> ## Documentation Index
> Fetch the complete documentation index at: https://docs.amlok.io/llms.txt
> Use this file to discover all available pages before exploring further.

# Build and test in Sandbox

> Understand Sandbox data, simulated credits, test scenarios and environment isolation before connecting your product to AMLOK Insights and Signal.

AMLOK Sandbox lets you build your integration and see how your product should handle underwriting results, monitoring events, source data, documents and account activity. Start with six fictional businesses or create your own test records through the API.

> [!NOTE]
>
> **Sandbox does not bill you.** Credits, payments, refunds and usage charges shown in Sandbox are simulations. They do not charge a card, debit a bank account, create a real amount owed or change your Live balance.

## What you can test

* Submit application information and documents, then inspect an Origination and its risk package.
* Read normalized source data, consent records, connections and supporting evidence.
* Exercise within-policy, outside-policy, review-required and incomplete underwriting outcomes.
* Follow monitoring alerts, recoveries and signed webhook deliveries.
* Inspect request logs, exports, simulated funding and consumption records.
* Build recovery handling for invalid requests, retries, duplicate events and insufficient test credits.

The console and API show the records generated by your tests. Sandbox is an executable environment, so you can keep calling the API after loading samples.

## Sandbox and Live compared

| What matters | Sandbox | Live |
| - | - | - |
| Purpose | Develop, learn and test your integration. | Operate approved customer workflows. |
| Borrowers and source information | Use fictional businesses, synthetic integration data and your own test submissions. | Process authorized borrower information and connected sources. |
| Underwriting | Scenarios produce expected outcomes using illustrative inputs and policies. | Results depend on supplied applications, evidence, products and risk policies. |
| Monitoring | Trigger named changes, alerts and recoveries to test your application. | Monitor authorized sources under your agreed configuration. |
| Money | Simulated credits, top-ups, refunds and consumption. No real collection or charge. | Actual funding and usage under your agreement and billing settings. |
| Keys and records | Scoped to the selected workspace's Sandbox. | Separate keys, records, connections and financial balance. |
| Webhooks | Events are recorded; delivery to your test endpoint is an explicit choice. | Delivery follows your Live endpoint configuration. |
| Access | Available when your workspace is created. | Requires activation through the support team. |

**A completed scenario is not a lending approval.** It means the test produced its expected outcome, which can include a declined payment, an outside-policy assessment or a failed provider. Your institution makes lending decisions; sample risk packages and verification observations are fictional.

## Keep testing separate from operations

Use fictional or anonymized test information. Keep API keys on your server and verify the environment in responses and events. Sandbox keys cannot access Live resources, and generated IDs, connection sessions and cursors must not be reused in Live. Loading samples or switching environments does not move data between them.

The scenarios help you verify behavior and data handling. They do not reproduce every provider response, establish production throughput or guarantee real-world provider timing. Before Live use, verify your authorized provider connections, webhook receiver, credentials and agreed operating limits separately.

## Get started

> [card] [Choose your starting data](https://docs.amlok.io/sandbox/getting-started.md)
>
> See the first-use setup screen and choose samples or an empty workspace.

> [card] [Explore businesses and scenarios](https://docs.amlok.io/sandbox/businesses-and-scenarios.md)
>
> Find the six sample businesses and run the outcomes your product needs to handle.

> [card] [Understand simulated billing](https://docs.amlok.io/sandbox/simulated-billing.md)
>
> Reconcile funding and usage without moving real money.

> [card] [Automate your tests](https://docs.amlok.io/api-reference/sandbox-journeys.md)
>
> Use API examples, the scenario catalog and a runnable client.


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