{ "contract_revision": "2026-11-06.enterprise.1", "synthetic": true, "profile": { "id": "development-example", "version": "2", "max_json_bytes": 1048576, "max_upload_bytes": 20971520, "max_document_pages": 200, "allowed_document_mime_types": [ "application/pdf", "image/png", "image/jpeg", "image/webp" ], "document_types": [ "financial_statement", "bank_statement", "identity_document", "business_registration", "tax_return", "lending_terms", "risk_policy", "other" ], "session_ttl_seconds": 900, "download_ttl_seconds": 300, "snapshot_ttl_seconds": 3600, "data_feed_retention_seconds": 2592000, "event_retention_seconds": 2592000, "export_retention_seconds": 86400, "poll_min_interval_seconds": 5, "poll_max_interval_seconds": 60, "webhook_timeout_seconds": 10, "webhook_max_body_bytes": 65536, "webhook_rotation_overlap_seconds": 86400, "rate_limits": [ { "group": "reads", "requests": 120, "window_seconds": 60 }, { "group": "commands", "requests": 30, "window_seconds": 60 }, { "group": "uploads", "requests": 10, "window_seconds": 60 } ], "max_response_bytes": 2097152, "max_export_bytes": 68719476736, "export_part_bytes": 8388608, "max_page_items": 100, "capacity": { "max_in_flight_requests": 16, "workloads": [ { "group": "origination", "max_running": 4, "max_queued": 100, "max_queue_wait_seconds": 600, "max_processing_seconds": 1800 }, { "group": "monitoring", "max_running": 8, "max_queued": 200, "max_queue_wait_seconds": 600, "max_processing_seconds": 1800 }, { "group": "export", "max_running": 2, "max_queued": 20, "max_queue_wait_seconds": 600, "max_processing_seconds": 1800 } ], "targets": [ { "group": "origination", "percentile": 95, "elapsed_seconds": 300, "population": "admitted_ready_work", "window_seconds": 2592000 }, { "group": "monitoring", "percentile": 95, "elapsed_seconds": 300, "population": "admitted_ready_work", "window_seconds": 2592000 }, { "group": "export", "percentile": 95, "elapsed_seconds": 300, "population": "admitted_ready_work", "window_seconds": 2592000 } ] } }, "views": { "getRiskPackage:full": { "data": { "id": "rp_synthetic", "borrower_id": "bor_synthetic", "origination_id": "orgn_synthetic", "monitoring_run_id": null, "product": "insights", "created_at": "2026-11-06T12:00:00Z", "as_of": "2026-11-06T12:00:00Z", "previous_package_id": null, "application": { "institution_reference": "LOS-2026-0042", "requested_amount": { "amount": "50000.00", "currency": "CAD" }, "requested_term_months": 12, "purpose": "Working capital", "application_schema_id": "app_schema_synthetic", "declared_data": { "annual_revenue": "600000.00" } }, "lending_product": { "id": "lpv_synthetic", "created_at": "2026-11-06T12:00:00Z", "definition": { "external_id": "working-capital", "version": "1", "name": "Working capital loan", "borrower_type": "business", "market": "CA", "currency": "CAD", "product_type": "term_loan", "minimum_amount": { "amount": "10000.00", "currency": "CAD" }, "maximum_amount": { "amount": "100000.00", "currency": "CAD" }, "minimum_term_months": 6, "maximum_term_months": 24, "repayment_frequency": "monthly", "pricing_schema_id": "pricing_synthetic", "pricing": { "rate_type": "fixed", "annual_interest_rate": "0.12", "amortization_months": 12, "fees": [] }, "terms_document_ids": [] }, "sha256": "0000000000000000000000000000000000000000000000000000000000000000" }, "risk_policy": { "id": "rpv_synthetic", "created_at": "2026-11-06T12:00:00Z", "definition": { "external_id": "working-capital-policy", "version": "1", "name": "Illustrative policy, not a recommended threshold", "borrower_type": "business", "market": "CA", "rules": [ { "id": "dscr-minimum", "dimension_key": "dscr", "operator": "gte", "threshold": "1.25", "unit": "ratio", "on_missing": "review", "on_fail": "review", "calculation_version": "amlok-dscr-1" } ], "policy_document_ids": [] }, "sha256": "0000000000000000000000000000000000000000000000000000000000000000" }, "assessment": { "recommendation": "review_required", "is_institution_decision": false, "summary": "Repayment capacity requires review because the debt schedule is incomplete.", "reasons": [ "Required repayment evidence is missing." ] }, "dimensions": [ { "key": "identity", "status": "unavailable", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "business_age_months", "label": "Business age", "status": "unavailable", "value": null, "unit": "months", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-business_age_months-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "verified_account_owner_ratio", "label": "Verified account ownership share", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-verified_account_owner_ratio-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [] }, { "key": "ownership_and_control", "status": "unavailable", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "ownership_disclosed_ratio", "label": "Disclosed ownership share", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-ownership_disclosed_ratio-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "related_party_balance_share", "label": "Related-party receivables share", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-related_party_balance_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "supported_guarantee_coverage", "label": "Supported guarantee coverage", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-supported_guarantee_coverage-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [] }, { "key": "cashflow", "status": "partial", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "total_inflows", "label": "Posted inflows", "status": "available", "value": "1250.00", "unit": "currency", "window": { "start": "2026-10-31T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-total_inflows-1", "missing_reason": null, "evidence_ids": [ "ev_bank_synthetic" ], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": null, "inputs": [ { "name": "posted_inflow", "value": "1250.00", "unit": "currency", "currency": "CAD", "basis": "observed", "evidence": [ { "evidence_id": "ev_bank_synthetic", "field_path": "/amount/amount", "document_id": null, "page": null, "quote": null } ] } ], "coverage": { "observed_days": 1, "expected_days": 1, "scope_note": "Complete for the explicitly illustrated source scope and period only." }, "series": [ { "window": { "start": "2026-10-31T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "status": "available", "value": "1250.00", "reason": null, "evidence_ids": [ "ev_bank_synthetic" ] } ] }, { "key": "total_outflows", "label": "Posted outflows", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-total_outflows-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "net_cash_flow", "label": "Net cash flow", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-net_cash_flow-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "operating_cash_inflows", "label": "Operating receipts", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-operating_cash_inflows-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "operating_cash_outflows", "label": "Operating cash payments", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-operating_cash_outflows-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "operating_net_cash_flow", "label": "Net operating cash flow", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-operating_net_cash_flow-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "internal_transfer_inflows", "label": "Internal transfer inflows", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-internal_transfer_inflows-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "financing_inflows", "label": "Financing inflows", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-financing_inflows-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "positive_cashflow_month_share", "label": "Positive cash-flow months", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-positive_cashflow_month_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "cashflow_volatility", "label": "Operating cash-flow volatility", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-cashflow_volatility-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "cashflow_change_90d", "label": "Operating cash-flow change", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-cashflow_change_90d-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [ "ev_bank_synthetic" ] }, { "key": "liquidity", "status": "unavailable", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "unrestricted_cash", "label": "Unrestricted cash", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-unrestricted_cash-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "average_daily_balance", "label": "Average daily cash balance", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-average_daily_balance-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "minimum_daily_balance", "label": "Minimum daily cash balance", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-minimum_daily_balance-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "negative_balance_days", "label": "Days below zero", "status": "unavailable", "value": null, "unit": "days", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-negative_balance_days-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "cash_buffer_days", "label": "Cash buffer", "status": "unavailable", "value": null, "unit": "days", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-cash_buffer_days-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "current_ratio", "label": "Current ratio", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-current_ratio-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "quick_ratio", "label": "Quick ratio", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-quick_ratio-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "cash_ratio", "label": "Cash ratio", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-cash_ratio-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [] }, { "key": "revenue_quality", "status": "unavailable", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "verified_revenue", "label": "Verified revenue", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-verified_revenue-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "recurring_revenue_share", "label": "Recurring revenue share", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-recurring_revenue_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "revenue_growth_yoy", "label": "Revenue growth year over year", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-revenue_growth_yoy-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "revenue_growth_90d", "label": "Revenue growth over 90 days", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-revenue_growth_90d-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "revenue_volatility", "label": "Monthly revenue volatility", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-revenue_volatility-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "refund_amount_share", "label": "Refund amount share", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-refund_amount_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "chargeback_amount_share", "label": "Chargeback amount share", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-chargeback_amount_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "revenue_cash_realization", "label": "Revenue cash realization", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-revenue_cash_realization-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "unverified_receipts_share", "label": "Unverified receipts share", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-unverified_receipts_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "nonrecurring_revenue_share", "label": "Nonrecurring revenue share", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-nonrecurring_revenue_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [] }, { "key": "profitability", "status": "unavailable", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "gross_profit", "label": "Gross profit", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-gross_profit-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "gross_margin", "label": "Gross margin", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-gross_margin-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "ebitda", "label": "EBITDA", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-ebitda-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "ebitda_margin", "label": "EBITDA margin", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-ebitda_margin-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "operating_profit", "label": "Operating profit", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-operating_profit-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "operating_margin", "label": "Operating margin", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-operating_margin-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "net_profit", "label": "Net profit", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-net_profit-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "net_margin", "label": "Net margin", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-net_margin-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "free_cash_flow", "label": "Free cash flow", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-free_cash_flow-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "return_on_assets", "label": "Return on assets", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-return_on_assets-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [] }, { "key": "working_capital", "status": "unavailable", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "net_working_capital", "label": "Net working capital", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-net_working_capital-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "receivables_days", "label": "Receivable days", "status": "unavailable", "value": null, "unit": "days", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-receivables_days-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "payables_days", "label": "Payable days", "status": "unavailable", "value": null, "unit": "days", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-payables_days-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "inventory_days", "label": "Inventory days", "status": "unavailable", "value": null, "unit": "days", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-inventory_days-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "cash_conversion_cycle", "label": "Cash conversion cycle", "status": "unavailable", "value": null, "unit": "days", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-cash_conversion_cycle-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "ar_overdue_share", "label": "Overdue receivables share", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-ar_overdue_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "ar_90_plus_share", "label": "Receivables over 90 days past due", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-ar_90_plus_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "ap_overdue_share", "label": "Overdue payables share", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-ap_overdue_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "inventory_turnover", "label": "Inventory turnover", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-inventory_turnover-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [] }, { "key": "leverage", "status": "unavailable", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "total_debt", "label": "Total interest-bearing debt", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-total_debt-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "net_debt", "label": "Net debt", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-net_debt-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "debt_to_assets", "label": "Debt to assets", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-debt_to_assets-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "debt_to_equity", "label": "Debt to equity", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-debt_to_equity-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "net_debt_to_ebitda", "label": "Net debt to EBITDA", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-net_debt_to_ebitda-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "credit_utilization", "label": "Revolving credit utilization", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-credit_utilization-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "short_term_debt_share", "label": "Debt due within one year", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-short_term_debt_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "debt_maturing_90d", "label": "Debt maturing within 90 days", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-debt_maturing_90d-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [] }, { "key": "repayment_capacity", "status": "unavailable", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "dscr", "label": "Cash-flow debt-service coverage", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-dscr-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "fixed_charge_coverage", "label": "Fixed-charge coverage", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-fixed_charge_coverage-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "interest_coverage", "label": "Interest coverage", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-interest_coverage-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "existing_debt_service", "label": "Existing debt service", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-existing_debt_service-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "proposed_debt_service", "label": "Proposed debt service", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-proposed_debt_service-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "total_debt_service", "label": "Total debt service", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-total_debt_service-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "residual_cash_after_debt", "label": "Cash after debt service", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-residual_cash_after_debt-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "debt_service_headroom", "label": "Debt-service headroom", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-debt_service_headroom-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "debt_payment_to_receipts", "label": "Debt payments to operating receipts", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-debt_payment_to_receipts-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [] }, { "key": "concentration", "status": "unavailable", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "top_customer_share", "label": "Largest customer share", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-top_customer_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "top_five_customer_share", "label": "Top five customer share", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-top_five_customer_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "top_supplier_share", "label": "Largest supplier share", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-top_supplier_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "top_channel_share", "label": "Largest sales channel share", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-top_channel_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "customer_hhi", "label": "Customer concentration index", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-customer_hhi-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "income_source_hhi", "label": "Income-source concentration index", "status": "not_applicable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-income_source_hhi-1", "missing_reason": "This metric does not apply to this borrower or an initial Insights assessment.