullable: Yes Original questionnaire status; not proof that its answers were independently verified. ### VerificationQuestionnaire-submitted\_at `submitted_at` · `string | null` · Required · Nullable: Yes Actual submission time when supplied. ### VerificationQuestionnaire-answers `answers` · `object[]` · Required · Nullable: No Answers. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationQuestionnaire-answers-question\_id `answers[].question_id` · `string` · Required · Nullable: No Stable source question ID. ### VerificationQuestionnaire-answers-title `answers[].title` · `string` · Required · Nullable: No Source question label. ### VerificationQuestionnaire-answers-answer\_type `answers[].answer_type` · `string` · Required · Nullable: No Source element type, such as text, choice, multi-choice or file. ### VerificationQuestionnaire-answers-required `answers[].required` · `boolean | null` · Required · Nullable: Yes Whether this field or check was required under the effective source policy; null means not established. ### VerificationQuestionnaire-answers-instance\_path `answers[].instance_path` · `string` · Required · Nullable: No Source pointer identifying this repeatable/group answer instance. ### VerificationQuestionnaire-answers-value `answers[].value` · `string | number | boolean | null` · Required · Nullable: Yes Single permitted answer; null for unanswered, multi-value or file answers. ### VerificationQuestionnaire-answers-values `answers[].values` · `string | number | boolean | null[]` · Required · Nullable: No Permitted multiple-choice/repeatable scalar values in source order. ### VerificationQuestionnaire-answers-document\_ids `answers[].document_ids` · `string[]` · Required · Nullable: No Authorized uploaded files, converted to AMLOK document IDs; no presigned source URLs. ### VerificationQuestionnaire-answers-missing\_reason `answers[].missing_reason` · `string | null` · Required · Nullable: Yes Required reason for an unanswered question; an omitted layout element is not a missing answer. ### VerificationQuestionnaire-answers-evidence `answers[].evidence` · `VerificationEvidence[]` · Required · Nullable: No Exact evidence records and source-document locations. ## VerificationSignature Signature and authority evidence, not an AMLOK conclusion about legal enforceability. ### VerificationSignature-id `id` · `string` · Required · Nullable: No Stable AMLOK item ID within this assessment. ### VerificationSignature-subject\_id `subject_id` · `string` · Required · Nullable: No Authorized business/person subject ID, as returned on the borrower or an active related-party association; not the borrower resource ID. ### VerificationSignature-provenance `provenance` · `VerificationProvenance` · Required · Nullable: No Exact source, time, basis and evidence for this observation. See [VerificationProvenance](#verificationprovenance). ### VerificationSignature-missing\_fields `missing_fields` · `object[]` · Required · Nullable: No Every absent or null required fact is explained by a pointer and a missing-data reason. ### VerificationSignature-missing\_fields-path `missing_fields[].path` · `string` · Required · Nullable: No RFC 6901 pointer relative to this item. ### VerificationSignature-missing\_fields-reason `missing_fields[].reason` · `VerificationReason` · Required · Nullable: No Explicit explanation code when no complete usable value is available. ### VerificationSignature-missing\_fields-description `missing_fields[].description` · `string` · Required · Nullable: No Why this field is absent or null. ### VerificationSignature-supplemental\_facts `supplemental_facts` · `VerificationFact[]` · Required · Nullable: No Permitted source-specific facts that do not have a canonical field. ### VerificationSignature-signer\_subject\_id `signer_subject_id` · `string` · Required · Nullable: No Authorized signer identity reference. ### VerificationSignature-capacity `capacity` · `string | null` · Required · Nullable: Yes Self, company or source capacity. ### VerificationSignature-roles `roles` · `string[]` · Required · Nullable: No Signing roles. ### VerificationSignature-status `status` · `string | null` · Required · Nullable: Yes Signing lifecycle status. ### VerificationSignature-validation `validation` · `string` · Required · Nullable: No Validation. Preserve the source meaning; null or unknown does not establish a negative or a verified result. Allowed values: `valid`, `invalid`, `indeterminate`, `not_checked`. ### VerificationSignature-signature\_level `signature_level` · `string | null` · Required · Nullable: Yes Source signature level/profile. ### VerificationSignature-signed\_at `signed_at` · `string | null` · Required · Nullable: Yes Signature time. ### VerificationSignature-consented\_at `consented_at` · `string | null` · Required · Nullable: Yes Electronic-signature consent time. ### VerificationSignature-certificate\_issuer `certificate_issuer` · `string | null` · Required · Nullable: Yes Signing certificate issuer. ### VerificationSignature-certificate\_valid `certificate_valid` · `boolean | null` · Required · Nullable: Yes Certificate validation result. ### VerificationSignature-timestamp\_valid `timestamp_valid` · `boolean | null` · Required · Nullable: Yes Trusted timestamp verification. ### VerificationSignature-document\_ids `document_ids` · `string[]` · Required · Nullable: No Signed documents and validation/evidence reports. ### VerificationSignature-fields `fields` · `VerificationFact[]` · Required · Nullable: No Permitted signed values, labels and page references. ### VerificationSignature-reason\_codes `reason_codes` · `string[]` · Required · Nullable: No Validation warnings and reasons. ## VerificationFieldComparison Preserves not-submitted, not-checked and source-unavailable distinctly from mismatch. ### VerificationFieldComparison-id `id` · `string` · Required · Nullable: No Stable AMLOK item ID within this assessment. ### VerificationFieldComparison-subject\_id `subject_id` · `string` · Required · Nullable: No Authorized business/person subject ID, as returned on the borrower or an active related-party association; not the borrower resource ID. ### VerificationFieldComparison-provenance `provenance` · `VerificationProvenance` · Required · Nullable: No Exact source, time, basis and evidence for this observation. See [VerificationProvenance](#verificationprovenance). ### VerificationFieldComparison-missing\_fields `missing_fields` · `object[]` · Required · Nullable: No Every absent or null required fact is explained by a pointer and a missing-data reason. ### VerificationFieldComparison-missing\_fields-path `missing_fields[].path` · `string` · Required · Nullable: No RFC 6901 pointer relative to this item. ### VerificationFieldComparison-missing\_fields-reason `missing_fields[].reason` · `VerificationReason` · Required · Nullable: No Explicit explanation code when no complete usable value is available. ### VerificationFieldComparison-missing\_fields-description `missing_fields[].description` · `string` · Required · Nullable: No Why this field is absent or null. ### VerificationFieldComparison-supplemental\_facts `supplemental_facts` · `VerificationFact[]` · Required · Nullable: No Permitted source-specific facts that do not have a canonical field. ### VerificationFieldComparison-field `field` · `string` · Required · Nullable: No Normalized field being compared, for example business.legal\_name or person.date\_of\_birth. ### VerificationFieldComparison-provided `provided` · `string | number | boolean | null` · Required · Nullable: Yes Authorized scalar source value. Structured extras use named scalar facts, not undocumented nested payloads. ### VerificationFieldComparison-observed `observed` · `string | number | boolean | null` · Required · Nullable: Yes Authorized scalar source value. Structured extras use named scalar facts, not undocumented nested payloads. ### VerificationFieldComparison-normalized\_provided `normalized_provided` · `string | number | boolean | null` · Required · Nullable: Yes Authorized scalar source value. Structured extras use named scalar facts, not undocumented nested payloads. ### VerificationFieldComparison-normalized\_observed `normalized_observed` · `string | number | boolean | null` · Required · Nullable: Yes Authorized scalar source value. Structured extras use named scalar facts, not undocumented nested payloads. ### VerificationFieldComparison-result `result` · `string` · Required · Nullable: No Result. Preserve the source meaning; null or unknown does not establish a negative or a verified result. Allowed values: `matched`, `partial_match`, `not_matched`, `not_submitted`, `not_checked`, `source_unavailable`, `inconclusive`. ### VerificationFieldComparison-score `score` · `VerificationScore | null` · Required · Nullable: Yes Original comparison scale. ### VerificationFieldComparison-threshold `threshold` · `number | null` · Required · Nullable: Yes Effective source threshold in the score scale. ### VerificationFieldComparison-required `required` · `boolean | null` · Required · Nullable: Yes Whether this field was required by the effective check policy. ### VerificationFieldComparison-affects\_outcome `affects_outcome` · `boolean | null` · Required · Nullable: Yes Whether this comparison affected the provider verification outcome. ### VerificationFieldComparison-normalization `normalization` · `string | null` · Required · Nullable: Yes Comparison transformation, such as punctuation/case folding; no silent transliteration assumption. ## VerificationSourceScore Original provider rating with source-defined scope and scale, separate from AMLOK metric calculations. ### VerificationSourceScore-id `id` · `string` · Required · Nullable: No Stable AMLOK item ID within this assessment. ### VerificationSourceScore-subject\_id `subject_id` · `string` · Required · Nullable: No Authorized business/person subject ID, as returned on the borrower or an active related-party association; not the borrower resource ID. ### VerificationSourceScore-provenance `provenance` · `VerificationProvenance` · Required · Nullable: No Exact source, time, basis and evidence for this observation. See [VerificationProvenance](#verificationprovenance). ### VerificationSourceScore-missing\_fields `missing_fields` · `object[]` · Required · Nullable: No Every absent or null required fact is explained by a pointer and a missing-data reason. ### VerificationSourceScore-missing\_fields-path `missing_fields[].path` · `string` · Required · Nullable: No RFC 6901 pointer relative to this item. ### VerificationSourceScore-missing\_fields-reason `missing_fields[].reason` · `VerificationReason` · Required · Nullable: No Explicit explanation code when no complete usable value is available. ### VerificationSourceScore-missing\_fields-description `missing_fields[].description` · `string` · Required · Nullable: No Why this field is absent or null. ### VerificationSourceScore-supplemental\_facts `supplemental_facts` · `VerificationFact[]` · Required · Nullable: No Permitted source-specific facts that do not have a canonical field. ### VerificationSourceScore-kind `kind` · `string | null` · Required · Nullable: Yes Provider score category, such as identity\_match, fraud, KYB or risk. ### VerificationSourceScore-score `score` · `VerificationScore` · Required · Nullable: No Score. Preserve the source meaning; null or unknown does not establish a negative or a verified result. See [VerificationScore](#verificationscore). ### VerificationSourceScore-reason\_codes `reason_codes` · `string[]` · Required · Nullable: No Returned score drivers or codes. ### VerificationSourceScore-limitations `limitations` · `string[]` · Required · Nullable: No Meaning, calibration and comparability limitations. ## VerificationDuplicateCheck Only permitted same-workspace duplicate signals; never cross-tenant identity disclosures. ### VerificationDuplicateCheck-id `id` · `string` · Required · Nullable: No Stable AMLOK item ID within this assessment. ### VerificationDuplicateCheck-subject\_id `subject_id` · `string` · Required · Nullable: No Authorized business/person subject ID, as returned on the borrower or an active related-party association; not the borrower resource ID. ### VerificationDuplicateCheck-provenance `provenance` · `VerificationProvenance` · Required · Nullable: No Exact source, time, basis and evidence for this observation. See [VerificationProvenance](#verificationprovenance). ### VerificationDuplicateCheck-missing\_fields `missing_fields` · `object[]` · Required · Nullable: No Every absent or null required fact is explained by a pointer and a missing-data reason. ### VerificationDuplicateCheck-missing\_fields-path `missing_fields[].path` · `string` · Required · Nullable: No RFC 6901 pointer relative to this item. ### VerificationDuplicateCheck-missing\_fields-reason `missing_fields[].reason` · `VerificationReason` · Required · Nullable: No Explicit explanation code when no complete usable value is available. ### VerificationDuplicateCheck-missing\_fields-description `missing_fields[].description` · `string` · Required · Nullable: No Why this field is absent or null. ### VerificationDuplicateCheck-supplemental\_facts `supplemental_facts` · `VerificationFact[]` · Required · Nullable: No Permitted source-specific facts that do not have a canonical field. ### VerificationDuplicateCheck-kind `kind` · `string` · Required · Nullable: No Kind. Preserve the source meaning; null or unknown does not establish a negative or a verified result. Allowed values: `document`, `face`, `email`, `phone`, `entity`. ### VerificationDuplicateCheck-outcome `outcome` · `string` · Required · Nullable: No Verification/compliance result, not a lending decision. Allowed values: `no_match`, `potential_match`, `inconclusive`, `not_checked`. ### VerificationDuplicateCheck-reported\_match\_count `reported_match_count` · `integer | null` · Required · Nullable: Yes Provider total when known. ### VerificationDuplicateCheck-authorized\_matches `authorized_matches` · `object[]` · Required · Nullable: No Authorized matches. