Zūm Rails Data Aggregation - AMLOK

In Review. This integration is being evaluated. Availability has not been announced. View integration status.

Property	Definition
Provider ID	BANK-12
Integration status	In Review
Category	Bank Integrations
Product type	Aggregation and bank verification
Evidence reviewed	2026-10-22

Integration approach

Zūm Connect plus Aggregation API returns linked bank accounts, balances and transaction history when aggregation is enabled. Public docs show Canadian and US response variants. Confirm underlying provider, account coverage and recurring refresh rights.

Access and approval

Sandbox/production accounts are separate and aggregation must be enabled for the customer account. Coordinate production and data-product activation with Zūm Rails; numeric approval ETA not disclosed in reviewed sources. Documentation availability: Public Aggregation API, supported-institution and authentication documentation.

Data reference

Open a resource to review its field definitions. Available fields depend on the connected product, account permissions, and source data.

Resource
bank_account
account_balance
bank_transaction

Coverage conditions

Property	Definition
Country / deployment conditions	Canadian and US response variants; validate actual institutions.
History	Varies by endpoint, account, and available source history.
Refresh	Provider-dependent; no guaranteed real-time cadence.
Commercial / use rights	Client permission and applicable commercial use rights required.

Provider documentation