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "not_applicable", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [] }, { "key": "collateral", "status": "unavailable", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "collateral_ltv", "label": "Loan to collateral value", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-collateral_ltv-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "combined_ltv", "label": "Combined loan to value", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-combined_ltv-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "collateral_coverage", "label": "Collateral coverage", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-collateral_coverage-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "eligible_receivables", "label": "Eligible borrowing-base receivables", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-eligible_receivables-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "collateral_haircut_ratio", "label": "Collateral haircut", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-collateral_haircut_ratio-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [] }, { "key": "fraud_and_consistency", "status": "unavailable", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "reconciliation_break_share", "label": "Unreconciled value share", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-reconciliation_break_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "duplicate_transaction_share", "label": "Duplicate transaction share", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-duplicate_transaction_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "document_contradiction_count", "label": "Document contradictions", "status": "unavailable", "value": null, "unit": "count", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-document_contradiction_count-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "identity_mismatch_count", "label": "Unresolved identity mismatches", "status": "unavailable", "value": null, "unit": "count", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-identity_mismatch_count-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "declared_income_gap_ratio", "label": "Declared-to-verified income gap", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-declared_income_gap_ratio-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [] }, { "key": "income_and_affordability", "status": "not_applicable", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "verified_gross_monthly_income", "label": "Verified gross monthly income", "status": "not_applicable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-verified_gross_monthly_income-1", "missing_reason": "This metric does not apply to this borrower or an initial Insights assessment.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "not_applicable", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "verified_net_monthly_income", "label": "Verified net monthly income", "status": "not_applicable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-verified_net_monthly_income-1", "missing_reason": "This metric does not apply to this borrower or an initial Insights assessment.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "not_applicable", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "debt_to_income", "label": "Debt to income", "status": "not_applicable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-debt_to_income-1", "missing_reason": "This metric does not apply to this borrower or an initial Insights assessment.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "not_applicable", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "housing_to_income", "label": "Housing cost to income", "status": "not_applicable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-housing_to_income-1", "missing_reason": "This metric does not apply to this borrower or an initial Insights assessment.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "not_applicable", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "essential_monthly_spend", "label": "Essential monthly expenditure", "status": "not_applicable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-essential_monthly_spend-1", "missing_reason": "This metric does not apply to this borrower or an initial Insights assessment.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "not_applicable", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "residual_monthly_income", "label": "Residual monthly income", "status": "not_applicable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-residual_monthly_income-1", "missing_reason": "This metric does not apply to this borrower or an initial Insights assessment.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "not_applicable", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "payment_to_income", "label": "Proposed payment to income", "status": "not_applicable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-payment_to_income-1", "missing_reason": "This metric does not apply to this borrower or an initial Insights assessment.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "not_applicable", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "liquid_reserve_months", "label": "Liquid reserve months", "status": "not_applicable", "value": null, "unit": "months", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-liquid_reserve_months-1", "missing_reason": "This metric does not apply to this borrower or an initial Insights assessment.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "not_applicable", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [] }, { "key": "income_stability", "status": "not_applicable", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "income_source_count", "label": "Verified income sources", "status": "not_applicable", "value": null, "unit": "count", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-income_source_count-1", "missing_reason": "This metric does not apply to this borrower or an initial Insights assessment.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "not_applicable", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "income_volatility", "label": "Monthly income volatility", "status": "not_applicable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-income_volatility-1", "missing_reason": "This metric does not apply to this borrower or an initial Insights assessment.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "not_applicable", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "income_growth_yoy", "label": "Income growth year over year", "status": "not_applicable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-income_growth_yoy-1", "missing_reason": "This metric does not apply to this borrower or an initial Insights assessment.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "not_applicable", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "days_since_last_income", "label": "Days since last income", "status": "not_applicable", "value": null, "unit": "days", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-days_since_last_income-1", "missing_reason": "This metric does not apply to this borrower or an initial Insights assessment.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "not_applicable", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "income_interruption_days", "label": "Income interruption", "status": "not_applicable", "value": null, "unit": "days", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-income_interruption_days-1", "missing_reason": "This metric does not apply to this borrower or an initial Insights assessment.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "not_applicable", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "income_continuity_share", "label": "Income continuity", "status": "not_applicable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-income_continuity_share-1", "missing_reason": "This metric does not apply to this borrower or an initial Insights assessment.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "not_applicable", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [] }, { "key": "payment_behavior", "status": "unavailable", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "nsf_event_count", "label": "Insufficient-funds events", "status": "unavailable", "value": null, "unit": "count", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-nsf_event_count-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "overdraft_days", "label": "Overdraft days", "status": "unavailable", "value": null, "unit": "days", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-overdraft_days-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "returned_payment_amount", "label": "Returned payment amount", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-returned_payment_amount-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "delinquent_obligation_count", "label": "Delinquent obligations", "status": "unavailable", "value": null, "unit": "count", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-delinquent_obligation_count-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "maximum_days_past_due", "label": "Maximum days past due", "status": "unavailable", "value": null, "unit": "days", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-maximum_days_past_due-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "on_time_payment_share", "label": "On-time payment share", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-on_time_payment_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [] }, { "key": "credit_history", "status": "unavailable", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "open_credit_obligation_count", "label": "Open credit obligations", "status": "unavailable", "value": null, "unit": "count", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-open_credit_obligation_count-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "bureau_utilization", "label": "Reported revolving utilization", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-bureau_utilization-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "recent_credit_inquiry_count", "label": "Recent credit inquiries", "status": "unavailable", "value": null, "unit": "count", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-recent_credit_inquiry_count-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "severe_delinquency_count", "label": "Severe delinquency events", "status": "unavailable", "value": null, "unit": "count", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-severe_delinquency_count-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "public_record_event_count", "label": "Relevant public-record events", "status": "unavailable", "value": null, "unit": "count", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-public_record_event_count-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [] }, { "key": "commerce_performance", "status": "unavailable", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "gross_sales", "label": "Gross sales", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-gross_sales-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "net_sales", "label": "Net sales", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-net_sales-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "average_order_value", "label": "Average order value", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-average_order_value-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "repeat_customer_share", "label": "Repeat customer share", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-repeat_customer_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "monthly_recurring_revenue", "label": "Monthly recurring revenue", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-monthly_recurring_revenue-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "gross_revenue_retention", "label": "Gross revenue retention", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-gross_revenue_retention-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "net_revenue_retention", "label": "Net revenue retention", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-net_revenue_retention-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "settlement_delay_days", "label": "Settlement delay", "status": "unavailable", "value": null, "unit": "days", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-settlement_delay_days-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [] }, { "key": "operating_resilience", "status": "unavailable", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "payroll_burden_share", "label": "Payroll burden", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-payroll_burden_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "payroll_growth_yoy", "label": "Payroll growth year over year", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-payroll_growth_yoy-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "inventory_stockout_share", "label": "Inventory stockout share", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-inventory_stockout_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "fulfillment_on_time_share", "label": "On-time fulfillment share", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-fulfillment_on_time_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "supplier_payment_delay_days", "label": "Supplier payment delay", "status": "unavailable", "value": null, "unit": "days", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-supplier_payment_delay_days-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [] }, { "key": "tax_and_compliance", "status": "unavailable", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "tax_liability", "label": "Reported tax liability", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-tax_liability-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "tax_overdue_amount", "label": "Overdue tax amount", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-tax_overdue_amount-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "tax_payment_coverage", "label": "Tax payment coverage", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-tax_payment_coverage-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "filing_coverage", "label": "Filing evidence coverage", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-filing_coverage-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [] }, { "key": "financial_reporting_quality", "status": "unavailable", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "bank_accounting_match_share", "label": "Bank-to-books match share", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-bank_accounting_match_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "statement_balance_discrepancy", "label": "Balance-sheet discrepancy", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-statement_balance_discrepancy-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "material_adjustment_share", "label": "Material accounting adjustments", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-material_adjustment_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "books_closing_lag_days", "label": "Books closing lag", "status": "unavailable", "value": null, "unit": "days", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-books_closing_lag_days-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [] }, { "key": "data_quality", "status": "unavailable", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "observed_account_coverage", "label": "Declared-account coverage", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-observed_account_coverage-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "covered_history_days", "label": "Covered history", "status": "unavailable", "value": null, "unit": "days", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-covered_history_days-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "stale_source_share", "label": "Stale required sources", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-stale_source_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "unclassified_transaction_share", "label": "Unclassified transactions", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-unclassified_transaction_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "reconciled_value_share", "label": "Reconciled financial value", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-reconciled_value_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [] }, { "key": "forecasting_and_stress", "status": "unavailable", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "projected_minimum_cash", "label": "Projected minimum cash", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-projected_minimum_cash-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "stress_dscr", "label": "Stressed debt-service coverage", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-stress_dscr-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "stress_residual_income", "label": "Stressed residual income", "status": "not_applicable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-stress_residual_income-1", "missing_reason": "This metric does not apply to this borrower or an initial Insights assessment.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "not_applicable", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "liquidity_shortfall", "label": "Projected liquidity shortfall", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-liquidity_shortfall-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "break_even_revenue_decline", "label": "Break-even revenue decline", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-break_even_revenue_decline-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [] }, { "key": "relationship_risk", "status": "unavailable", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "related_party_receipts_share", "label": "Related-party receipts share", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-related_party_receipts_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "circular_flow_amount", "label": "Potential circular-flow amount", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-circular_flow_amount-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "connected_counterparty_share", "label": "Connected-counterparty exposure", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-connected_counterparty_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [] }, { "key": "monitoring_change", "status": "not_applicable", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "revenue_change_from_baseline", "label": "Revenue change from baseline", "status": "not_applicable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-revenue_change_from_baseline-1", "missing_reason": "This metric does not apply to this borrower or an initial Insights assessment.