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationDuplicateCheck-authorized\_matches-subject\_id `authorized_matches[].subject_id` · `string` · Required · Nullable: No Subject id. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationDuplicateCheck-authorized\_matches-assessment\_id `authorized_matches[].assessment_id` · `string | null` · Required · Nullable: Yes Assessment id. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationDuplicateCheck-authorized\_matches-similarity `authorized_matches[].similarity` · `VerificationScore | null` · Required · Nullable: Yes Similarity. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationDuplicateCheck-authorized\_matches-observed\_at `authorized_matches[].observed_at` · `string | null` · Required · Nullable: Yes Observed at. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationDuplicateCheck-authorized\_matches-list\_disposition `authorized_matches[].list_disposition` · `string` · Required · Nullable: No List disposition. Preserve the source meaning; null or unknown does not establish a negative or a verified result. Allowed values: `none`, `allowlisted`, `blocklisted`, `unknown`. ### VerificationDuplicateCheck-withheld\_match\_count `withheld_match_count` · `integer | null` · Required · Nullable: Yes Count of matches withheld by authorization, if permitted to disclose. ### VerificationDuplicateCheck-reason\_codes `reason_codes` · `string[]` · Required · Nullable: No Match and coverage limitations. ## VerificationResultSection Execution, result, reasons and provider decisions for every requested check. ### VerificationResultSection-status `status` · `string` · Required · Nullable: No State of this specific result; separate from entity legal status and lending decisions. Allowed values: `available`, `partial`, `unavailable`, `not_applicable`. ### VerificationResultSection-reason `reason` · `VerificationReason | null` · Required · Nullable: Yes Machine-readable reason for incomplete or inapplicable results. ### VerificationResultSection-explanation `explanation` · `string | null` · Required · Nullable: Yes Human-readable scope or missing-data explanation. ### VerificationResultSection-coverage `coverage` · `VerificationCoverage` · Required · Nullable: No Actual requested and completed source scope with limitations. See [VerificationCoverage](#verificationcoverage). ### VerificationResultSection-items `items` · `VerificationResult[]` · Required · Nullable: No All authorized observations in this section, including distinct source observations. ## VerificationBusinessSection Candidates and resolved legal entities, without equating a search hit with verification. ### VerificationBusinessSection-status `status` · `string` · Required · Nullable: No State of this specific result; separate from entity legal status and lending decisions. Allowed values: `available`, `partial`, `unavailable`, `not_applicable`. ### VerificationBusinessSection-reason `reason` · `VerificationReason | null` · Required · Nullable: Yes Machine-readable reason for incomplete or inapplicable results. ### VerificationBusinessSection-explanation `explanation` · `string | null` · Required · Nullable: Yes Human-readable scope or missing-data explanation. ### VerificationBusinessSection-coverage `coverage` · `VerificationCoverage` · Required · Nullable: No Actual requested and completed source scope with limitations. See [VerificationCoverage](#verificationcoverage). ### VerificationBusinessSection-items `items` · `VerificationBusiness[]` · Required · Nullable: No All authorized observations in this section, including distinct source observations. ## VerificationPersonSection Authorized borrower and related-person identity attributes. ### VerificationPersonSection-status `status` · `string` · Required · Nullable: No State of this specific result; separate from entity legal status and lending decisions. Allowed values: `available`, `partial`, `unavailable`, `not_applicable`. ### VerificationPersonSection-reason `reason` · `VerificationReason | null` · Required · Nullable: Yes Machine-readable reason for incomplete or inapplicable results. ### VerificationPersonSection-explanation `explanation` · `string | null` · Required · Nullable: Yes Human-readable scope or missing-data explanation. ### VerificationPersonSection-coverage `coverage` · `VerificationCoverage` · Required · Nullable: No Actual requested and completed source scope with limitations. See [VerificationCoverage](#verificationcoverage). ### VerificationPersonSection-items `items` · `VerificationPerson[]` · Required · Nullable: No All authorized observations in this section, including distinct source observations. ## VerificationRegistrationSection Legal status, good standing, registration authorities and annual-return compliance. ### VerificationRegistrationSection-status `status` · `string` · Required · Nullable: No State of this specific result; separate from entity legal status and lending decisions. Allowed values: `available`, `partial`, `unavailable`, `not_applicable`. ### VerificationRegistrationSection-reason `reason` · `VerificationReason | null` · Required · Nullable: Yes Machine-readable reason for incomplete or inapplicable results. ### VerificationRegistrationSection-explanation `explanation` · `string | null` · Required · Nullable: Yes Human-readable scope or missing-data explanation. ### VerificationRegistrationSection-coverage `coverage` · `VerificationCoverage` · Required · Nullable: No Actual requested and completed source scope with limitations. See [VerificationCoverage](#verificationcoverage). ### VerificationRegistrationSection-items `items` · `VerificationRegistration[]` · Required · Nullable: No All authorized observations in this section, including distinct source observations. ## VerificationAddressSection Registered, records, operating, service and residential addresses and validation. ### VerificationAddressSection-status `status` · `string` · Required · Nullable: No State of this specific result; separate from entity legal status and lending decisions. Allowed values: `available`, `partial`, `unavailable`, `not_applicable`. ### VerificationAddressSection-reason `reason` · `VerificationReason | null` · Required · Nullable: Yes Machine-readable reason for incomplete or inapplicable results. ### VerificationAddressSection-explanation `explanation` · `string | null` · Required · Nullable: Yes Human-readable scope or missing-data explanation. ### VerificationAddressSection-coverage `coverage` · `VerificationCoverage` · Required · Nullable: No Actual requested and completed source scope with limitations. See [VerificationCoverage](#verificationcoverage). ### VerificationAddressSection-items `items` · `VerificationAddress[]` · Required · Nullable: No All authorized observations in this section, including distinct source observations. ## VerificationRelationshipSection Directors, officers, agents, signatories, parent entities and guarantors. ### VerificationRelationshipSection-status `status` · `string` · Required · Nullable: No State of this specific result; separate from entity legal status and lending decisions. Allowed values: `available`, `partial`, `unavailable`, `not_applicable`. ### VerificationRelationshipSection-reason `reason` · `VerificationReason | null` · Required · Nullable: Yes Machine-readable reason for incomplete or inapplicable results. ### VerificationRelationshipSection-explanation `explanation` · `string | null` · Required · Nullable: Yes Human-readable scope or missing-data explanation. ### VerificationRelationshipSection-coverage `coverage` · `VerificationCoverage` · Required · Nullable: No Actual requested and completed source scope with limitations. See [VerificationCoverage](#verificationcoverage). ### VerificationRelationshipSection-items `items` · `VerificationRelationship[]` · Required · Nullable: No All authorized observations in this section, including distinct source observations. ## VerificationOwnershipSection Direct, indirect, economic and voting interests, with unresolved ownership explicit. ### VerificationOwnershipSection-status `status` · `string` · Required · Nullable: No State of this specific result; separate from entity legal status and lending decisions. Allowed values: `available`, `partial`, `unavailable`, `not_applicable`. ### VerificationOwnershipSection-reason `reason` · `VerificationReason | null` · Required · Nullable: Yes Machine-readable reason for incomplete or inapplicable results. ### VerificationOwnershipSection-explanation `explanation` · `string | null` · Required · Nullable: Yes Human-readable scope or missing-data explanation. ### VerificationOwnershipSection-coverage `coverage` · `VerificationCoverage` · Required · Nullable: No Actual requested and completed source scope with limitations. See [VerificationCoverage](#verificationcoverage). ### VerificationOwnershipSection-items `items` · `VerificationOwnership[]` · Required · Nullable: No All authorized observations in this section, including distinct source observations. ## VerificationIdentityDocumentSection Document identity, authenticity, expiry, NFC and wallet assurance. ### VerificationIdentityDocumentSection-status `status` · `string` · Required · Nullable: No State of this specific result; separate from entity legal status and lending decisions. Allowed values: `available`, `partial`, `unavailable`, `not_applicable`. ### VerificationIdentityDocumentSection-reason `reason` · `VerificationReason | null` · Required · Nullable: Yes Machine-readable reason for incomplete or inapplicable results. ### VerificationIdentityDocumentSection-explanation `explanation` · `string | null` · Required · Nullable: Yes Human-readable scope or missing-data explanation. ### VerificationIdentityDocumentSection-coverage `coverage` · `VerificationCoverage` · Required · Nullable: No Actual requested and completed source scope with limitations. See [VerificationCoverage](#verificationcoverage). ### VerificationIdentityDocumentSection-items `items` · `VerificationIdentityDocument[]` · Required · Nullable: No All authorized observations in this section, including distinct source observations. ## VerificationBiometricSection Liveness and face comparison results without biometric media or templates. ### VerificationBiometricSection-status `status` · `string` · Required · Nullable: No State of this specific result; separate from entity legal status and lending decisions. Allowed values: `available`, `partial`, `unavailable`, `not_applicable`. ### VerificationBiometricSection-reason `reason` · `VerificationReason | null` · Required · Nullable: Yes Machine-readable reason for incomplete or inapplicable results. ### VerificationBiometricSection-explanation `explanation` · `string | null` · Required · Nullable: Yes Human-readable scope or missing-data explanation. ### VerificationBiometricSection-coverage `coverage` · `VerificationCoverage` · Required · Nullable: No Actual requested and completed source scope with limitations. See [VerificationCoverage](#verificationcoverage). ### VerificationBiometricSection-items `items` · `VerificationBiometric[]` · Required · Nullable: No All authorized observations in this section, including distinct source observations. ## VerificationScreeningSection Sanctions, PEP, watchlists and adverse-media candidates with review disposition. ### VerificationScreeningSection-status `status` · `string` · Required · Nullable: No State of this specific result; separate from entity legal status and lending decisions. Allowed values: `available`, `partial`, `unavailable`, `not_applicable`. ### VerificationScreeningSection-reason `reason` · `VerificationReason | null` · Required · Nullable: Yes Machine-readable reason for incomplete or inapplicable results. ### VerificationScreeningSection-explanation `explanation` · `string | null` · Required · Nullable: Yes Human-readable scope or missing-data explanation. ### VerificationScreeningSection-coverage `coverage` · `VerificationCoverage` · Required · Nullable: No Actual requested and completed source scope with limitations. See [VerificationCoverage](#verificationcoverage). ### VerificationScreeningSection-items `items` · `VerificationScreening[]` · Required · Nullable: No All authorized observations in this section, including distinct source observations. ## VerificationTaxCheckSection TIN, EIN, BN and VAT validation, distinct from tax payment compliance. ### VerificationTaxCheckSection-status `status` · `string` · Required · Nullable: No State of this specific result; separate from entity legal status and lending decisions. Allowed values: `available`, `partial`, `unavailable`, `not_applicable`. ### VerificationTaxCheckSection-reason `reason` · `VerificationReason | null` · Required · Nullable: Yes Machine-readable reason for incomplete or inapplicable results. ### VerificationTaxCheckSection-explanation `explanation` · `string | null` · Required · Nullable: Yes Human-readable scope or missing-data explanation. ### VerificationTaxCheckSection-coverage `coverage` · `VerificationCoverage` · Required · Nullable: No Actual requested and completed source scope with limitations. See [VerificationCoverage](#verificationcoverage). ### VerificationTaxCheckSection-items `items` · `VerificationTaxCheck[]` · Required · Nullable: No All authorized observations in this section, including distinct source observations. ## VerificationLicenceSection Jurisdiction-specific licences, authorizations, classifications and registration status. ### VerificationLicenceSection-status `status` · `string` · Required · Nullable: No State of this specific result; separate from entity legal status and lending decisions. Allowed values: `available`, `partial`, `unavailable`, `not_applicable`. ### VerificationLicenceSection-reason `reason` · `VerificationReason | null` · Required · Nullable: Yes Machine-readable reason for incomplete or inapplicable results. ### VerificationLicenceSection-explanation `explanation` · `string | null` · Required · Nullable: Yes Human-readable scope or