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "not_applicable", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "liquidity_change_from_baseline", "label": "Liquidity change from baseline", "status": "not_applicable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-liquidity_change_from_baseline-1", "missing_reason": "This metric does not apply to this borrower or an initial Insights assessment.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "not_applicable", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "dscr_change_from_baseline", "label": "DSCR change from baseline", "status": "not_applicable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-dscr_change_from_baseline-1", "missing_reason": "This metric does not apply to this borrower or an initial Insights assessment.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "not_applicable", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "obligation_growth_from_baseline", "label": "Debt change from baseline", "status": "not_applicable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-obligation_growth_from_baseline-1", "missing_reason": "This metric does not apply to this borrower or an initial Insights assessment.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "not_applicable", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [] } ], "policy_results": [ { "rule_id": "dscr-minimum", "result": "unavailable", "actual": null, "threshold": "1.25", "unit": "ratio", "explanation": "The rule cannot be evaluated without a supported DSCR.", "evidence_ids": [ "ev_bank_synthetic" ], "metric_key": "dscr", "calculation_version": "amlok-dscr-1", "metric_window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" } } ], "sources": [ { "connection_id": "con_synthetic", "integration_id": "bank_synthetic", "source_as_of": "2026-11-01T00:00:00Z", "retrieved_at": "2026-11-06T12:00:00Z", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "status": "partial", "limitations": [ "Bank records alone do not establish a complete debt schedule." ] } ], "limitations": [ "All values, IDs and hashes in this example are synthetic. The threshold is illustrative, not an industry recommendation.", "The illustrated inflow is a one-day observed-source subtotal. It is not annual revenue. Authorized derived metrics can remain available while a licensed raw evidence record is restricted." ], "evidence_set": { "id": "es_synthetic", "sha256": "0000000000000000000000000000000000000000000000000000000000000000", "count": 2 }, "versions": { "schema": "1.0.0", "normalization": "synthetic-v1", "calculation": "synthetic-v1", "model": null }, "billing_usage_id": "usage_synthetic", "document_ids": [ "doc_registry_synthetic" ], "record_version": 1, "deal_snapshot_id": null, "catalog_version": "2026-11-06.1", "verification": { "id": "verify_business_synthetic", "borrower_id": "bor_synthetic", "subject_id": "biz_synthetic", "definition_version": "2026-11-06.1", "as_of": "2026-11-06T12:00:00Z", "status": "partial", "outcome": "review_required", "summary": "Synthetic business has a selected registry record. Required related-party checks and ownership resolution remain incomplete; an active registration is not a verified pass.", "sources": [ { "id": "src_verification_synthetic", "kind": "business_verification", "display_name": "Synthetic licensed registry source", "jurisdictions": [ "CA-AB" ], "reference": "report_synthetic", "reported_status": "not_verified", "requested_at": "2026-11-06T12:00:00Z", "completed_at": "2026-11-06T12:00:00Z", "as_of": "2026-11-06T12:00:00Z", "coverage": { "status": "partial", "requested_scopes": [ "business_registry", "licence_registry", "related_people" ], "completed_scopes": [], "limitations": [ "This example does not establish complete coverage." ] }, "document_ids": [ "doc_registry_synthetic" ], "warnings": [ "Required people not supplied." ], "errors": [] } ], "ownership_resolution": { "status": "partial", "reason": "Corporate shareholder chain and remaining voting interests are unresolved.", "unresolved_subject_ids": [ "owner_company_synthetic" ], "ownership_basis": "voting", "known_share": "0.65", "unknown_share": "0.35" }, "documents": [ { "document_id": "doc_registry_synthetic", "kind": "registry_report", "access": "available", "reason": null, "source_id": "src_verification_synthetic" } ], "checks": { "status": "available", "reason": null, "explanation": "Synthetic observations; availability does not mean a passing result.", "coverage": { "status": "complete", "requested_scopes": [ "synthetic_requested_scope" ], "completed_scopes": [ "synthetic_requested_scope" ], "limitations": [] }, "items": [ { "id": "check_registry_synthetic", "subject_id": "biz_synthetic", "provenance": { "basis": "registry", "source_id": "src_verification_synthetic", "observed_at": "2026-11-06T12:00:00Z", "retrieved_at": "2026-11-06T12:00:00Z", "evidence": [ { "evidence_id": "ev_verification_synthetic", "data_record_id": "dr_verification_source_synthetic", "source_path": null, "document_id": null, "page": null } ], "field_evidence": [] }, "missing_fields": [ { "path": "/original_provider_status", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/method", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/policy_version", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/expires_at", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/override", "reason": "not_provided", "description": "This synthetic source does not supply this field." } ], "supplemental_facts": [], "kind": "business_registration", "state": "completed", "outcome": "review_required", "provider_status": "not_verified", "original_provider_status": null, "reason_codes": [], "summary": "Registry found; required people have not been submitted.", "method": null, "required": true, "policy_version": null, "completed_at": "2026-11-06T12:00:00Z", "expires_at": null, "item_ids": [ "business_selected_synthetic", "compare_people_synthetic" ], "override": null } ] }, "businesses": { "status": "available", "reason": null, "explanation": "Synthetic observations; availability does not mean a passing result.", "coverage": { "status": "complete", "requested_scopes": [ "synthetic_requested_scope" ], "completed_scopes": [ "synthetic_requested_scope" ], "limitations": [] }, "items": [ { "id": "business_selected_synthetic", "subject_id": "biz_synthetic", "provenance": { "basis": "registry", "source_id": "src_verification_synthetic", "observed_at": "2026-11-06T12:00:00Z", "retrieved_at": "2026-11-06T12:00:00Z", "evidence": [ { "evidence_id": "ev_verification_synthetic", "data_record_id": "dr_verification_source_synthetic", "source_path": null, "document_id": "doc_registry_synthetic", "page": 1 } ], "field_evidence": [] }, "missing_fields": [ { "path": "/good_standing", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/website", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/email", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/phone", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/registered_capital", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/source_url", "reason": "not_provided", "description": "This synthetic source does not supply this field." } ], "supplemental_facts": [], "resolution": "selected", "legal_name": "Synthetic Example Manufacturing Inc.", "alternate_names": [], "entity_type": "corporation", "country": "CA", "jurisdiction": "CA-AB", "identifiers": [ { "scheme": "corporation_number", "value": "SYNTHETIC-CA-001", "masked_value": null, "country": "CA", "jurisdiction": null, "disclosure": "full", "reason": null } ], "incorporation_date": "2018-04-10", "nature_of_business": "Synthetic manufacturing business", "registry_status": "Active", "good_standing": null, "address_ids": [ "address_registered_synthetic", "address_records_synthetic" ], "relationship_ids": [], "industry_codes": [], "website": null, "email": null, "phone": null, "registered_capital": null, "financial_highlights": [], "match_score": { "value": 100, "scale_min": 0, "scale_max": 100, "direction": "higher_is_stronger_match", "label": "Synthetic similarity only", "method": "synthetic-method-1" }, "source_url": null } ] }, "persons": { "status": "unavailable", "reason": "not_requested", "explanation": "No result included in this synthetic example.", "coverage": { "status": "not_requested", "requested_scopes": [], "completed_scopes": [], "limitations": [ "No completed check is claimed." ] }, "items": [] }, "registrations": { "status": "available", "reason": null, "explanation": "Synthetic observations; availability does not mean a passing result.", "coverage": { "status": "complete", "requested_scopes": [ "synthetic_requested_scope" ], "completed_scopes": [ "synthetic_requested_scope" ], "limitations": [] }, "items": [ { "id": "registration_synthetic", "subject_id": "biz_synthetic", "provenance": { "basis": "registry", "source_id": "src_verification_synthetic", "observed_at": "2026-11-06T12:00:00Z", "retrieved_at": "2026-11-06T12:00:00Z", "evidence": [ { "evidence_id": "ev_verification_synthetic", "data_record_id": "dr_verification_source_synthetic", "source_path": null, "document_id": "doc_registry_synthetic", "page": 4 } ], "field_evidence": [] }, "missing_fields": [ { "path": "/registration_type", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/standing", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/registered_on", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/inactive_on", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/dissolved_on", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/registered_agent_relationship_id", "reason": "not_provided", "description": "This synthetic source does not supply this field." } ], "supplemental_facts": [], "authority": "Synthetic provincial registry", "registration_number": "SYNTHETIC-CA-001", "country": "CA", "jurisdiction": "CA-AB", "registration_type": null, "registered_name": "Synthetic Example Manufacturing Inc.", "status": "Active", "standing": null, "registered_on": null, "inactive_on": null, "dissolved_on": null, "last_annual_return_year": 2024, "last_annual_return_filed_on": "2025-03-01", "annual_return_status": "overdue", "outstanding_return_years": [ 2025 ], "registered_agent_relationship_id": null, "document_ids": [ "doc_registry_synthetic" ] } ] }, "addresses": { "status": "available", "reason": null, "explanation": "Synthetic observations; availability does not mean a passing result.", "coverage": { "status": "complete", "requested_scopes": [ "synthetic_requested_scope" ], "completed_scopes": [ "synthetic_requested_scope" ], "limitations": [] }, "items": [ { "id": "address_registered_synthetic", "subject_id": "biz_synthetic", "provenance": { "basis": "registry", "source_id": "src_verification_synthetic", "observed_at": "2026-11-06T12:00:00Z", "retrieved_at": "2026-11-06T12:00:00Z", "evidence": [ { "evidence_id": "ev_verification_synthetic", "data_record_id": "dr_verification_source_synthetic", "source_path": null, "document_id": "doc_registry_synthetic", "page": 1 } ], "field_evidence": [] }, "missing_fields": [ { "path": "/raw", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/formatted", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/deliverable", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/classification", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/is_cmra", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/is_virtual", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/is_registered_agent", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/match_score", "reason": "not_provided", "description": "This synthetic source does not supply this field." } ], "supplemental_facts": [], "roles": [ "registered_office" ], "raw": null, "street": "100 Synthetic Example Street", "unit": "Suite 3", "city": "Calgary", "region": "AB", "postal_code": "T2P 1J9", "country": "CA", "formatted": null, "validation": "not_validated", "deliverable": null, "classification": null, "is_cmra": null, "is_virtual": null, "is_registered_agent": null, "match_score": null }, { "id": "address_records_synthetic", "subject_id": "biz_synthetic", "provenance": { "basis": "registry", "source_id": "src_verification_synthetic", "observed_at": "2026-11-06T12:00:00Z", "retrieved_at": "2026-11-06T12:00:00Z", "evidence": [ { "evidence_id": "ev_verification_synthetic", "data_record_id": "dr_verification_source_synthetic", "source_path": null, "document_id": "doc_registry_synthetic", "page": 1 } ], "field_evidence": [] }, "missing_fields": [ { "path": "/raw", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/formatted", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/deliverable", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/classification", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/is_cmra", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/is_virtual", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/is_registered_agent", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/match_score", "reason": "not_provided", "description": "This synthetic source does not supply this field." } ], "supplemental_facts": [], "roles": [ "records_office" ], "raw": null, "street": "100 Synthetic Example Street", "unit": "Suite 3", "city": "Calgary", "region": "AB", "postal_code": "T2P 1J9", "country": "CA", "formatted": null, "validation": "not_validated", "deliverable": null, "classification": null, "is_cmra": null, "is_virtual": null, "is_registered_agent": null, "match_score": null } ] }, "relationships": { "status": "available", "reason": null, "explanation": "Synthetic observations; availability does not mean a passing result.", "coverage": { "status": "complete", "requested_scopes": [ "synthetic_requested_scope" ], "completed_scopes": [ "synthetic_requested_scope" ], "limitations": [] }, "items": [ { "id": "relationship_owner_synthetic", "subject_id": "biz_synthetic", "provenance": { "basis": "registry", "source_id": "src_verification_synthetic", "observed_at": "2026-11-06T12:00:00Z", "retrieved_at": "2026-11-06T12:00:00Z", "evidence": [ { "evidence_id": "ev_verification_synthetic", "data_record_id": "dr_verification_source_synthetic", "source_path": null, "document_id": "doc_registry_synthetic", "page": 3 } ], "field_evidence": [] }, "missing_fields": [ { "path": "/position", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/appointed_on", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/ended_on", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/active", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/authority", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/skip_reason", "reason": "not_provided", "description": "This synthetic source does not supply this field." } ], "supplemental_facts": [], "related_subject_id": "owner_company_synthetic", "related_entity_type": "business", "name": "Synthetic Holding Company Inc.", "roles": [ "shareholder" ], "role_labels": [ "Voting shareholder" ], "position": null, "appointed_on": null, "ended_on": null, "active": null, "authority": null, "address_ids": [], "registration_identifiers": [], "verification_check_ids": [], "verification_required": true, "verification_state": "pending", "skip_reason": null }, { "id": "relationship_agent_synthetic", "subject_id": "biz_synthetic", "provenance": { "basis": "registry", "source_id": "src_verification_synthetic", "observed_at": "2026-11-06T12:00:00Z", "retrieved_at": "2026-11-06T12:00:00Z", "evidence": [ { "evidence_id": "ev_verification_synthetic", "data_record_id": "dr_verification_source_synthetic", "source_path": null, "document_id": "doc_registry_synthetic", "page": 1 } ], "field_evidence": [] }, "missing_fields": [ { "path": "/position", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/appointed_on", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/ended_on", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/active", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/authority", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/verification_required", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/skip_reason", "reason": "not_provided", "description": "This synthetic source does not supply this field." } ], "supplemental_facts": [], "related_subject_id": "agent_synthetic", "related_entity_type": "person", "name": "Synthetic Service Agent", "roles": [ "agent_for_service" ], "role_labels": [ "Primary agent for service" ], "position": null, "appointed_on": null, "ended_on": null, "active": null, "authority": null, "address_ids": [], "registration_identifiers": [], "verification_check_ids": [], "verification_required": null, "verification_state": "not_requested", "skip_reason": null } ] }, "ownership": { "status": "available", "reason": null, "explanation": "Synthetic observations; availability does not mean a passing result.", "coverage": { "status": "complete", "requested_scopes": [ "synthetic_requested_scope" ], "completed_scopes": [ "synthetic_requested_scope" ], "limitations": [] }, "items": [ { "id": "ownership_synthetic", "subject_id": "biz_synthetic", "provenance": { "basis": "registry", "source_id": "src_verification_synthetic", "observed_at": "2026-11-06T12:00:00Z", "retrieved_at": "2026-11-06T12:00:00Z", "evidence": [ { "evidence_id": "ev_verification_synthetic", "data_record_id": "dr_verification_source_synthetic", "source_path": null, "document_id": "doc_registry_synthetic", "page": 3 } ], "field_evidence": [] }, "missing_fields": [ { "path": "/economic_share", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/economic_share_min", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/economic_share_max", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/voting_share_min", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/voting_share_max", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/effective_share", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/share_class", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/share_count", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/nominal_value", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/total_value", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/basis_date", "reason": "not_provided", "description": "This synthetic source does not supply this field." } ], "supplemental_facts": [], "owner_subject_id": "owner_company_synthetic", "owned_subject_id": "biz_synthetic", "interest_type": "voting", "economic_share": null, "voting_share": "0.65", "economic_share_min": null, "economic_share_max": null, "voting_share_min": null, "voting_share_max": null, "effective_share": null, "share_class": null, "share_count": null, "nominal_value": null, "total_value": null, "nature_of_control": [], "chain_subject_ids": [ "owner_company_synthetic", "biz_synthetic" ], "chain_complete": false, "unresolved_reason": "No source establishes the corporate owner ultimate beneficial owners.", "reported_interest": "65% of Voting Shares", "basis_date": null } ] }, "identity_documents": { "status": "unavailable", "reason": "not_requested", "explanation": "No result included in this synthetic example.", "coverage": { "status": "not_requested", "requested_scopes": [], "completed_scopes": [], "limitations": [ "No completed check is claimed." ] }, "items": [] }, "biometrics": { "status": "unavailable", "reason": "not_requested", "explanation": "No result included in this synthetic example.", "coverage": { "status": "not_requested", "requested_scopes": [], "completed_scopes": [], "limitations": [ "No completed check is claimed." ] }, "items": [] }, "screenings": { "status": "unavailable", "reason": "not_requested", "explanation": "No result included in