missing-data explanation. ### VerificationLicenceSection-coverage `coverage` · `VerificationCoverage` · Required · Nullable: No Actual requested and completed source scope with limitations. See [VerificationCoverage](#verificationcoverage). ### VerificationLicenceSection-items `items` · `VerificationLicence[]` · Required · Nullable: No All authorized observations in this section, including distinct source observations. ## VerificationFilingSection Dated corporate events, annual returns and document references. ### VerificationFilingSection-status `status` · `string` · Required · Nullable: No State of this specific result; separate from entity legal status and lending decisions. Allowed values: `available`, `partial`, `unavailable`, `not_applicable`. ### VerificationFilingSection-reason `reason` · `VerificationReason | null` · Required · Nullable: Yes Machine-readable reason for incomplete or inapplicable results. ### VerificationFilingSection-explanation `explanation` · `string | null` · Required · Nullable: Yes Human-readable scope or missing-data explanation. ### VerificationFilingSection-coverage `coverage` · `VerificationCoverage` · Required · Nullable: No Actual requested and completed source scope with limitations. See [VerificationCoverage](#verificationcoverage). ### VerificationFilingSection-items `items` · `VerificationFiling[]` · Required · Nullable: No All authorized observations in this section, including distinct source observations. ## VerificationCorporateStructureSection Share classes, voting rights, restrictions, capital and governing provisions. ### VerificationCorporateStructureSection-status `status` · `string` · Required · Nullable: No State of this specific result; separate from entity legal status and lending decisions. Allowed values: `available`, `partial`, `unavailable`, `not_applicable`. ### VerificationCorporateStructureSection-reason `reason` · `VerificationReason | null` · Required · Nullable: Yes Machine-readable reason for incomplete or inapplicable results. ### VerificationCorporateStructureSection-explanation `explanation` · `string | null` · Required · Nullable: Yes Human-readable scope or missing-data explanation. ### VerificationCorporateStructureSection-coverage `coverage` · `VerificationCoverage` · Required · Nullable: No Actual requested and completed source scope with limitations. See [VerificationCoverage](#verificationcoverage). ### VerificationCorporateStructureSection-items `items` · `VerificationCorporateStructure[]` · Required · Nullable: No All authorized observations in this section, including distinct source observations. ## VerificationPublicRecordSection Liens, judgments, litigation, bankruptcy and licensed consortium observations. ### VerificationPublicRecordSection-status `status` · `string` · Required · Nullable: No State of this specific result; separate from entity legal status and lending decisions. Allowed values: `available`, `partial`, `unavailable`, `not_applicable`. ### VerificationPublicRecordSection-reason `reason` · `VerificationReason | null` · Required · Nullable: Yes Machine-readable reason for incomplete or inapplicable results. ### VerificationPublicRecordSection-explanation `explanation` · `string | null` · Required · Nullable: Yes Human-readable scope or missing-data explanation. ### VerificationPublicRecordSection-coverage `coverage` · `VerificationCoverage` · Required · Nullable: No Actual requested and completed source scope with limitations. See [VerificationCoverage](#verificationcoverage). ### VerificationPublicRecordSection-items `items` · `VerificationPublicRecord[]` · Required · Nullable: No All authorized observations in this section, including distinct source observations. ## VerificationOnlinePresenceSection Business websites, directories, reviews and business social profiles. ### VerificationOnlinePresenceSection-status `status` · `string` · Required · Nullable: No State of this specific result; separate from entity legal status and lending decisions. Allowed values: `available`, `partial`, `unavailable`, `not_applicable`. ### VerificationOnlinePresenceSection-reason `reason` · `VerificationReason | null` · Required · Nullable: Yes Machine-readable reason for incomplete or inapplicable results. ### VerificationOnlinePresenceSection-explanation `explanation` · `string | null` · Required · Nullable: Yes Human-readable scope or missing-data explanation. ### VerificationOnlinePresenceSection-coverage `coverage` · `VerificationCoverage` · Required · Nullable: No Actual requested and completed source scope with limitations. See [VerificationCoverage](#verificationcoverage). ### VerificationOnlinePresenceSection-items `items` · `VerificationOnlinePresence[]` · Required · Nullable: No All authorized observations in this section, including distinct source observations. ## VerificationContactCheckSection Email and phone verification, deliverability, carrier and fraud signals. ### VerificationContactCheckSection-status `status` · `string` · Required · Nullable: No State of this specific result; separate from entity legal status and lending decisions. Allowed values: `available`, `partial`, `unavailable`, `not_applicable`. ### VerificationContactCheckSection-reason `reason` · `VerificationReason | null` · Required · Nullable: Yes Machine-readable reason for incomplete or inapplicable results. ### VerificationContactCheckSection-explanation `explanation` · `string | null` · Required · Nullable: Yes Human-readable scope or missing-data explanation. ### VerificationContactCheckSection-coverage `coverage` · `VerificationCoverage` · Required · Nullable: No Actual requested and completed source scope with limitations. See [VerificationCoverage](#verificationcoverage). ### VerificationContactCheckSection-items `items` · `VerificationContactCheck[]` · Required · Nullable: No All authorized observations in this section, including distinct source observations. ## VerificationDeviceCheckSection Coarse location, network integrity and consistency observations. ### VerificationDeviceCheckSection-status `status` · `string` · Required · Nullable: No State of this specific result; separate from entity legal status and lending decisions. Allowed values: `available`, `partial`, `unavailable`, `not_applicable`. ### VerificationDeviceCheckSection-reason `reason` · `VerificationReason | null` · Required · Nullable: Yes Machine-readable reason for incomplete or inapplicable results. ### VerificationDeviceCheckSection-explanation `explanation` · `string | null` · Required · Nullable: Yes Human-readable scope or missing-data explanation. ### VerificationDeviceCheckSection-coverage `coverage` · `VerificationCoverage` · Required · Nullable: No Actual requested and completed source scope with limitations. See [VerificationCoverage](#verificationcoverage). ### VerificationDeviceCheckSection-items `items` · `VerificationDeviceCheck[]` · Required · Nullable: No All authorized observations in this section, including distinct source observations. ## VerificationDocumentCheckSection Document extraction, tamper and cross-document consistency results. ### VerificationDocumentCheckSection-status `status` · `string` · Required · Nullable: No State of this specific result; separate from entity legal status and lending decisions. Allowed values: `available`, `partial`, `unavailable`, `not_applicable`. ### VerificationDocumentCheckSection-reason `reason` · `VerificationReason | null` · Required · Nullable: Yes Machine-readable reason for incomplete or inapplicable results. ### VerificationDocumentCheckSection-explanation `explanation` · `string | null` · Required · Nullable: Yes Human-readable scope or missing-data explanation. ### VerificationDocumentCheckSection-coverage `coverage` · `VerificationCoverage` · Required · Nullable: No Actual requested and completed source scope with limitations. See [VerificationCoverage](#verificationcoverage). ### VerificationDocumentCheckSection-items `items` · `VerificationDocumentCheck[]` · Required · Nullable: No All authorized observations in this section, including distinct source observations. ## VerificationBankAccountCheckSection Account-holder matching and verification method, separate from financial analysis. ### VerificationBankAccountCheckSection-status `status` · `string` · Required · Nullable: No State of this specific result; separate from entity legal status and lending decisions. Allowed values: `available`, `partial`, `unavailable`, `not_applicable`. ### VerificationBankAccountCheckSection-reason `reason` · `VerificationReason | null` · Required · Nullable: Yes Machine-readable reason for incomplete or inapplicable results. ### VerificationBankAccountCheckSection-explanation `explanation` · `string | null` · Required · Nullable: Yes Human-readable scope or missing-data explanation. ### VerificationBankAccountCheckSection-coverage `coverage` · `VerificationCoverage` · Required · Nullable: No Actual requested and completed source scope with limitations. See [VerificationCoverage](#verificationcoverage). ### VerificationBankAccountCheckSection-items `items` · `VerificationBankAccountCheck[]` · Required · Nullable: No All authorized observations in this section, including distinct source observations. ## VerificationQuestionnaireSection Versioned borrower declarations, repeatable answers and file references with declared provenance. ### VerificationQuestionnaireSection-status `status` · `string` · Required · Nullable: No State of this specific result; separate from entity legal status and lending decisions. Allowed values: `available`, `partial`, `unavailable`, `not_applicable`. ### VerificationQuestionnaireSection-reason `reason` · `VerificationReason | null` · Required · Nullable: Yes Machine-readable reason for incomplete or inapplicable results. ### VerificationQuestionnaireSection-explanation `explanation` · `string | null` · Required · Nullable: Yes Human-readable scope or missing-data explanation. ### VerificationQuestionnaireSection-coverage `coverage` · `VerificationCoverage` · Required · Nullable: No Actual requested and completed source scope with limitations. See [VerificationCoverage](#verificationcoverage). ### VerificationQuestionnaireSection-items `items` · `VerificationQuestionnaire[]` · Required · Nullable: No All authorized observations in this section, including distinct source observations. ## VerificationSignatureSection Signer identity, authority, consent and signature validation evidence. ### VerificationSignatureSection-status `status` · `string` · Required · Nullable: No State of this specific result; separate from entity legal status and lending decisions. Allowed values: `available`, `partial`, `unavailable`, `not_applicable`. ### VerificationSignatureSection-reason `reason` · `VerificationReason | null` · Required · Nullable: Yes Machine-readable reason for incomplete or inapplicable results. ### VerificationSignatureSection-explanation `explanation` · `string | null` · Required · Nullable: Yes Human-readable scope or missing-data explanation. ### VerificationSignatureSection-coverage `coverage` · `VerificationCoverage` · Required · Nullable: No Actual requested and completed source scope with limitations. See [VerificationCoverage](#verificationcoverage). ### VerificationSignatureSection-items `items` · `VerificationSignature[]` · Required · Nullable: No All authorized observations in this section, including distinct source observations. ## VerificationFieldComparisonSection Submitted versus observed values, thresholds and exact matching outcomes. ### VerificationFieldComparisonSection-status `status` · `string` · Required · Nullable: No State of this specific result; separate from entity legal status and lending decisions. Allowed values: `available`, `partial`, `unavailable`, `not_applicable`. ### VerificationFieldComparisonSection-reason `reason` · `VerificationReason | null` · Required · Nullable: Yes Machine-readable reason for incomplete or inapplicable results. ### VerificationFieldComparisonSection-explanation `explanation` · `string | null` · Required · Nullable: Yes Human-readable scope or missing-data explanation. ### VerificationFieldComparisonSection-coverage `coverage` · `VerificationCoverage` · Required · Nullable: No Actual requested and completed source scope with limitations. See [VerificationCoverage](#verificationcoverage). ### VerificationFieldComparisonSection-items `items` · `VerificationFieldComparison[]` · Required · Nullable: No All authorized observations in this section, including distinct source observations. ## VerificationSourceScoreSection Original provider scales, ratings and reason codes; never an AMLOK credit probability. ### VerificationSourceScoreSection-status `status` · `string` · Required · Nullable: No State of this specific result; separate from entity legal status and lending decisions. Allowed values: `available`, `partial`, `unavailable`, `not_applicable`. ### VerificationSourceScoreSection-reason `reason` · `VerificationReason | null` · Required · Nullable: Yes Machine-readable reason for incomplete or inapplicable results. ### VerificationSourceScoreSection-explanation `explanation` · `string | null` · Required · Nullable: Yes Human-readable scope or missing-data explanation. ### VerificationSourceScoreSection-coverage `coverage` · `VerificationCoverage` · Required · Nullable: No Actual requested and completed source scope with limitations. See [VerificationCoverage](#verificationcoverage). ### VerificationSourceScoreSection-items `items` · `VerificationSourceScore[]` · Required · Nullable: No All authorized observations in this section, including distinct source observations. ## VerificationDuplicateCheckSection Authorized same-workspace matches with identifiers minimized. ### VerificationDuplicateCheckSection-status `status` · `string` · Required · Nullable: No State of this specific result; separate from entity legal status and lending decisions. Allowed values: `available`, `partial`, `unavailable`, `not_applicable`. ### VerificationDuplicateCheckSection-reason `reason` · `VerificationReason | null` · Required · Nullable: Yes Machine-readable reason for incomplete or inapplicable results. ### VerificationDuplicateCheckSection-explanation `explanation` · `string | null` · Required · Nullable: Yes Human-readable scope or missing-data explanation. ### VerificationDuplicateCheckSection-coverage `coverage` · `VerificationCoverage` · Required · Nullable: No Actual requested and completed source scope with limitations. See [VerificationCoverage](#verificationcoverage). ### VerificationDuplicateCheckSection-items `items` · `VerificationDuplicateCheck[]` · Required · Nullable: No All authorized observations in this section, including distinct source observations. ## VerificationAssessment Complete normalized KYC/KYB assessment from authorized sources. Empty or unavailable checks never imply a pass. All sections are present; coverage and missing-field reasons explain withheld or absent information. ### VerificationAssessment-id `id` · `string` · Required · Nullable: No Immutable assessment ID. ### VerificationAssessment-borrower\_id `borrower_id` · `string` · Required · Nullable: No Borrower assessed; related subjects remain explicitly associated. ### VerificationAssessment-subject\_id `subject_id` · `string` · Required · Nullable: No The business/person subject\_id returned by Get borrower. This is distinct from the borrower resource ID. ### VerificationAssessment-definition\_version `definition_version` · `string` · Required · Nullable: No Version of the normalized verification field definitions. ### VerificationAssessment-as\_of `as_of` · `string` · Required · Nullable: No UTC cutoff for this assessment. Format: `date-time`. ### VerificationAssessment-status `status` · `string` · Required · Nullable: No State of this specific result; separate from entity legal status and lending decisions. Allowed values: `complete`, `partial`, `unavailable`. ### VerificationAssessment-outcome `outcome` · `string` · Required · Nullable: No Identity/compliance assessment outcome, not a lending decision. Allowed values: `passed`, `failed`, `review_required`, `inconclusive`, `not_performed`. ### VerificationAssessment-summary `summary` · `string` · Required · Nullable: No Human-readable scope, findings and unresolved requirements. ### VerificationAssessment-sources `sources` · `VerificationSource[]` · Required · Nullable: No Sources consulted with actual requested/completed coverage. ### VerificationAssessment-ownership\_resolution `ownership_resolution` · `object` · Required · Nullable: No Whether ownership chains and the stated denominator are fully evidenced. ### VerificationAssessment-ownership\_resolution-status `ownership_resolution.status` · `string` · Required · Nullable: No State of this specific result; separate from entity legal status and lending decisions. Allowed values: `complete`, `partial`, `unavailable`, `not_applicable`. ### VerificationAssessment-ownership\_resolution-reason `ownership_resolution.reason` · `string | null` · Required · Nullable: Yes Explicit explanation code when no complete usable value is available. ### VerificationAssessment-ownership\_resolution-unresolved\_subject\_ids `ownership_resolution.unresolved_subject_ids` · `string[]` · Required · Nullable: No Related subjects whose identity or ownership chains remain unresolved. ### VerificationAssessment-ownership\_resolution-ownership\_basis `ownership_resolution.ownership_basis` · `string` · Required · Nullable: No Whether coverage refers to economic equity, voting rights, mixed interests or an unknown basis. Allowed values: `economic`, `voting`, `mixed`, `unknown`. ### VerificationAssessment-ownership\_resolution-known\_share `ownership_resolution.known_share` · `string | null` · Required · Nullable: Yes Evidenced fraction of the stated ownership denominator, 0 to 1; null if the denominator is unsupported. ### VerificationAssessment-ownership\_resolution-unknown\_share `ownership_resolution.unknown_share` · `string | null` · Required · Nullable: Yes Unresolved fraction of the same ownership denominator, 0 to 1; null if unsupported. ### VerificationAssessment-documents `documents` · `object[]` · Required · Nullable: No Source files accessible through existing document endpoints with authorization rechecked. ### VerificationAssessment-documents-document\_id `documents[].document_id` · `string` · Required · Nullable: No Document id. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationAssessment-documents-kind `documents[].kind` · `string` · Required · Nullable: No Kind. Preserve the source meaning; null or unknown does not establish a negative or a verified result. Allowed values: `identity`, `registry_report`, `verification_report`, `search_report`, `articles`, `filing`, `licence`, `court`, `signed_document`, `other`. ### VerificationAssessment-documents-access `documents[].access` · `string` · Required · Nullable: No Access. Preserve the source meaning; null or unknown does not establish a negative or a verified result. Allowed values: `available`, `restricted`, `not_retained`. ### VerificationAssessment-documents-reason `documents[].reason` · `string | null` · Required · Nullable: Yes Explicit explanation code when no complete usable value is available. ### VerificationAssessment-documents-source\_id `documents[].source_id` · `string` · Required · Nullable: No Source id. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### VerificationAssessment-checks `checks` · `VerificationResultSection` · Required · Nullable: No Execution, result, reasons and provider decisions for every requested check. See [VerificationResultSection](#verificationresultsection). ### VerificationAssessment-businesses `businesses` · `VerificationBusinessSection` · Required · Nullable: No Candidates and resolved legal entities, without equating a search hit with verification. See [VerificationBusinessSection](#verificationbusinesssection). ### VerificationAssessment-persons `persons` · `VerificationPersonSection` · Required · Nullable: No Authorized borrower and related-person identity attributes. See [VerificationPersonSection](#verificationpersonsection). ### VerificationAssessment-registrations `registrations` · `VerificationRegistrationSection` · Required · Nullable: No Legal status, good standing, registration authorities and annual-return compliance. See [VerificationRegistrationSection](#verificationregistrationsection). ### VerificationAssessment-addresses `addresses` · `VerificationAddressSection` · Required · Nullable: No Registered, records, operating, service and residential addresses and validation. See [VerificationAddressSection](#verificationaddresssection). ### VerificationAssessment-relationships `relationships` · `VerificationRelationshipSection` · Required · Nullable: No Directors, officers, agents, signatories, parent entities and guarantors. See [VerificationRelationshipSection](#verificationrelationshipsection). ### VerificationAssessment-ownership `ownership` · `VerificationOwnershipSection` · Required · Nullable: No Direct, indirect, economic