this synthetic example.", "coverage": { "status": "not_requested", "requested_scopes": [], "completed_scopes": [], "limitations": [ "No completed check is claimed." ] }, "items": [] }, "tax_checks": { "status": "available", "reason": null, "explanation": "Synthetic observations; availability does not mean a passing result.", "coverage": { "status": "complete", "requested_scopes": [ "synthetic_requested_scope" ], "completed_scopes": [ "synthetic_requested_scope" ], "limitations": [] }, "items": [ { "id": "tax_synthetic", "subject_id": "biz_synthetic", "provenance": { "basis": "registry", "source_id": "src_verification_synthetic", "observed_at": "2026-11-06T12:00:00Z", "retrieved_at": "2026-11-06T12:00:00Z", "evidence": [ { "evidence_id": "ev_verification_synthetic", "data_record_id": "dr_verification_source_synthetic", "source_path": null, "document_id": null, "page": null } ], "field_evidence": [] }, "missing_fields": [ { "path": "/authority", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/provided_name", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/registered_name", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/registered_address_id", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/checked_at", "reason": "not_provided", "description": "This synthetic source does not supply this field." } ], "supplemental_facts": [], "identifier": { "scheme": "BN", "value": null, "masked_value": "*****0001", "country": "CA", "jurisdiction": null, "disclosure": "masked", "reason": "Synthetic example masks the taxpayer identifier." }, "authority": null, "result": "unavailable", "provided_name": null, "registered_name": null, "registered_address_id": null, "checked_at": null, "unavailable_reason": "Registry identifier reported; no tax-authority validation result supplied." } ] }, "licences": { "status": "available", "reason": null, "explanation": "Synthetic observations; availability does not mean a passing result.", "coverage": { "status": "complete", "requested_scopes": [ "synthetic_requested_scope" ], "completed_scopes": [ "synthetic_requested_scope" ], "limitations": [] }, "items": [ { "id": "licence_synthetic", "subject_id": "biz_synthetic", "provenance": { "basis": "registry", "source_id": "src_verification_synthetic", "observed_at": "2026-11-06T12:00:00Z", "retrieved_at": "2026-11-06T12:00:00Z", "evidence": [ { "evidence_id": "ev_verification_synthetic", "data_record_id": "dr_verification_source_synthetic", "source_path": null, "document_id": null, "page": null } ], "field_evidence": [] }, "missing_fields": [], "supplemental_facts": [], "registry": "Synthetic municipal business licence registry", "authority": "Synthetic municipality", "country": "CA", "jurisdiction": "CA-AB", "identifier": "SYNTHETIC-LIC-1", "legal_name": "Synthetic Example Manufacturing Inc.", "licence_types": [ "Manufacturing" ], "status": "Renewal licensed", "issued_on": "2018-04-10", "expires_on": "2027-04-10", "address_ids": [], "conditions": [], "classification_codes": [], "match_score": { "value": 100, "scale_min": 0, "scale_max": 100, "direction": "higher_is_stronger_match", "label": "Synthetic similarity only", "method": "synthetic-method-1" } } ] }, "filings": { "status": "available", "reason": null, "explanation": "Synthetic observations; availability does not mean a passing result.", "coverage": { "status": "complete", "requested_scopes": [ "synthetic_requested_scope" ], "completed_scopes": [ "synthetic_requested_scope" ], "limitations": [] }, "items": [ { "id": "filing_synthetic", "subject_id": "biz_synthetic", "provenance": { "basis": "registry", "source_id": "src_verification_synthetic", "observed_at": "2026-11-06T12:00:00Z", "retrieved_at": "2026-11-06T12:00:00Z", "evidence": [ { "evidence_id": "ev_verification_synthetic", "data_record_id": "dr_verification_source_synthetic", "source_path": null, "document_id": "doc_registry_synthetic", "page": 4 } ], "field_evidence": [] }, "missing_fields": [ { "path": "/effective_on", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/reference", "reason": "not_provided", "description": "This synthetic source does not supply this field." } ], "supplemental_facts": [], "kind": "Annual return", "filed_on": "2025-03-01", "effective_on": null, "period_year": 2024, "status": "Filed", "reference": null, "document_ids": [ "doc_registry_synthetic" ] } ] }, "corporate_structure": { "status": "available", "reason": null, "explanation": "Synthetic observations; availability does not mean a passing result.", "coverage": { "status": "complete", "requested_scopes": [ "synthetic_requested_scope" ], "completed_scopes": [ "synthetic_requested_scope" ], "limitations": [] }, "items": [ { "id": "structure_synthetic", "subject_id": "biz_synthetic", "provenance": { "basis": "registry", "source_id": "src_verification_synthetic", "observed_at": "2026-11-06T12:00:00Z", "retrieved_at": "2026-11-06T12:00:00Z", "evidence": [ { "evidence_id": "ev_verification_synthetic", "data_record_id": "dr_verification_source_synthetic", "source_path": null, "document_id": "doc_registry_synthetic", "page": 4 } ], "field_evidence": [] }, "missing_fields": [], "supplemental_facts": [], "share_classes": [ { "name": "Synthetic Class A", "description": "Common voting shares", "authorized_quantity": null, "unlimited": true, "issued_quantity": null, "voting_rights": "One vote per share", "votes_per_share": "1", "nominal_value": null, "dividend_rights": "As declared, subject to senior rights.", "liquidation_rights": null, "redemption_terms": null, "evidence": [ { "evidence_id": "ev_verification_synthetic", "data_record_id": "dr_verification_source_synthetic", "source_path": null, "document_id": "doc_registry_synthetic", "page": 6 } ] } ], "share_transfer_restrictions": [ "See the source articles schedule." ], "minimum_directors": 1, "maximum_directors": 10, "permitted_activities": [], "prohibited_activities": [], "other_provisions": [], "document_ids": [ "doc_registry_synthetic" ] } ] }, "public_records": { "status": "unavailable", "reason": "not_requested", "explanation": "No result included in this synthetic example.", "coverage": { "status": "not_requested", "requested_scopes": [], "completed_scopes": [], "limitations": [ "No completed check is claimed." ] }, "items": [] }, "online_presence": { "status": "unavailable", "reason": "not_requested", "explanation": "No result included in this synthetic example.", "coverage": { "status": "not_requested", "requested_scopes": [], "completed_scopes": [], "limitations": [ "No completed check is claimed." ] }, "items": [] }, "contact_checks": { "status": "unavailable", "reason": "not_requested", "explanation": "No result included in this synthetic example.", "coverage": { "status": "not_requested", "requested_scopes": [], "completed_scopes": [], "limitations": [ "No completed check is claimed." ] }, "items": [] }, "device_checks": { "status": "unavailable", "reason": "not_requested", "explanation": "No result included in this synthetic example.", "coverage": { "status": "not_requested", "requested_scopes": [], "completed_scopes": [], "limitations": [ "No completed check is claimed." ] }, "items": [] }, "document_checks": { "status": "unavailable", "reason": "not_requested", "explanation": "No result included in this synthetic example.", "coverage": { "status": "not_requested", "requested_scopes": [], "completed_scopes": [], "limitations": [ "No completed check is claimed." ] }, "items": [] }, "bank_account_checks": { "status": "unavailable", "reason": "not_requested", "explanation": "No result included in this synthetic example.", "coverage": { "status": "not_requested", "requested_scopes": [], "completed_scopes": [], "limitations": [ "No completed check is claimed." ] }, "items": [] }, "questionnaires": { "status": "unavailable", "reason": "not_requested", "explanation": "No result included in this synthetic example.", "coverage": { "status": "not_requested", "requested_scopes": [], "completed_scopes": [], "limitations": [ "No completed check is claimed." ] }, "items": [] }, "signatures": { "status": "unavailable", "reason": "not_requested", "explanation": "No result included in this synthetic example.", "coverage": { "status": "not_requested", "requested_scopes": [], "completed_scopes": [], "limitations": [ "No completed check is claimed." ] }, "items": [] }, "field_comparisons": { "status": "available", "reason": null, "explanation": "Synthetic observations; availability does not mean a passing result.", "coverage": { "status": "complete", "requested_scopes": [ "synthetic_requested_scope" ], "completed_scopes": [ "synthetic_requested_scope" ], "limitations": [] }, "items": [ { "id": "compare_name_synthetic", "subject_id": "biz_synthetic", "provenance": { "basis": "registry", "source_id": "src_verification_synthetic", "observed_at": "2026-11-06T12:00:00Z", "retrieved_at": "2026-11-06T12:00:00Z", "evidence": [ { "evidence_id": "ev_verification_synthetic", "data_record_id": "dr_verification_source_synthetic", "source_path": null, "document_id": null, "page": null } ], "field_evidence": [] }, "missing_fields": [], "supplemental_facts": [], "field": "business.legal_name", "provided": "SYNTHETIC EXAMPLE MANUFACTURING INC.", "observed": "Synthetic Example Manufacturing Inc.", "normalized_provided": "SYNTHETIC EXAMPLE MANUFACTURING INC", "normalized_observed": "SYNTHETIC EXAMPLE MANUFACTURING INC", "result": "matched", "score": { "value": 100, "scale_min": 0, "scale_max": 100, "direction": "higher_is_stronger_match", "label": "Synthetic similarity only", "method": "synthetic-method-1" }, "threshold": 95, "required": true, "affects_outcome": true, "normalization": "Case and terminal punctuation folded; source names retained." }, { "id": "compare_people_synthetic", "subject_id": "biz_synthetic", "provenance": { "basis": "registry", "source_id": "src_verification_synthetic", "observed_at": "2026-11-06T12:00:00Z", "retrieved_at": "2026-11-06T12:00:00Z", "evidence": [ { "evidence_id": "ev_verification_synthetic", "data_record_id": "dr_verification_source_synthetic", "source_path": null, "document_id": null, "page": null } ], "field_evidence": [] }, "missing_fields": [ { "path": "/provided", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/observed", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/normalized_provided", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/normalized_observed", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/score", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/threshold", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/normalization", "reason": "not_provided", "description": "This synthetic source does not supply this field." } ], "supplemental_facts": [], "field": "business.related_people", "provided": null, "observed": null, "normalized_provided": null, "normalized_observed": null, "result": "not_submitted", "score": null, "threshold": null, "required": true, "affects_outcome": true, "normalization": null } ] }, "source_scores": { "status": "available", "reason": null, "explanation": "Synthetic observations; availability does not mean a passing result.", "coverage": { "status": "complete", "requested_scopes": [ "synthetic_requested_scope" ], "completed_scopes": [ "synthetic_requested_scope" ], "limitations": [] }, "items": [ { "id": "score_synthetic", "subject_id": "biz_synthetic", "provenance": { "basis": "registry", "source_id": "src_verification_synthetic", "observed_at": "2026-11-06T12:00:00Z", "retrieved_at": "2026-11-06T12:00:00Z", "evidence": [ { "evidence_id": "ev_verification_synthetic", "data_record_id": "dr_verification_source_synthetic", "source_path": null, "document_id": null, "page": null } ], "field_evidence": [] }, "missing_fields": [], "supplemental_facts": [], "kind": "entity_match", "score": { "value": 100, "scale_min": 0, "scale_max": 100, "direction": "higher_is_stronger_match", "label": "Synthetic similarity only", "method": "synthetic-method-1" }, "reason_codes": [], "limitations": [ "Similarity is not an AMLOK credit score or a verified beneficial-owner conclusion." ] } ] }, "duplicate_checks": { "status": "unavailable", "reason": "not_requested", "explanation": "No result included in this synthetic example.", "coverage": { "status": "not_requested", "requested_scopes": [], "completed_scopes": [], "limitations": [ "No completed check is claimed." ] }, "items": [] } }, "scope": { "borrower_type": "business", "market": "CA", "reporting_currency": "CAD", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "account_ids": [ "acct_synthetic" ], "entity_ids": [ "bor_synthetic" ], "consolidation": "single_entity", "accounting_basis": "mixed", "coverage_basis": "observed_sources", "excluded_sources": [], "fx_rates": [] }, "analyses": { "verifications": { "status": "unavailable", "reason": "Necessary supporting evidence is not included in this synthetic example.", "evidence_ids": [], "items": [] }, "financial_statements": { "status": "unavailable", "reason": "Necessary supporting evidence is not included in this synthetic example.", "evidence_ids": [], "items": [] }, "obligations": { "status": "unavailable", "reason": "Necessary supporting evidence is not included in this synthetic example.", "evidence_ids": [], "items": [] }, "income_streams": { "status": "unavailable", "reason": "Necessary supporting evidence is not included in this synthetic example.", "evidence_ids": [], "items": [] }, "reconciliations": { "status": "unavailable", "reason": "Necessary supporting evidence is not included in this synthetic example.", "evidence_ids": [], "items": [] }, "concentrations": { "status": "unavailable", "reason": "Necessary supporting evidence is not included in this synthetic example.", "evidence_ids": [], "items": [] }, "projections": { "status": "unavailable", "reason": "Necessary supporting evidence is not included in this synthetic example.", "evidence_ids": [], "items": [] }, "benchmarks": { "status": "unavailable", "reason": "Necessary supporting evidence is not included in this synthetic example.", "evidence_ids": [], "items": [] }, "model_outputs": { "status": "unavailable", "reason": "No eligible validated model output is included; no score or default probability is fabricated.", "evidence_ids": [], "items": [] }, "changes": { "status": "not_applicable", "reason": "An initial Insights assessment has no comparable baseline.", "evidence_ids": [], "items": [] }, "collateral": { "status": "unavailable", "reason": "Necessary supporting evidence is not included in this synthetic example.", "evidence_ids": [], "items": [] }, "relationships": { "status": "unavailable", "reason": "Necessary supporting evidence is not included in this synthetic example.", "evidence_ids": [], "items": [] }, "credit_reports": { "status": "unavailable", "reason": "Necessary supporting evidence is not included in this synthetic example.", "evidence_ids": [], "items": [] }, "tax_obligations": { "status": "unavailable", "reason": "Necessary supporting evidence is not included in this synthetic example.", "evidence_ids": [], "items": [] } }, "findings": [], "required_actions": [ { "code": "provide_debt_schedule", "description": "Supply complete existing and proposed debt-service evidence.", "metric_keys": [ "dscr" ], "requirement_ids": [] } ], "completeness": { "expected_metric_count": 149, "available_metric_count": 1, "unavailable_metric_count": 128, "not_applicable_metric_count": 20, "coverage_statement": "All catalog entries are accounted for. Availability describes supplied evidence, not borrower credit quality." } }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" } }, "getRiskPackage:summary": { "data": { "view": "summary", "id": "rp_synthetic", "borrower_id": "bor_synthetic", "product": "insights", "created_at": "2026-11-06T12:00:00Z", "as_of": "2026-11-06T12:00:00Z", "record_version": 1, "origination_id": "orgn_synthetic", "monitoring_run_id": null, "catalog_version": "2026-11-06.1", "completeness": { "expected_metric_count": 149, "available_metric_count": 1, "unavailable_metric_count": 128, "not_applicable_metric_count": 20, "coverage_statement": "All catalog entries are accounted for. Availability describes supplied evidence, not borrower credit quality." }, "evidence_set_id": "es_synthetic", "sections": [ { "section": "dimensions", "item_count": 24 }, { "section": "policy_results", "item_count": 1 }, { "section": "sources", "item_count": 1 }, { "section": "limitations", "item_count": 2 }, { "section": "document_ids", "item_count": 1 }, { "section": "findings", "item_count": 0 }, { "section": "required_actions", "item_count": 1 }, { "section": "analyses.verifications", "item_count": 0 }, { "section": "analyses.financial_statements", "item_count": 0 }, { "section": "analyses.obligations", "item_count": 0 }, { "section": "analyses.income_streams", "item_count": 0 }, { "section": "analyses.reconciliations", "item_count": 0 }, { "section": "analyses.concentrations", "item_count": 0 }, { "section": "analyses.projections", "item_count": 0 }, { "section": "analyses.benchmarks", "item_count": 0 }, { "section": "analyses.model_outputs", "item_count": 0 }, { "section": "analyses.changes", "item_count": 0 }, { "section": "analyses.collateral", "item_count": 0 }, { "section": "analyses.relationships", "item_count": 0 }, { "section": "analyses.credit_reports", "item_count": 0 }, { "section": "analyses.tax_obligations", "item_count": 0 }, { "section": "verification.sources", "item_count": 1 }, { "section": "verification.documents", "item_count": 1 }, { "section": "verification.checks", "item_count": 1 }, { "section": "verification.businesses", "item_count": 1 }, { "section": "verification.persons", "item_count": 0 }, { "section": "verification.registrations", "item_count": 1 }, { "section": "verification.addresses", "item_count": 2 }, { "section": "verification.relationships", "item_count": 2 }, { "section": "verification.ownership", "item_count": 1 }, { "section": "verification.identity_documents", "item_count": 0 }, { "section": "verification.biometrics", "item_count": 0 }, { "section": "verification.screenings", "item_count": 0 }, { "section": "verification.tax_checks", "item_count": 1 }, { "section": "verification.licences", "item_count": 1 }, { "section": "verification.filings", "item_count": 1 }, { "section": "verification.corporate_structure", "item_count": 1 }, { "section": "verification.public_records", "item_count": 0 }, { "section": "verification.online_presence", "item_count": 0 }, { "section": "verification.contact_checks", "item_count": 0 }, { "section": "verification.device_checks", "item_count": 0 }, { "section": "verification.document_checks", "item_count": 0 }, { "section": "verification.bank_account_checks", "item_count": 0 }, { "section": "verification.questionnaires", "item_count": 0 }, { "section": "verification.signatures", "item_count": 0 }, { "section": "verification.field_comparisons", "item_count": 2 }, { "section": "verification.source_scores", "item_count": 1 }, { "section": "verification.duplicate_checks", "item_count": 0 } ], "export_request": { "kind": "risk_package", "risk_package_id": "rp_synthetic", "format": "json" } }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" } }, "getRiskPackage:dimensions": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "dimensions", "section_metadata": null, "items": [ { "key": "identity", "status": "unavailable", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "business_age_months", "label": "Business