and voting interests, with unresolved ownership explicit. See [VerificationOwnershipSection](#verificationownershipsection). ### VerificationAssessment-identity\_documents `identity_documents` · `VerificationIdentityDocumentSection` · Required · Nullable: No Document identity, authenticity, expiry, NFC and wallet assurance. See [VerificationIdentityDocumentSection](#verificationidentitydocumentsection). ### VerificationAssessment-biometrics `biometrics` · `VerificationBiometricSection` · Required · Nullable: No Liveness and face comparison results without biometric media or templates. See [VerificationBiometricSection](#verificationbiometricsection). ### VerificationAssessment-screenings `screenings` · `VerificationScreeningSection` · Required · Nullable: No Sanctions, PEP, watchlists and adverse-media candidates with review disposition. See [VerificationScreeningSection](#verificationscreeningsection). ### VerificationAssessment-tax\_checks `tax_checks` · `VerificationTaxCheckSection` · Required · Nullable: No TIN, EIN, BN and VAT validation, distinct from tax payment compliance. See [VerificationTaxCheckSection](#verificationtaxchecksection). ### VerificationAssessment-licences `licences` · `VerificationLicenceSection` · Required · Nullable: No Jurisdiction-specific licences, authorizations, classifications and registration status. See [VerificationLicenceSection](#verificationlicencesection). ### VerificationAssessment-filings `filings` · `VerificationFilingSection` · Required · Nullable: No Dated corporate events, annual returns and document references. See [VerificationFilingSection](#verificationfilingsection). ### VerificationAssessment-corporate\_structure `corporate_structure` · `VerificationCorporateStructureSection` · Required · Nullable: No Share classes, voting rights, restrictions, capital and governing provisions. See [VerificationCorporateStructureSection](#verificationcorporatestructuresection). ### VerificationAssessment-public\_records `public_records` · `VerificationPublicRecordSection` · Required · Nullable: No Liens, judgments, litigation, bankruptcy and licensed consortium observations. See [VerificationPublicRecordSection](#verificationpublicrecordsection). ### VerificationAssessment-online\_presence `online_presence` · `VerificationOnlinePresenceSection` · Required · Nullable: No Business websites, directories, reviews and business social profiles. See [VerificationOnlinePresenceSection](#verificationonlinepresencesection). ### VerificationAssessment-contact\_checks `contact_checks` · `VerificationContactCheckSection` · Required · Nullable: No Email and phone verification, deliverability, carrier and fraud signals. See [VerificationContactCheckSection](#verificationcontactchecksection). ### VerificationAssessment-device\_checks `device_checks` · `VerificationDeviceCheckSection` · Required · Nullable: No Coarse location, network integrity and consistency observations. See [VerificationDeviceCheckSection](#verificationdevicechecksection). ### VerificationAssessment-document\_checks `document_checks` · `VerificationDocumentCheckSection` · Required · Nullable: No Document extraction, tamper and cross-document consistency results. See [VerificationDocumentCheckSection](#verificationdocumentchecksection). ### VerificationAssessment-bank\_account\_checks `bank_account_checks` · `VerificationBankAccountCheckSection` · Required · Nullable: No Account-holder matching and verification method, separate from financial analysis. See [VerificationBankAccountCheckSection](#verificationbankaccountchecksection). ### VerificationAssessment-questionnaires `questionnaires` · `VerificationQuestionnaireSection` · Required · Nullable: No Versioned borrower declarations, repeatable answers and file references with declared provenance. See [VerificationQuestionnaireSection](#verificationquestionnairesection). ### VerificationAssessment-signatures `signatures` · `VerificationSignatureSection` · Required · Nullable: No Signer identity, authority, consent and signature validation evidence. See [VerificationSignatureSection](#verificationsignaturesection). ### VerificationAssessment-field\_comparisons `field_comparisons` · `VerificationFieldComparisonSection` · Required · Nullable: No Submitted versus observed values, thresholds and exact matching outcomes. See [VerificationFieldComparisonSection](#verificationfieldcomparisonsection). ### VerificationAssessment-source\_scores `source_scores` · `VerificationSourceScoreSection` · Required · Nullable: No Original provider scales, ratings and reason codes; never an AMLOK credit probability. See [VerificationSourceScoreSection](#verificationsourcescoresection). ### VerificationAssessment-duplicate\_checks `duplicate_checks` · `VerificationDuplicateCheckSection` · Required · Nullable: No Authorized same-workspace matches with identifiers minimized. See [VerificationDuplicateCheckSection](#verificationduplicatechecksection). ## NormalizedVerificationAssessment One immutable version of an authorized KYC/KYB assessment, available through data records and frozen evidence. ID/version must agree with the surrounding DataRecord or EvidenceSummary. ### NormalizedVerificationAssessment-id `id` · `string` · Required · Nullable: No Id. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### NormalizedVerificationAssessment-object `object` · `string` · Required · Nullable: No Object. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### NormalizedVerificationAssessment-subject\_id `subject_id` · `string` · Required · Nullable: No Subject id. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### NormalizedVerificationAssessment-record\_version `record_version` · `integer` · Required · Nullable: No Record version. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### NormalizedVerificationAssessment-created\_at `created_at` · `string` · Required · Nullable: No Created at. Preserve the source meaning; null or unknown does not establish a negative or a verified result. Format: `date-time`. ### NormalizedVerificationAssessment-updated\_at `updated_at` · `string` · Required · Nullable: No Updated at. Preserve the source meaning; null or unknown does not establish a negative or a verified result. Format: `date-time`. ### NormalizedVerificationAssessment-observed\_at `observed_at` · `string` · Required · Nullable: No Observed at. Preserve the source meaning; null or unknown does not establish a negative or a verified result. Format: `date-time`. ### NormalizedVerificationAssessment-schema\_version `schema_version` · `string` · Required · Nullable: No Schema version. Preserve the source meaning; null or unknown does not establish a negative or a verified result. ### NormalizedVerificationAssessment-assessment `assessment` · `VerificationAssessment` · Required · Nullable: No Assessment. Preserve the source meaning; null or unknown does not establish a negative or a verified result. See [VerificationAssessment](#verificationassessment). 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