age", "status": "unavailable", "value": null, "unit": "months", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-business_age_months-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "verified_account_owner_ratio", "label": "Verified account ownership share", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-verified_account_owner_ratio-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [] }, { "key": "ownership_and_control", "status": "unavailable", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "ownership_disclosed_ratio", "label": "Disclosed ownership share", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-ownership_disclosed_ratio-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "related_party_balance_share", "label": "Related-party receivables share", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-related_party_balance_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "supported_guarantee_coverage", "label": "Supported guarantee coverage", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-supported_guarantee_coverage-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [] }, { "key": "cashflow", "status": "partial", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "total_inflows", "label": "Posted inflows", "status": "available", "value": "1250.00", "unit": "currency", "window": { "start": "2026-10-31T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-total_inflows-1", "missing_reason": null, "evidence_ids": [ "ev_bank_synthetic" ], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": null, "inputs": [ { "name": "posted_inflow", "value": "1250.00", "unit": "currency", "currency": "CAD", "basis": "observed", "evidence": [ { "evidence_id": "ev_bank_synthetic", "field_path": "/amount/amount", "document_id": null, "page": null, "quote": null } ] } ], "coverage": { "observed_days": 1, "expected_days": 1, "scope_note": "Complete for the explicitly illustrated source scope and period only." }, "series": [ { "window": { "start": "2026-10-31T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "status": "available", "value": "1250.00", "reason": null, "evidence_ids": [ "ev_bank_synthetic" ] } ] }, { "key": "total_outflows", "label": "Posted outflows", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-total_outflows-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "net_cash_flow", "label": "Net cash flow", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-net_cash_flow-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "operating_cash_inflows", "label": "Operating receipts", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-operating_cash_inflows-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "operating_cash_outflows", "label": "Operating cash payments", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-operating_cash_outflows-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "operating_net_cash_flow", "label": "Net operating cash flow", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-operating_net_cash_flow-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "internal_transfer_inflows", "label": "Internal transfer inflows", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-internal_transfer_inflows-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "financing_inflows", "label": "Financing inflows", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-financing_inflows-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "positive_cashflow_month_share", "label": "Positive cash-flow months", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-positive_cashflow_month_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "cashflow_volatility", "label": "Operating cash-flow volatility", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-cashflow_volatility-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "cashflow_change_90d", "label": "Operating cash-flow change", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-cashflow_change_90d-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [ "ev_bank_synthetic" ] }, { "key": "liquidity", "status": "unavailable", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "unrestricted_cash", "label": "Unrestricted cash", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-unrestricted_cash-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "average_daily_balance", "label": "Average daily cash balance", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-average_daily_balance-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "minimum_daily_balance", "label": "Minimum daily cash balance", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-minimum_daily_balance-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "negative_balance_days", "label": "Days below zero", "status": "unavailable", "value": null, "unit": "days", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-negative_balance_days-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "cash_buffer_days", "label": "Cash buffer", "status": "unavailable", "value": null, "unit": "days", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-cash_buffer_days-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "current_ratio", "label": "Current ratio", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-current_ratio-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "quick_ratio", "label": "Quick ratio", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-quick_ratio-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "cash_ratio", "label": "Cash ratio", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-cash_ratio-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [] }, { "key": "revenue_quality", "status": "unavailable", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "verified_revenue", "label": "Verified revenue", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-verified_revenue-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "recurring_revenue_share", "label": "Recurring revenue share", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-recurring_revenue_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "revenue_growth_yoy", "label": "Revenue growth year over year", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-revenue_growth_yoy-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "revenue_growth_90d", "label": "Revenue growth over 90 days", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-revenue_growth_90d-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "revenue_volatility", "label": "Monthly revenue volatility", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-revenue_volatility-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "refund_amount_share", "label": "Refund amount share", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-refund_amount_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "chargeback_amount_share", "label": "Chargeback amount share", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-chargeback_amount_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "revenue_cash_realization", "label": "Revenue cash realization", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-revenue_cash_realization-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "unverified_receipts_share", "label": "Unverified receipts share", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-unverified_receipts_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "nonrecurring_revenue_share", "label": "Nonrecurring revenue share", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-nonrecurring_revenue_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [] }, { "key": "profitability", "status": "unavailable", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "gross_profit", "label": "Gross profit", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-gross_profit-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; 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observed sources do not establish all external accounts." }, "series": [] }, { "key": "ebitda_margin", "label": "EBITDA margin", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-ebitda_margin-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "operating_profit", "label": "Operating profit", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-operating_profit-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "operating_margin", "label": "Operating margin", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-operating_margin-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "net_profit", "label": "Net profit", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-net_profit-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; 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observed sources do not establish all external accounts." }, "series": [] }, { "key": "return_on_assets", "label": "Return on assets", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-return_on_assets-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [] }, { "key": "working_capital", "status": "unavailable", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "net_working_capital", "label": "Net working capital", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-net_working_capital-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "receivables_days", "label": "Receivable days", "status": "unavailable", "value": null, "unit": "days", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-receivables_days-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "payables_days", "label": "Payable days", "status": "unavailable", "value": null, "unit": "days", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-payables_days-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "inventory_days", "label": "Inventory days", "status": "unavailable", "value": null, "unit": "days", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-inventory_days-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "cash_conversion_cycle", "label": "Cash conversion cycle", "status": "unavailable", "value": null, "unit": "days", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-cash_conversion_cycle-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "ar_overdue_share", "label": "Overdue receivables share", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-ar_overdue_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "ar_90_plus_share", "label": "Receivables over 90 days past due", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-ar_90_plus_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "ap_overdue_share", "label": "Overdue payables share", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-ap_overdue_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "inventory_turnover", "label": "Inventory turnover", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-inventory_turnover-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [] }, { "key": "leverage", "status": "unavailable", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "total_debt", "label": "Total interest-bearing debt", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-total_debt-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "net_debt", "label": "Net debt", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-net_debt-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "debt_to_assets", "label": "Debt to assets", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-debt_to_assets-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "debt_to_equity", "label": "Debt to equity", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-debt_to_equity-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "net_debt_to_ebitda", "label": "Net debt to EBITDA", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-net_debt_to_ebitda-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "credit_utilization", "label": "Revolving credit utilization", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-credit_utilization-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "short_term_debt_share", "label": "Debt due within one year", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-short_term_debt_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "debt_maturing_90d", "label": "Debt maturing within 90 days", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-debt_maturing_90d-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [] }, { "key": "repayment_capacity", "status": "unavailable", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "dscr", "label": "Cash-flow debt-service coverage", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-dscr-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "fixed_charge_coverage", "label": "Fixed-charge coverage", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-fixed_charge_coverage-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; 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observed sources do not establish all external accounts." }, "series": [] }, { "key": "proposed_debt_service", "label": "Proposed debt service", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-proposed_debt_service-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "total_debt_service", "label": "Total debt service", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-total_debt_service-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "residual_cash_after_debt", "label": "Cash after debt service", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-residual_cash_after_debt-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "debt_service_headroom", "label": "Debt-service headroom", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-debt_service_headroom-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "debt_payment_to_receipts", "label": "Debt payments to operating receipts", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-debt_payment_to_receipts-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [] }, { "key": "concentration", "status": "unavailable", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "top_customer_share", "label": "Largest customer share", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-top_customer_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "top_five_customer_share", "label": "Top five customer share", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-top_five_customer_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "top_supplier_share", "label": "Largest supplier share", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-top_supplier_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "top_channel_share", "label": "Largest sales channel share", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-top_channel_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "customer_hhi", "label": "Customer concentration index", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-customer_hhi-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "income_source_hhi", "label": "Income-source concentration index", "status": "not_applicable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-income_source_hhi-1", "missing_reason": "This metric does not apply to this borrower or an initial Insights assessment.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "not_applicable", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [] }, { "key": "collateral", "status": "unavailable", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "collateral_ltv", "label": "Loan to collateral value", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-collateral_ltv-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "combined_ltv", "label": "Combined loan to value", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-combined_ltv-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "collateral_coverage", "label": "Collateral coverage", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-collateral_coverage-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "eligible_receivables", "label": "Eligible borrowing-base receivables", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-eligible_receivables-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "collateral_haircut_ratio", "label": "Collateral haircut", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-collateral_haircut_ratio-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [] }, { "key": "fraud_and_consistency", "status": "unavailable", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "reconciliation_break_share", "label": "Unreconciled value share", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-reconciliation_break_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "duplicate_transaction_share", "label": "Duplicate transaction share", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-duplicate_transaction_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "document_contradiction_count", "label": "Document contradictions", "status": "unavailable", "value": null, "unit": "count", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-document_contradiction_count-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "identity_mismatch_count", "label": "Unresolved identity mismatches", "status": "unavailable", "value": null, "unit": "count", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-identity_mismatch_count-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "declared_income_gap_ratio", "label": "Declared-to-verified income gap", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-declared_income_gap_ratio-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [] }, { "key": "income_and_affordability", "status": "not_applicable", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "verified_gross_monthly_income", "label": "Verified gross monthly income", "status": "not_applicable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-verified_gross_monthly_income-1", "missing_reason": "This metric does not apply to this borrower or an initial Insights assessment.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "not_applicable", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "verified_net_monthly_income", "label": "Verified net monthly income", "status": "not_applicable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-verified_net_monthly_income-1", "missing_reason": "This metric does not apply to this borrower or an initial Insights assessment.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "not_applicable", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "debt_to_income", "label": "Debt to income", "status": "not_applicable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-debt_to_income-1", "missing_reason": "This metric does not apply to this borrower or an initial Insights assessment.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "not_applicable", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "housing_to_income", "label": "Housing cost to income", "status": "not_applicable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-housing_to_income-1", "missing_reason": "This metric does not apply to this borrower or an initial Insights assessment.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "not_applicable", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "essential_monthly_spend", "label": "Essential monthly expenditure", "status": "not_applicable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-essential_monthly_spend-1", "missing_reason": "This metric does not apply to this borrower or an initial Insights assessment.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "not_applicable", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "residual_monthly_income", "label": "Residual monthly income", "status": "not_applicable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-residual_monthly_income-1", "missing_reason": "This metric does not apply to this borrower or an initial Insights assessment.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "not_applicable", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "payment_to_income", "label": "Proposed payment to income", "status": "not_applicable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-payment_to_income-1", "missing_reason": "This metric does not apply to this borrower or an initial Insights assessment.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "not_applicable", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "liquid_reserve_months", "label": "Liquid reserve months", "status": "not_applicable", "value": null, "unit": "months", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-liquid_reserve_months-1", "missing_reason": "This metric does not apply to this borrower or an initial Insights assessment.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "not_applicable", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [] }, { "key": "income_stability", "status": "not_applicable", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "income_source_count", "label": "Verified income sources", "status": "not_applicable", "value": null, "unit": "count", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-income_source_count-1", "missing_reason": "This metric does not apply to this borrower or an initial Insights assessment.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "not_applicable", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "income_volatility", "label": "Monthly income volatility", "status": "not_applicable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-income_volatility-1", "missing_reason": "This metric does not apply to this borrower or an initial Insights assessment.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "not_applicable", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "income_growth_yoy", "label": "Income growth year over year", "status": "not_applicable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-income_growth_yoy-1", "missing_reason": "This metric does not apply to this borrower or an initial Insights assessment.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "not_applicable", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "days_since_last_income", "label": "Days since last income", "status": "not_applicable", "value": null, "unit": "days", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-days_since_last_income-1", "missing_reason": "This metric does not apply to this borrower or an initial Insights assessment.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "not_applicable", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "income_interruption_days", "label": "Income interruption", "status": "not_applicable", "value": null, "unit": "days", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-income_interruption_days-1", "missing_reason": "This metric does not apply to this borrower or an initial Insights assessment.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "not_applicable", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "income_continuity_share", "label": "Income continuity", "status": "not_applicable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-income_continuity_share-1", "missing_reason": "This metric does not apply to this borrower or an initial Insights assessment.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "not_applicable", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [] }, { "key": "payment_behavior", "status": "unavailable", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "nsf_event_count", "label": "Insufficient-funds events", "status": "unavailable", "value": null, "unit": "count", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-nsf_event_count-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "overdraft_days", "label": "Overdraft days", "status": "unavailable", "value": null, "unit": "days", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-overdraft_days-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "returned_payment_amount", "label": "Returned payment amount", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-returned_payment_amount-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "delinquent_obligation_count", "label": "Delinquent obligations", "status": "unavailable", "value": null, "unit": "count", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-delinquent_obligation_count-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "maximum_days_past_due", "label": "Maximum days past due", "status": "unavailable", "value": null, "unit": "days", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-maximum_days_past_due-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "on_time_payment_share", "label": "On-time payment share", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-on_time_payment_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [] }, { "key": "credit_history", "status": "unavailable", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "open_credit_obligation_count", "label": "Open credit obligations", "status": "unavailable", "value": null, "unit": "count", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-open_credit_obligation_count-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "bureau_utilization", "label": "Reported revolving utilization", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-bureau_utilization-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "recent_credit_inquiry_count", "label": "Recent credit inquiries", "status": "unavailable", "value": null, "unit": "count", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-recent_credit_inquiry_count-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "severe_delinquency_count", "label": "Severe delinquency events", "status": "unavailable", "value": null, "unit": "count", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-severe_delinquency_count-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "public_record_event_count", "label": "Relevant public-record events", "status": "unavailable", "value": null, "unit": "count", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-public_record_event_count-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [] }, { "key": "commerce_performance", "status": "unavailable", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "gross_sales", "label": "Gross sales", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-gross_sales-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "net_sales", "label": "Net sales", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-net_sales-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "average_order_value", "label": "Average order value", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-average_order_value-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "repeat_customer_share", "label": "Repeat customer share", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-repeat_customer_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "monthly_recurring_revenue", "label": "Monthly recurring revenue", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-monthly_recurring_revenue-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "gross_revenue_retention", "label": "Gross revenue retention", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-gross_revenue_retention-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "net_revenue_retention", "label": "Net revenue retention", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-net_revenue_retention-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "settlement_delay_days", "label": "Settlement delay", "status": "unavailable", "value": null, "unit": "days", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-settlement_delay_days-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [] }, { "key": "operating_resilience", "status": "unavailable", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "payroll_burden_share", "label": "Payroll burden", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-payroll_burden_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "payroll_growth_yoy", "label": "Payroll growth year over year", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-payroll_growth_yoy-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "inventory_stockout_share", "label": "Inventory stockout share", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-inventory_stockout_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "fulfillment_on_time_share", "label": "On-time fulfillment share", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-fulfillment_on_time_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "supplier_payment_delay_days", "label": "Supplier payment delay", "status": "unavailable", "value": null, "unit": "days", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-supplier_payment_delay_days-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [] }, { "key": "tax_and_compliance", "status": "unavailable", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "tax_liability", "label": "Reported tax liability", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-tax_liability-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "tax_overdue_amount", "label": "Overdue tax amount", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-tax_overdue_amount-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "tax_payment_coverage", "label": "Tax payment coverage", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-tax_payment_coverage-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "filing_coverage", "label": "Filing evidence coverage", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-filing_coverage-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [] }, { "key": "financial_reporting_quality", "status": "unavailable", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "bank_accounting_match_share", "label": "Bank-to-books match share", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-bank_accounting_match_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "statement_balance_discrepancy", "label": "Balance-sheet discrepancy", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-statement_balance_discrepancy-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "material_adjustment_share", "label": "Material accounting adjustments", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-material_adjustment_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "books_closing_lag_days", "label": "Books closing lag", "status": "unavailable", "value": null, "unit": "days", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-books_closing_lag_days-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [] }, { "key": "data_quality", "status": "unavailable", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "observed_account_coverage", "label": "Declared-account coverage", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-observed_account_coverage-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "covered_history_days", "label": "Covered history", "status": "unavailable", "value": null, "unit": "days", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-covered_history_days-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "stale_source_share", "label": "Stale required sources", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-stale_source_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "unclassified_transaction_share", "label": "Unclassified transactions", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-unclassified_transaction_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "reconciled_value_share", "label": "Reconciled financial value", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-reconciled_value_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [] }, { "key": "forecasting_and_stress", "status": "unavailable", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "projected_minimum_cash", "label": "Projected minimum cash", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-projected_minimum_cash-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "stress_dscr", "label": "Stressed debt-service coverage", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-stress_dscr-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "stress_residual_income", "label": "Stressed residual income", "status": "not_applicable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-stress_residual_income-1", "missing_reason": "This metric does not apply to this borrower or an initial Insights assessment.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "not_applicable", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "liquidity_shortfall", "label": "Projected liquidity shortfall", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-liquidity_shortfall-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "break_even_revenue_decline", "label": "Break-even revenue decline", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-break_even_revenue_decline-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [] }, { "key": "relationship_risk", "status": "unavailable", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "related_party_receipts_share", "label": "Related-party receipts share", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-related_party_receipts_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "circular_flow_amount", "label": "Potential circular-flow amount", "status": "unavailable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-circular_flow_amount-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "connected_counterparty_share", "label": "Connected-counterparty exposure", "status": "unavailable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-connected_counterparty_share-1", "missing_reason": "Required, comparable source inputs are not included in this synthetic example.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "missing_source", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [] }, { "key": "monitoring_change", "status": "not_applicable", "summary": "See individual metric availability and reasons.", "metrics": [ { "key": "revenue_change_from_baseline", "label": "Revenue change from baseline", "status": "not_applicable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-revenue_change_from_baseline-1", "missing_reason": "This metric does not apply to this borrower or an initial Insights assessment.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "not_applicable", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "liquidity_change_from_baseline", "label": "Liquidity change from baseline", "status": "not_applicable", "value": null, "unit": "currency", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-liquidity_change_from_baseline-1", "missing_reason": "This metric does not apply to this borrower or an initial Insights assessment.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": "CAD", "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "not_applicable", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "dscr_change_from_baseline", "label": "DSCR change from baseline", "status": "not_applicable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-dscr_change_from_baseline-1", "missing_reason": "This metric does not apply to this borrower or an initial Insights assessment.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "not_applicable", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] }, { "key": "obligation_growth_from_baseline", "label": "Debt change from baseline", "status": "not_applicable", "value": null, "unit": "ratio", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "calculation_version": "amlok-obligation_growth_from_baseline-1", "missing_reason": "This metric does not apply to this borrower or an initial Insights assessment.", "evidence_ids": [], "analysis_basis": "historical", "assumptions": [], "definition_version": "2026-11-06.1", "currency": null, "as_of": "2026-11-06T12:00:00Z", "basis": "derived", "reason_code": "not_applicable", "inputs": [], "coverage": { "observed_days": 0, "expected_days": 365, "scope_note": "Synthetic example; observed sources do not establish all external accounts." }, "series": [] } ], "evidence_ids": [] } ], "total_items": 24 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:policy_results": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "policy_results", "section_metadata": null, "items": [ { "rule_id": "dscr-minimum", "result": "unavailable", "actual": null, "threshold": "1.25", "unit": "ratio", "explanation": "The rule cannot be evaluated without a supported DSCR.", "evidence_ids": [ "ev_bank_synthetic" ], "metric_key": "dscr", "calculation_version": "amlok-dscr-1", "metric_window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" } } ], "total_items": 1 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:sources": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "sources", "section_metadata": null, "items": [ { "connection_id": "con_synthetic", "integration_id": "bank_synthetic", "source_as_of": "2026-11-01T00:00:00Z", "retrieved_at": "2026-11-06T12:00:00Z", "window": { "start": "2025-11-01T00:00:00Z", "end": "2026-11-01T00:00:00Z" }, "status": "partial", "limitations": [ "Bank records alone do not establish a complete debt schedule." ] } ], "total_items": 1 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:limitations": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "limitations", "section_metadata": null, "items": [ "All values, IDs and hashes in this example are synthetic. The threshold is illustrative, not an industry recommendation.", "The illustrated inflow is a one-day observed-source subtotal. It is not annual revenue. Authorized derived metrics can remain available while a licensed raw evidence record is restricted." ], "total_items": 2 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:document_ids": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "document_ids", "section_metadata": null, "items": [ "doc_registry_synthetic" ], "total_items": 1 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:findings": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "findings", "section_metadata": null, "items": [], "total_items": 0 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:required_actions": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "required_actions", "section_metadata": null, "items": [ { "code": "provide_debt_schedule", "description": "Supply complete existing and proposed debt-service evidence.", "metric_keys": [ "dscr" ], "requirement_ids": [] } ], "total_items": 1 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:analyses.verifications": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "analyses.verifications", "section_metadata": { "status": "unavailable", "reason": "Necessary supporting evidence is not included in this synthetic example.", "evidence_ids": [] }, "items": [], "total_items": 0 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:analyses.financial_statements": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "analyses.financial_statements", "section_metadata": { "status": "unavailable", "reason": "Necessary supporting evidence is not included in this synthetic example.", "evidence_ids": [] }, "items": [], "total_items": 0 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:analyses.obligations": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "analyses.obligations", "section_metadata": { "status": "unavailable", "reason": "Necessary supporting evidence is not included in this synthetic example.", "evidence_ids": [] }, "items": [], "total_items": 0 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:analyses.income_streams": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "analyses.income_streams", "section_metadata": { "status": "unavailable", "reason": "Necessary supporting evidence is not included in this synthetic example.", "evidence_ids": [] }, "items": [], "total_items": 0 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:analyses.reconciliations": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "analyses.reconciliations", "section_metadata": { "status": "unavailable", "reason": "Necessary supporting evidence is not included in this synthetic example.", "evidence_ids": [] }, "items": [], "total_items": 0 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:analyses.concentrations": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "analyses.concentrations", "section_metadata": { "status": "unavailable", "reason": "Necessary supporting evidence is not included in this synthetic example.", "evidence_ids": [] }, "items": [], "total_items": 0 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:analyses.projections": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "analyses.projections", "section_metadata": { "status": "unavailable", "reason": "Necessary supporting evidence is not included in this synthetic example.", "evidence_ids": [] }, "items": [], "total_items": 0 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:analyses.benchmarks": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "analyses.benchmarks", "section_metadata": { "status": "unavailable", "reason": "Necessary supporting evidence is not included in this synthetic example.", "evidence_ids": [] }, "items": [], "total_items": 0 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:analyses.model_outputs": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "analyses.model_outputs", "section_metadata": { "status": "unavailable", "reason": "No eligible validated model output is included; no score or default probability is fabricated.", "evidence_ids": [] }, "items": [], "total_items": 0 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:analyses.changes": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "analyses.changes", "section_metadata": { "status": "not_applicable", "reason": "An initial Insights assessment has no comparable baseline.", "evidence_ids": [] }, "items": [], "total_items": 0 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:analyses.collateral": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "analyses.collateral", "section_metadata": { "status": "unavailable", "reason": "Necessary supporting evidence is not included in this synthetic example.", "evidence_ids": [] }, "items": [], "total_items": 0 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:analyses.relationships": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "analyses.relationships", "section_metadata": { "status": "unavailable", "reason": "Necessary supporting evidence is not included in this synthetic example.", "evidence_ids": [] }, "items": [], "total_items": 0 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:analyses.credit_reports": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "analyses.credit_reports", "section_metadata": { "status": "unavailable", "reason": "Necessary supporting evidence is not included in this synthetic example.", "evidence_ids": [] }, "items": [], "total_items": 0 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:analyses.tax_obligations": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "analyses.tax_obligations", "section_metadata": { "status": "unavailable", "reason": "Necessary supporting evidence is not included in this synthetic example.", "evidence_ids": [] }, "items": [], "total_items": 0 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:verification.sources": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "verification.sources", "section_metadata": null, "items": [ { "id": "src_verification_synthetic", "kind": "business_verification", "display_name": "Synthetic licensed registry source", "jurisdictions": [ "CA-AB" ], "reference": "report_synthetic", "reported_status": "not_verified", "requested_at": "2026-11-06T12:00:00Z", "completed_at": "2026-11-06T12:00:00Z", "as_of": "2026-11-06T12:00:00Z", "coverage": { "status": "partial", "requested_scopes": [ "business_registry", "licence_registry", "related_people" ], "completed_scopes": [], "limitations": [ "This example does not establish complete coverage." ] }, "document_ids": [ "doc_registry_synthetic" ], "warnings": [ "Required people not supplied." ], "errors": [] } ], "total_items": 1 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:verification.documents": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "verification.documents", "section_metadata": null, "items": [ { "document_id": "doc_registry_synthetic", "kind": "registry_report", "access": "available", "reason": null, "source_id": "src_verification_synthetic" } ], "total_items": 1 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:verification.checks": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "verification.checks", "section_metadata": { "status": "available", "reason": null, "explanation": "Synthetic observations; availability does not mean a passing result.", "coverage": { "status": "complete", "requested_scopes": [ "synthetic_requested_scope" ], "completed_scopes": [ "synthetic_requested_scope" ], "limitations": [] } }, "items": [ { "id": "check_registry_synthetic", "subject_id": "biz_synthetic", "provenance": { "basis": "registry", "source_id": "src_verification_synthetic", "observed_at": "2026-11-06T12:00:00Z", "retrieved_at": "2026-11-06T12:00:00Z", "evidence": [ { "evidence_id": "ev_verification_synthetic", "data_record_id": "dr_verification_source_synthetic", "source_path": null, "document_id": null, "page": null } ], "field_evidence": [] }, "missing_fields": [ { "path": "/original_provider_status", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/method", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/policy_version", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/expires_at", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/override", "reason": "not_provided", "description": "This synthetic source does not supply this field." } ], "supplemental_facts": [], "kind": "business_registration", "state": "completed", "outcome": "review_required", "provider_status": "not_verified", "original_provider_status": null, "reason_codes": [], "summary": "Registry found; required people have not been submitted.", "method": null, "required": true, "policy_version": null, "completed_at": "2026-11-06T12:00:00Z", "expires_at": null, "item_ids": [ "business_selected_synthetic", "compare_people_synthetic" ], "override": null } ], "total_items": 1 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:verification.businesses": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "verification.businesses", "section_metadata": { "status": "available", "reason": null, "explanation": "Synthetic observations; availability does not mean a passing result.", "coverage": { "status": "complete", "requested_scopes": [ "synthetic_requested_scope" ], "completed_scopes": [ "synthetic_requested_scope" ], "limitations": [] } }, "items": [ { "id": "business_selected_synthetic", "subject_id": "biz_synthetic", "provenance": { "basis": "registry", "source_id": "src_verification_synthetic", "observed_at": "2026-11-06T12:00:00Z", "retrieved_at": "2026-11-06T12:00:00Z", "evidence": [ { "evidence_id": "ev_verification_synthetic", "data_record_id": "dr_verification_source_synthetic", "source_path": null, "document_id": "doc_registry_synthetic", "page": 1 } ], "field_evidence": [] }, "missing_fields": [ { "path": "/good_standing", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/website", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/email", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/phone", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/registered_capital", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/source_url", "reason": "not_provided", "description": "This synthetic source does not supply this field." } ], "supplemental_facts": [], "resolution": "selected", "legal_name": "Synthetic Example Manufacturing Inc.", "alternate_names": [], "entity_type": "corporation", "country": "CA", "jurisdiction": "CA-AB", "identifiers": [ { "scheme": "corporation_number", "value": "SYNTHETIC-CA-001", "masked_value": null, "country": "CA", "jurisdiction": null, "disclosure": "full", "reason": null } ], "incorporation_date": "2018-04-10", "nature_of_business": "Synthetic manufacturing business", "registry_status": "Active", "good_standing": null, "address_ids": [ "address_registered_synthetic", "address_records_synthetic" ], "relationship_ids": [], "industry_codes": [], "website": null, "email": null, "phone": null, "registered_capital": null, "financial_highlights": [], "match_score": { "value": 100, "scale_min": 0, "scale_max": 100, "direction": "higher_is_stronger_match", "label": "Synthetic similarity only", "method": "synthetic-method-1" }, "source_url": null } ], "total_items": 1 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:verification.persons": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "verification.persons", "section_metadata": { "status": "unavailable", "reason": "not_requested", "explanation": "No result included in this synthetic example.", "coverage": { "status": "not_requested", "requested_scopes": [], "completed_scopes": [], "limitations": [ "No completed check is claimed." ] } }, "items": [], "total_items": 0 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:verification.registrations": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "verification.registrations", "section_metadata": { "status": "available", "reason": null, "explanation": "Synthetic observations; availability does not mean a passing result.", "coverage": { "status": "complete", "requested_scopes": [ "synthetic_requested_scope" ], "completed_scopes": [ "synthetic_requested_scope" ], "limitations": [] } }, "items": [ { "id": "registration_synthetic", "subject_id": "biz_synthetic", "provenance": { "basis": "registry", "source_id": "src_verification_synthetic", "observed_at": "2026-11-06T12:00:00Z", "retrieved_at": "2026-11-06T12:00:00Z", "evidence": [ { "evidence_id": "ev_verification_synthetic", "data_record_id": "dr_verification_source_synthetic", "source_path": null, "document_id": "doc_registry_synthetic", "page": 4 } ], "field_evidence": [] }, "missing_fields": [ { "path": "/registration_type", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/standing", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/registered_on", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/inactive_on", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/dissolved_on", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/registered_agent_relationship_id", "reason": "not_provided", "description": "This synthetic source does not supply this field." } ], "supplemental_facts": [], "authority": "Synthetic provincial registry", "registration_number": "SYNTHETIC-CA-001", "country": "CA", "jurisdiction": "CA-AB", "registration_type": null, "registered_name": "Synthetic Example Manufacturing Inc.", "status": "Active", "standing": null, "registered_on": null, "inactive_on": null, "dissolved_on": null, "last_annual_return_year": 2024, "last_annual_return_filed_on": "2025-03-01", "annual_return_status": "overdue", "outstanding_return_years": [ 2025 ], "registered_agent_relationship_id": null, "document_ids": [ "doc_registry_synthetic" ] } ], "total_items": 1 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:verification.addresses": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "verification.addresses", "section_metadata": { "status": "available", "reason": null, "explanation": "Synthetic observations; availability does not mean a passing result.", "coverage": { "status": "complete", "requested_scopes": [ "synthetic_requested_scope" ], "completed_scopes": [ "synthetic_requested_scope" ], "limitations": [] } }, "items": [ { "id": "address_registered_synthetic", "subject_id": "biz_synthetic", "provenance": { "basis": "registry", "source_id": "src_verification_synthetic", "observed_at": "2026-11-06T12:00:00Z", "retrieved_at": "2026-11-06T12:00:00Z", "evidence": [ { "evidence_id": "ev_verification_synthetic", "data_record_id": "dr_verification_source_synthetic", "source_path": null, "document_id": "doc_registry_synthetic", "page": 1 } ], "field_evidence": [] }, "missing_fields": [ { "path": "/raw", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/formatted", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/deliverable", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/classification", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/is_cmra", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/is_virtual", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/is_registered_agent", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/match_score", "reason": "not_provided", "description": "This synthetic source does not supply this field." } ], "supplemental_facts": [], "roles": [ "registered_office" ], "raw": null, "street": "100 Synthetic Example Street", "unit": "Suite 3", "city": "Calgary", "region": "AB", "postal_code": "T2P 1J9", "country": "CA", "formatted": null, "validation": "not_validated", "deliverable": null, "classification": null, "is_cmra": null, "is_virtual": null, "is_registered_agent": null, "match_score": null }, { "id": "address_records_synthetic", "subject_id": "biz_synthetic", "provenance": { "basis": "registry", "source_id": "src_verification_synthetic", "observed_at": "2026-11-06T12:00:00Z", "retrieved_at": "2026-11-06T12:00:00Z", "evidence": [ { "evidence_id": "ev_verification_synthetic", "data_record_id": "dr_verification_source_synthetic", "source_path": null, "document_id": "doc_registry_synthetic", "page": 1 } ], "field_evidence": [] }, "missing_fields": [ { "path": "/raw", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/formatted", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/deliverable", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/classification", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/is_cmra", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/is_virtual", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/is_registered_agent", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/match_score", "reason": "not_provided", "description": "This synthetic source does not supply this field." } ], "supplemental_facts": [], "roles": [ "records_office" ], "raw": null, "street": "100 Synthetic Example Street", "unit": "Suite 3", "city": "Calgary", "region": "AB", "postal_code": "T2P 1J9", "country": "CA", "formatted": null, "validation": "not_validated", "deliverable": null, "classification": null, "is_cmra": null, "is_virtual": null, "is_registered_agent": null, "match_score": null } ], "total_items": 2 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:verification.relationships": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "verification.relationships", "section_metadata": { "status": "available", "reason": null, "explanation": "Synthetic observations; availability does not mean a passing result.", "coverage": { "status": "complete", "requested_scopes": [ "synthetic_requested_scope" ], "completed_scopes": [ "synthetic_requested_scope" ], "limitations": [] } }, "items": [ { "id": "relationship_owner_synthetic", "subject_id": "biz_synthetic", "provenance": { "basis": "registry", "source_id": "src_verification_synthetic", "observed_at": "2026-11-06T12:00:00Z", "retrieved_at": "2026-11-06T12:00:00Z", "evidence": [ { "evidence_id": "ev_verification_synthetic", "data_record_id": "dr_verification_source_synthetic", "source_path": null, "document_id": "doc_registry_synthetic", "page": 3 } ], "field_evidence": [] }, "missing_fields": [ { "path": "/position", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/appointed_on", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/ended_on", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/active", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/authority", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/skip_reason", "reason": "not_provided", "description": "This synthetic source does not supply this field." } ], "supplemental_facts": [], "related_subject_id": "owner_company_synthetic", "related_entity_type": "business", "name": "Synthetic Holding Company Inc.", "roles": [ "shareholder" ], "role_labels": [ "Voting shareholder" ], "position": null, "appointed_on": null, "ended_on": null, "active": null, "authority": null, "address_ids": [], "registration_identifiers": [], "verification_check_ids": [], "verification_required": true, "verification_state": "pending", "skip_reason": null }, { "id": "relationship_agent_synthetic", "subject_id": "biz_synthetic", "provenance": { "basis": "registry", "source_id": "src_verification_synthetic", "observed_at": "2026-11-06T12:00:00Z", "retrieved_at": "2026-11-06T12:00:00Z", "evidence": [ { "evidence_id": "ev_verification_synthetic", "data_record_id": "dr_verification_source_synthetic", "source_path": null, "document_id": "doc_registry_synthetic", "page": 1 } ], "field_evidence": [] }, "missing_fields": [ { "path": "/position", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/appointed_on", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/ended_on", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/active", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/authority", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/verification_required", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/skip_reason", "reason": "not_provided", "description": "This synthetic source does not supply this field." } ], "supplemental_facts": [], "related_subject_id": "agent_synthetic", "related_entity_type": "person", "name": "Synthetic Service Agent", "roles": [ "agent_for_service" ], "role_labels": [ "Primary agent for service" ], "position": null, "appointed_on": null, "ended_on": null, "active": null, "authority": null, "address_ids": [], "registration_identifiers": [], "verification_check_ids": [], "verification_required": null, "verification_state": "not_requested", "skip_reason": null } ], "total_items": 2 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:verification.ownership": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "verification.ownership", "section_metadata": { "status": "available", "reason": null, "explanation": "Synthetic observations; availability does not mean a passing result.", "coverage": { "status": "complete", "requested_scopes": [ "synthetic_requested_scope" ], "completed_scopes": [ "synthetic_requested_scope" ], "limitations": [] } }, "items": [ { "id": "ownership_synthetic", "subject_id": "biz_synthetic", "provenance": { "basis": "registry", "source_id": "src_verification_synthetic", "observed_at": "2026-11-06T12:00:00Z", "retrieved_at": "2026-11-06T12:00:00Z", "evidence": [ { "evidence_id": "ev_verification_synthetic", "data_record_id": "dr_verification_source_synthetic", "source_path": null, "document_id": "doc_registry_synthetic", "page": 3 } ], "field_evidence": [] }, "missing_fields": [ { "path": "/economic_share", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/economic_share_min", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/economic_share_max", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/voting_share_min", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/voting_share_max", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/effective_share", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/share_class", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/share_count", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/nominal_value", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/total_value", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/basis_date", "reason": "not_provided", "description": "This synthetic source does not supply this field." } ], "supplemental_facts": [], "owner_subject_id": "owner_company_synthetic", "owned_subject_id": "biz_synthetic", "interest_type": "voting", "economic_share": null, "voting_share": "0.65", "economic_share_min": null, "economic_share_max": null, "voting_share_min": null, "voting_share_max": null, "effective_share": null, "share_class": null, "share_count": null, "nominal_value": null, "total_value": null, "nature_of_control": [], "chain_subject_ids": [ "owner_company_synthetic", "biz_synthetic" ], "chain_complete": false, "unresolved_reason": "No source establishes the corporate owner ultimate beneficial owners.", "reported_interest": "65% of Voting Shares", "basis_date": null } ], "total_items": 1 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:verification.identity_documents": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "verification.identity_documents", "section_metadata": { "status": "unavailable", "reason": "not_requested", "explanation": "No result included in this synthetic example.", "coverage": { "status": "not_requested", "requested_scopes": [], "completed_scopes": [], "limitations": [ "No completed check is claimed." ] } }, "items": [], "total_items": 0 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:verification.biometrics": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "verification.biometrics", "section_metadata": { "status": "unavailable", "reason": "not_requested", "explanation": "No result included in this synthetic example.", "coverage": { "status": "not_requested", "requested_scopes": [], "completed_scopes": [], "limitations": [ "No completed check is claimed." ] } }, "items": [], "total_items": 0 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:verification.screenings": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "verification.screenings", "section_metadata": { "status": "unavailable", "reason": "not_requested", "explanation": "No result included in this synthetic example.", "coverage": { "status": "not_requested", "requested_scopes": [], "completed_scopes": [], "limitations": [ "No completed check is claimed." ] } }, "items": [], "total_items": 0 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:verification.tax_checks": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "verification.tax_checks", "section_metadata": { "status": "available", "reason": null, "explanation": "Synthetic observations; availability does not mean a passing result.", "coverage": { "status": "complete", "requested_scopes": [ "synthetic_requested_scope" ], "completed_scopes": [ "synthetic_requested_scope" ], "limitations": [] } }, "items": [ { "id": "tax_synthetic", "subject_id": "biz_synthetic", "provenance": { "basis": "registry", "source_id": "src_verification_synthetic", "observed_at": "2026-11-06T12:00:00Z", "retrieved_at": "2026-11-06T12:00:00Z", "evidence": [ { "evidence_id": "ev_verification_synthetic", "data_record_id": "dr_verification_source_synthetic", "source_path": null, "document_id": null, "page": null } ], "field_evidence": [] }, "missing_fields": [ { "path": "/authority", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/provided_name", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/registered_name", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/registered_address_id", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/checked_at", "reason": "not_provided", "description": "This synthetic source does not supply this field." } ], "supplemental_facts": [], "identifier": { "scheme": "BN", "value": null, "masked_value": "*****0001", "country": "CA", "jurisdiction": null, "disclosure": "masked", "reason": "Synthetic example masks the taxpayer identifier." }, "authority": null, "result": "unavailable", "provided_name": null, "registered_name": null, "registered_address_id": null, "checked_at": null, "unavailable_reason": "Registry identifier reported; no tax-authority validation result supplied." } ], "total_items": 1 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:verification.licences": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "verification.licences", "section_metadata": { "status": "available", "reason": null, "explanation": "Synthetic observations; availability does not mean a passing result.", "coverage": { "status": "complete", "requested_scopes": [ "synthetic_requested_scope" ], "completed_scopes": [ "synthetic_requested_scope" ], "limitations": [] } }, "items": [ { "id": "licence_synthetic", "subject_id": "biz_synthetic", "provenance": { "basis": "registry", "source_id": "src_verification_synthetic", "observed_at": "2026-11-06T12:00:00Z", "retrieved_at": "2026-11-06T12:00:00Z", "evidence": [ { "evidence_id": "ev_verification_synthetic", "data_record_id": "dr_verification_source_synthetic", "source_path": null, "document_id": null, "page": null } ], "field_evidence": [] }, "missing_fields": [], "supplemental_facts": [], "registry": "Synthetic municipal business licence registry", "authority": "Synthetic municipality", "country": "CA", "jurisdiction": "CA-AB", "identifier": "SYNTHETIC-LIC-1", "legal_name": "Synthetic Example Manufacturing Inc.", "licence_types": [ "Manufacturing" ], "status": "Renewal licensed", "issued_on": "2018-04-10", "expires_on": "2027-04-10", "address_ids": [], "conditions": [], "classification_codes": [], "match_score": { "value": 100, "scale_min": 0, "scale_max": 100, "direction": "higher_is_stronger_match", "label": "Synthetic similarity only", "method": "synthetic-method-1" } } ], "total_items": 1 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:verification.filings": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "verification.filings", "section_metadata": { "status": "available", "reason": null, "explanation": "Synthetic observations; availability does not mean a passing result.", "coverage": { "status": "complete", "requested_scopes": [ "synthetic_requested_scope" ], "completed_scopes": [ "synthetic_requested_scope" ], "limitations": [] } }, "items": [ { "id": "filing_synthetic", "subject_id": "biz_synthetic", "provenance": { "basis": "registry", "source_id": "src_verification_synthetic", "observed_at": "2026-11-06T12:00:00Z", "retrieved_at": "2026-11-06T12:00:00Z", "evidence": [ { "evidence_id": "ev_verification_synthetic", "data_record_id": "dr_verification_source_synthetic", "source_path": null, "document_id": "doc_registry_synthetic", "page": 4 } ], "field_evidence": [] }, "missing_fields": [ { "path": "/effective_on", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/reference", "reason": "not_provided", "description": "This synthetic source does not supply this field." } ], "supplemental_facts": [], "kind": "Annual return", "filed_on": "2025-03-01", "effective_on": null, "period_year": 2024, "status": "Filed", "reference": null, "document_ids": [ "doc_registry_synthetic" ] } ], "total_items": 1 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:verification.corporate_structure": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "verification.corporate_structure", "section_metadata": { "status": "available", "reason": null, "explanation": "Synthetic observations; availability does not mean a passing result.", "coverage": { "status": "complete", "requested_scopes": [ "synthetic_requested_scope" ], "completed_scopes": [ "synthetic_requested_scope" ], "limitations": [] } }, "items": [ { "id": "structure_synthetic", "subject_id": "biz_synthetic", "provenance": { "basis": "registry", "source_id": "src_verification_synthetic", "observed_at": "2026-11-06T12:00:00Z", "retrieved_at": "2026-11-06T12:00:00Z", "evidence": [ { "evidence_id": "ev_verification_synthetic", "data_record_id": "dr_verification_source_synthetic", "source_path": null, "document_id": "doc_registry_synthetic", "page": 4 } ], "field_evidence": [] }, "missing_fields": [], "supplemental_facts": [], "share_classes": [ { "name": "Synthetic Class A", "description": "Common voting shares", "authorized_quantity": null, "unlimited": true, "issued_quantity": null, "voting_rights": "One vote per share", "votes_per_share": "1", "nominal_value": null, "dividend_rights": "As declared, subject to senior rights.", "liquidation_rights": null, "redemption_terms": null, "evidence": [ { "evidence_id": "ev_verification_synthetic", "data_record_id": "dr_verification_source_synthetic", "source_path": null, "document_id": "doc_registry_synthetic", "page": 6 } ] } ], "share_transfer_restrictions": [ "See the source articles schedule." ], "minimum_directors": 1, "maximum_directors": 10, "permitted_activities": [], "prohibited_activities": [], "other_provisions": [], "document_ids": [ "doc_registry_synthetic" ] } ], "total_items": 1 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:verification.public_records": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "verification.public_records", "section_metadata": { "status": "unavailable", "reason": "not_requested", "explanation": "No result included in this synthetic example.", "coverage": { "status": "not_requested", "requested_scopes": [], "completed_scopes": [], "limitations": [ "No completed check is claimed." ] } }, "items": [], "total_items": 0 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:verification.online_presence": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "verification.online_presence", "section_metadata": { "status": "unavailable", "reason": "not_requested", "explanation": "No result included in this synthetic example.", "coverage": { "status": "not_requested", "requested_scopes": [], "completed_scopes": [], "limitations": [ "No completed check is claimed." ] } }, "items": [], "total_items": 0 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:verification.contact_checks": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "verification.contact_checks", "section_metadata": { "status": "unavailable", "reason": "not_requested", "explanation": "No result included in this synthetic example.", "coverage": { "status": "not_requested", "requested_scopes": [], "completed_scopes": [], "limitations": [ "No completed check is claimed." ] } }, "items": [], "total_items": 0 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:verification.device_checks": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "verification.device_checks", "section_metadata": { "status": "unavailable", "reason": "not_requested", "explanation": "No result included in this synthetic example.", "coverage": { "status": "not_requested", "requested_scopes": [], "completed_scopes": [], "limitations": [ "No completed check is claimed." ] } }, "items": [], "total_items": 0 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:verification.document_checks": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "verification.document_checks", "section_metadata": { "status": "unavailable", "reason": "not_requested", "explanation": "No result included in this synthetic example.", "coverage": { "status": "not_requested", "requested_scopes": [], "completed_scopes": [], "limitations": [ "No completed check is claimed." ] } }, "items": [], "total_items": 0 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:verification.bank_account_checks": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "verification.bank_account_checks", "section_metadata": { "status": "unavailable", "reason": "not_requested", "explanation": "No result included in this synthetic example.", "coverage": { "status": "not_requested", "requested_scopes": [], "completed_scopes": [], "limitations": [ "No completed check is claimed." ] } }, "items": [], "total_items": 0 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:verification.questionnaires": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "verification.questionnaires", "section_metadata": { "status": "unavailable", "reason": "not_requested", "explanation": "No result included in this synthetic example.", "coverage": { "status": "not_requested", "requested_scopes": [], "completed_scopes": [], "limitations": [ "No completed check is claimed." ] } }, "items": [], "total_items": 0 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:verification.signatures": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "verification.signatures", "section_metadata": { "status": "unavailable", "reason": "not_requested", "explanation": "No result included in this synthetic example.", "coverage": { "status": "not_requested", "requested_scopes": [], "completed_scopes": [], "limitations": [ "No completed check is claimed." ] } }, "items": [], "total_items": 0 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:verification.field_comparisons": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "verification.field_comparisons", "section_metadata": { "status": "available", "reason": null, "explanation": "Synthetic observations; availability does not mean a passing result.", "coverage": { "status": "complete", "requested_scopes": [ "synthetic_requested_scope" ], "completed_scopes": [ "synthetic_requested_scope" ], "limitations": [] } }, "items": [ { "id": "compare_name_synthetic", "subject_id": "biz_synthetic", "provenance": { "basis": "registry", "source_id": "src_verification_synthetic", "observed_at": "2026-11-06T12:00:00Z", "retrieved_at": "2026-11-06T12:00:00Z", "evidence": [ { "evidence_id": "ev_verification_synthetic", "data_record_id": "dr_verification_source_synthetic", "source_path": null, "document_id": null, "page": null } ], "field_evidence": [] }, "missing_fields": [], "supplemental_facts": [], "field": "business.legal_name", "provided": "SYNTHETIC EXAMPLE MANUFACTURING INC.", "observed": "Synthetic Example Manufacturing Inc.", "normalized_provided": "SYNTHETIC EXAMPLE MANUFACTURING INC", "normalized_observed": "SYNTHETIC EXAMPLE MANUFACTURING INC", "result": "matched", "score": { "value": 100, "scale_min": 0, "scale_max": 100, "direction": "higher_is_stronger_match", "label": "Synthetic similarity only", "method": "synthetic-method-1" }, "threshold": 95, "required": true, "affects_outcome": true, "normalization": "Case and terminal punctuation folded; source names retained." }, { "id": "compare_people_synthetic", "subject_id": "biz_synthetic", "provenance": { "basis": "registry", "source_id": "src_verification_synthetic", "observed_at": "2026-11-06T12:00:00Z", "retrieved_at": "2026-11-06T12:00:00Z", "evidence": [ { "evidence_id": "ev_verification_synthetic", "data_record_id": "dr_verification_source_synthetic", "source_path": null, "document_id": null, "page": null } ], "field_evidence": [] }, "missing_fields": [ { "path": "/provided", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/observed", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/normalized_provided", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/normalized_observed", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/score", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/threshold", "reason": "not_provided", "description": "This synthetic source does not supply this field." }, { "path": "/normalization", "reason": "not_provided", "description": "This synthetic source does not supply this field." } ], "supplemental_facts": [], "field": "business.related_people", "provided": null, "observed": null, "normalized_provided": null, "normalized_observed": null, "result": "not_submitted", "score": null, "threshold": null, "required": true, "affects_outcome": true, "normalization": null } ], "total_items": 2 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:verification.source_scores": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "verification.source_scores", "section_metadata": { "status": "available", "reason": null, "explanation": "Synthetic observations; availability does not mean a passing result.", "coverage": { "status": "complete", "requested_scopes": [ "synthetic_requested_scope" ], "completed_scopes": [ "synthetic_requested_scope" ], "limitations": [] } }, "items": [ { "id": "score_synthetic", "subject_id": "biz_synthetic", "provenance": { "basis": "registry", "source_id": "src_verification_synthetic", "observed_at": "2026-11-06T12:00:00Z", "retrieved_at": "2026-11-06T12:00:00Z", "evidence": [ { "evidence_id": "ev_verification_synthetic", "data_record_id": "dr_verification_source_synthetic", "source_path": null, "document_id": null, "page": null } ], "field_evidence": [] }, "missing_fields": [], "supplemental_facts": [], "kind": "entity_match", "score": { "value": 100, "scale_min": 0, "scale_max": 100, "direction": "higher_is_stronger_match", "label": "Synthetic similarity only", "method": "synthetic-method-1" }, "reason_codes": [], "limitations": [ "Similarity is not an AMLOK credit score or a verified beneficial-owner conclusion." ] } ], "total_items": 1 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getRiskPackage:verification.duplicate_checks": { "data": { "view": "section", "risk_package_id": "rp_synthetic", "record_version": 1, "section": "verification.duplicate_checks", "section_metadata": { "status": "unavailable", "reason": "not_requested", "explanation": "No result included in this synthetic example.", "coverage": { "status": "not_requested", "requested_scopes": [], "completed_scopes": [], "limitations": [ "No completed check is claimed." ] } }, "items": [], "total_items": 0 }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" }, "page": { "next_cursor": null, "has_more": false, "snapshot_id": "risk_section_synthetic", "expires_at": "2026-11-06T13:00:00Z" } }, "getExport:pending": { "data": { "id": "exp_synthetic", "status": "queued", "created_at": "2026-11-06T12:00:00Z", "format": "json", "source": { "kind": "risk_package", "risk_package_id": "rp_synthetic", "format": "json" }, "failure": null, "record_version": 1, "expires_at": null, "artifact": null }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" } }, "getExport:completed": { "data": { "id": "exp_synthetic", "status": "completed", "created_at": "2026-11-06T12:00:00Z", "format": "json", "source": { "kind": "risk_package", "risk_package_id": "rp_synthetic", "format": "json" }, "failure": null, "record_version": 1, "expires_at": "2026-11-07T12:00:00Z", "artifact": { "id": "artifact_synthetic", "total_bytes": 10240, "sha256": "aaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaa", "mime_type": "application/json", "part_count": 3, "part_size_bytes": 4096, "row_count": 1, "schema_version": "1.0.0", "source_snapshot_id": null } }, "meta": { "request_id": "req_synthetic", "schema_version": "1.0.0", "environment": "sandbox" } } } }